Horrible Experience, Avoid Kapitus
I had a horrible experience in doing a business financing deal with Kapitus. I made the mistake of giving them my actual cell phone which they included in the UCC lien. Now I can't pick up my cell phone as I get spammed via call/text ALL DAY, EVERY DAY. When I reported the issue, they provided no way to address the issue and didn't seem to care that my cell phone is no longer usable. Paid off my loan and taking my business elsewhere due to poor customer service and not caring. When I asked them to remove the lien, they demanded I pay them to have it removed. Don't do business with this company and don't provide your actual cell phone to companies in this space.