STAY AWAY APPLY TO YOUR OWN CU BY YOURSELF . 11 PLUS INQUIRIES FOR NOTHING
If you have good to excellent credit you don't need them. They are terrible. I had a 8%, applied for refinancing and after 11 inquiries they offered me 16%. they will run your credit way more than any dealership ever will, just to come back with a rate higher than you could get on your own. They wont answer your calls or call you back. they'll just send automated text messages. DO NOT APPLY FOR A LOAN WITH THEM. JUST APPLY TO A CREDIT UNION ON YOUR OWN