No backup if you're a woman.
I had huge issue with my ovaries, a pain that I could not discribe, and need to go straight to the urgency. I was not pregnant, not miscarriage or anything like that. Never had problems with my reproductive system. It really was a one time thing. And my claims to get a refund was refused and they sent me this : "Reproductive Exclusion: You are not covered for Pregnancy, childbirth, abortion, or Illness or complications resulting from these conditions, miscarriage including that resulting from an Accident, postpartum care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, circumcision, or sterilization or reversal thereof" That is ABSOLUTELY crazy. I can't believe to see that in 2026.