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Lamar Woodham

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90 Day Credit Experts

WARNING

WARNING! PLEASE READ! DECEPTIVE SALES PITCH. This companies sales pitch with the 150 point increase guarantee on your credit score means that the 150 point increase IS DIVIDED UP BETWEEN up between the 3 major credit bureaus. Experian Equifax & TransUnion. THIS MEANS YOU ARE REQUIRED TO PAY AND BE STUCK IN THEIR CONTRACT WITH ONLY 50 point increases per credit bureau. Their sales associate gloated about 150 point credit score increase or you can opt out. They failed to mention that this 150 point only equates to 50 points on each report. I got locked into a contract with them and they only removed 1 item from my credit. And that item boosted my scores from 500 to 543 on Experian and Equifax and then in TransUnion it moved 73 points but because 43+43+73 exceeeds 150 points that they completed their guarantee of 150 points. WHY WOULD I PAY $1000+ to have my score only moved 50 points?!?! If this was clarified by the sales associate I probably would have not been deceptively sold on their services. PROCEED WITH CAUTION.

2026-06-29