Help when I needed it the most.
Received a pre-approval email at a time when I needed it the most for dental surgery. The process was simple and they helped me keep my payments to what I could afford. Sure the interest rate was higher but they did not take advantage of my situation. Everything was done on line and any questions I emailed customer service and received an immediate answer. Since it was late in the date I received my money in my account at 5:10 am next morning. Right when I needed it.