大都会人寿成立于 150 多年前，旨在通过财务保障帮助家庭渡过生活的曲折。但到了 2020 年，我们意识到了一些事情：还有谁比我们的宠物更能让家庭变得更加圆满呢？ 因此，大都会人寿宠物保险诞生了。在一群宠物爱好者的支持下，大都会人寿宠物保险致力于帮助您确保您毛茸茸的家庭成员受到保护，他们决心像对待我们自己的宠物一样对待您的宠物。我们针对狗和猫的全面宠物保险政策可帮助您支付受伤、疾病、宠物药物、整体护理、紧急情况等费用，让宠物主人能够帮助他们的宠物获得最好的护理。 我们还提供独特的家庭计划1，该计划允许宠物父母在一份保单上为最多三只宠物承保，甚至提供事故 0 天等待期和可选的预防性护理福利。2 这意味着无论您的宠物遇到什么情况，它们都可以在您投保保单当天的午夜之前得到保护。 大都会人寿宠物保险致力于帮助宠物父母提供最好的宠物保险，这可能是连续四年荣获“年度宠物保险”奖的部分原因。 3但这还不是全部。在 MetLife Pet，我们对动物的热情超越了家庭。 这就是为什么除了为狗和猫提供经济高效的宠物保险外，我们还与全国数百家动物收容所合作，帮助我们毛茸茸的朋友找到他们永远的家。因为在 MetLife Pet，我们的宠物不仅仅是动物。 他们是一家人。 1 承保选项可能仅限于特定年龄。 2 家庭计划政策仅限于 12 岁及以下的狗和 14 岁及以下的猫。家庭计划不提供多保单折扣。3“2022、2023、2024 年度宠物保险奖”获奖者、宠物独立创新奖宠物保险由总部位于 700 Quaker Lane, Warwick, RI 02886 的罗得岛保险公司 Metropolitan General Insurance Company 签发。承保范围受约束、排除和限制，且申请须经过承保。请参阅保单或联系 MetLife Pet Insurance Solutions LLC（“MetLife Pet”）了解详细信息。 MetLife Pet 是保单管理员。它可能在某些司法管辖区以备用或虚构名称运营，包括 MetLife Pet Insurance Services LLC（纽约和明尼苏达州）和 MetLife Pet Insurance Solutions Agency LLC（伊利诺伊州）。 ©2025 大都会人寿服务和解决方案有限责任公司。版权所有。 L4805429[exp0927][所有州和][无领土]
以上内容由商家自行提供，未经平台核实。MetLife Pet Insurance（metlifepetinsurance.com）在 OK.one 的综合评分为 4.7 分（满分 5 分），基于本站收录的 294 条用户评价，属于金钱与保险分类，口碑优秀。好评高度一致，93% 的评价为 4 星及以上；商家回复了 87% 的差评；评价主要围绕使用体验、客户服务。数据最后更新于 2026-08-12。
绝大多数评论者都对这家公司有很好的体验。客户经常表示该平台非常人性化，使得索赔的提交完全无缝。消费者指出，报销速度很快，这在紧张的兽医就诊期间带来了极大的缓解。许多人还赞赏支持代表在联系时非常乐于助人、礼貌且专业。 然而，一些人提到了与特定承保规则相关的意外索赔被拒绝的挫败感。一些审核员在试图对部分付款提出上诉或从工作人员那里获得明确解释时遇到了困难。一些消费者对某些原有疾病和日常护理费用的处理方式表示不满。
本段由 AI 基于该企业的全部评价自动归纳，仅供参考，不代表平台立场。Hello, Chau! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
我为前一只宠物 (Milo) 购买了 MetLife 宠物保险，该宠物于 2026 年 6 月 12 日去世。我很感激我购买了 MetLife 宠物保险。
Hello, Barbara. We are deeply sorry about your recent loss. Our thoughts are with you during this difficult time. Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, Diego! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
优质的客户服务和方便的应用程序来提交索赔。
Hello, Lisa! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, Kylene! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
易于比较和选择计划。计划成本合理。
Hello, Kim! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
各种简单友好的客户服务电话和互联网
Hello, Jose! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
他们将急性感染视为慢性既存疾病。 如果您仔细查看他们对既存疾病的定义，他们会特别指出，如果任何复发可能与之前的事件有关，他们会将可治愈的疾病视为未承保的既存疾病。请注意，他们非常随意地使用这个定义，以避免支付索赔。 就我而言，我大约 18 个月前收养了一只猫。收养文件中指出，她之前曾接受过尿路感染治疗。从那时起，她接受了多次健康检查，并得到了健康证明，没有感染迹象。然后，就在上周，距离上次记录的尿路感染已过去近 18 个月，她又出现了新的急性尿路感染感染。大都会人寿否认了这一说法，并且即使 BBB 和 NJ DOBI 也参与其中，仍坚持否认。大都会人寿的立场是，由于她过去患有尿路感染，因此他们永远无法承保。他们自己做出假设，没有证据表明最近的急性感染与她很久以前感染的病毒相同。他们表现得好像没有什么办法可以反驳他们的观点。 如果你仔细观察，他们的定义甚至包括呕吐。因此，如果在您打开保单之前有任何文件表明您的宠物曾经呕吐过，那么宠物在其余生中的任何呕吐都将被视为已有病症，并且他们似乎会拒绝承保。
Hello, Russ. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.
很容易选择计划
Hello, Lebron! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, John! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
我花了不到 10 分钟就完成了所有设置！
Hello, Evelyn! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, Amy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
覆盖范围广且易于在线注册。
Hello, Rodora! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, Donald! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
Hello, Sandra! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
他们本可以使预防性护理便宜很多。总的来说，还不错，只是没有 24/7 支持和预防性护理的费用。我喜欢你可以调整你的保单，这样基本上每月 30 美元，支付 100 美元的共付额，他们为我的约克郡支付 90% 的保险。让您的毛宝宝安心=无价
Hello, we are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at [email protected] and a team member will reach out to you directly. Thank you.
Hello, Elizabeth! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
初始设置后，索赔过程非常简单并且几乎自动化，这很好！
Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
当我开始为我的狗提供保险时，几乎没有任何等待期。 我已经拥有它们很多年了，但是当我需要为我的宠物提出索赔时，他们非常出色并且很快就收到了我的退款。 我有我喜欢的日常事务和紧急情况，而且既然她是大四学生，我就永远不会改变
Hello, Kristine! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
过程非常简单直接。价格也很合理
Hello, Spowell! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.
共 294 条符合条件的评价
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