Ethos

很容易搞定。

很容易完成。

网站不错

好网站，很简洁

申请和获批都很简单

申请简单，容易获批

简单又有帮助

到目前为止合作起来很顺利。

简单易懂

简单又值得

很简单，值得入手

客服很棒

客户服务很棒

Chandra Whitley美国 · 写过 2 条评价 · 已认证 · 体验于 2026-08-24 · 发表于 2026-08-24

对我来说很容易，尽管我…

虽然我对电脑不太懂，但用起来非常简单。

Bailey太棒了

Bailey 太棒了。她回答了我所有的疑问，还额外付出努力确保我的家人得到保护。再次感谢！！

太棒了，速度也快

超级快，超简单

客户服务很棒，太赞了…

客服很棒，体验超棒，谢谢。

申请流程非常简单

使用说明非常清晰，跟着操作很简单

如果能给零星的话

If I could give them 0 stars, I would. I signed up for a policy, and ending up getting better coverage, so I called to cancel my policy. When I got to the "AI representative," and put in my info including my SSN and DOB, it said I didn't have an active policy (I did this on chat and on the phone). Fast forward a month, I get a reminder about my payment. I disregarded it, figured it didn't sync. Soon after I got an email saying my payment method needed to be changed. At this point I called and the first HUMAN I spoke to also said I had no policy, again, providing my SSN and DOB. I got ANOTHER email about my payment method and called yet again. They "found" my policy using different info, somehow including a phone number I had 30 years ago (I still have no clue how - I hadn't remembered that number until they read it to me). Anyway, they had charged me already, twice, and wouldn't reimburse me. They said I initiated the policy, which I did and I'm not refuting, and when I called, they said I didn't have one. Please tell me how I'm supposed to know it's in the wrong system if their own staff couldn't tell me? They continue to try to tell me I initiated the policy and refuse to reimburse me. Horrible experience.

这是骗局，他们宣传的价格更高…

这是骗局。他们宣传更高的保险保障只针对意外死亡，但 upfront 不会告诉你。如果你因最常见的死因而去世，保障金额会较低。你只有在最初被接受并支付首期保费时才会得知这一点。我决定这是骗局并要求退款，被告知24小时内会收到退款。已经过去2个多月了，仍然没有任何消息。他们发送了一个虚假的电子邮件，附带一个假的AI号码，当你拨打时没有任何回应。

对老年人很友好

对老年人来说很简单。

到目前为止的整体体验…

从选择、购买、开通到变更，整个体验都很轻松全面。我接触到的客服代表既友好又专业。他们不会强行推销或吓唬你……就是好产品配好价格！

整个过程轻松顺畅。

让整个过程简单顺畅。

顺畅又简单