I have never had any issues with Chime
I have never had any issues with Chime. I've had my account for years. Get your direct deposit a few days early. Love that after awhile there is a type of overdraft protection if you need it. No overdraft fees. Ability to have a virtual card as well as physical card. Convenience to freeze your card as needed, customer service has always been helpful. Replacement debit card comes very quickly much sooner than 10 business days.