Embrace seems like a scam to me
Embrace seems like a scam to me. They're looking for a reason to deny - not to pay. They denied every single claim I filed for my dog on the basis that it was a pre-existing condition. My dog was diagnosed with bronchitis, but Embrace said because he had been treated for a cough previously, that the claim for bronchitis was denied. A cough is not a pre-existing condition. Don't waste your money on them.