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Money & Insurance

AAA Life Insurance Company

104 reviews

4.7104 reviews
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About AAA Life Insurance Company

Data updated
Website
aaalife.com
Category
Money & Insurance
Location
United States · Livonia
Status
Unclaimed
Last 12 months
104 reviews
Replies to negative
100% (6/6)
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Is AAA Life Insurance Company legit?

AAA Life Insurance Company (aaalife.com) has a 4.7 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

L
L. Hurst · 2 reviews · Verified · Experienced 2026-07-10 ·

For the first time in a little over…

For the first time in a little over fifty years I can now say that my experience with an insurance agent was great! He did his job with courtesy, professionalism, and timeliness. I had a minimal weight time despite the fact that the office was extremely busy. The service provided at this location was excellent. I’d recommend using a local office to have that personal, touch one on one-on-one service.

Reply from AAA Life Insurance Company2026-07-21

Thanks for the positive review and for the kind words about our agent! We are glad to hear you had a great experience with us, thank you for being a AAA Life policyholder.

D
D Zannini · 1 review · Experienced 2026-07-19 ·

They do not do what they say they will do

I was promised a new rate from a customer service rep, when my policy premium changed due to my age, they did not follow through on their promise to me. Be very careful about choosing this company. You have been warned. Edit, Review is pending a promise of the new rate, when i see the new rate, i will post a new review.

Reply from AAA Life Insurance Company2026-07-21

Hello, we are sorry to hear of your frustration. Please call AAA Life's Member Services at 855-598-0890 if you need further assistance with your current coverage

M
Michael Ell · 6 reviews · Experienced 2026-07-16 ·

They said NO MEDICAL EXAM

They said "NO MEDICAL EXAM - JUST ANSWER 3 HEALTH QUESTIONS TO DETERMINE APPROVAL". It is a lie. Read the hidden text at the bottom of the 2nd page. Far more exclusions. It's really trashy marketing. And more reasons why you should use a broker.

Reply from AAA Life Insurance Company2026-07-21

Hello, Michael, we are sorry to hear you were not satisfied with our application process. If you require further assistance, please contact our AAA Life team at 888-422-7020.

m
mary Stapleton · 3 reviews · Verified · Experienced 2026-07-07 ·

Great company!

Reply from AAA Life Insurance Company2026-07-15

Thanks for the positive review and for being a AAA Life policyholder, Mary!

B
Brian Beck · 2 reviews · Verified · Experienced 2026-06-30 ·

The process was quick

The process was quick, easy and straightforward. I highly recommend AAA Life Insurance.

Reply from AAA Life Insurance Company2026-07-13

Thanks for the positive review and for being a AAA Life policyholder, Brian!

c
customer Wade Hensley · 1 review · Verified · Experienced 2026-07-01 ·

Cheaper rates and easy to get

Reply from AAA Life Insurance Company2026-07-09

Thanks for the positive review and for being a AAA Life policyholder!

c
customer · 1 review · Verified · Experienced 2026-07-07 ·

Application process was simple and…

Application process was simple and quick.

Reply from AAA Life Insurance Company2026-07-08

Thanks for the positive review and for being a AAA Life policyholder!

J
Judith Montes · 1 review · Verified · Experienced 2026-07-03 ·

I'm not trying to be honest

I'm not trying to be honest, I tell it like it is . You deliver what you have promised and i' m a satisfied customer, you keep your word and you are over protective about your reputation that's all for now

Reply from AAA Life Insurance Company2026-07-08

Thanks for the kind review and for being a AAA Life policyholder, Judith! We are grateful to hear you are satisfied with your life insurance coverage.

j
james jeffries · 6 reviews · Verified · Experienced 2026-07-05 ·

It was fairly simple.no issues.

Reply from AAA Life Insurance Company2026-07-06

Thanks for the positive review and for being a AAA Life policyholder, James!

P
PATRICIA · 4 reviews · Verified · Experienced 2026-07-03 ·

Very easy to apply

Very easy to apply. Reasonable for whole life.

Reply from AAA Life Insurance Company2026-07-06

Thanks for the kind review and for being a AAA Life policyholder, Patricia!

J
Jean Bailey · 1 review · Verified · Experienced 2026-07-04 ·

Excellent services

Excellent services from roadside assistance to term life policies! I highly recommend AAA for all their services.

Reply from AAA Life Insurance Company2026-07-06

Thanks for the positive review and for being a AAA Life policyholder, Jean! We appreciate your trust in the AAA brand.

A
Andrea Fizer · 2 reviews · Verified · Experienced 2026-07-02 ·

Easy to navigate app process

Reply from AAA Life Insurance Company2026-07-02

Thanks for the positive review and for being a AAA Life policyholder, Andrea!

S
Sharon Ann Worthington · 1 review · Verified · Experienced 2026-07-01 ·

Easy access

Easy access, sitting up account was easy, people were friendly and helpful.

Reply from AAA Life Insurance Company2026-07-02

Thanks for the positive review and for being a AAA Life policyholder, Sharon!

B
Betty Sue · 2 reviews · Verified · Experienced 2026-06-30 ·

Easy application

Reply from AAA Life Insurance Company2026-07-01

Thanks for the positive review and for being a AAA Life policyholder, Betty Sue!

c
customer · 2 reviews · Experienced 2026-06-29 ·

If I could give Erica a 10 star I…

If I could give Erica a 10 star I would! She was absolutely the best representative I have ever spoken with on any customer service issue. SO pleasant, upbeat, encouraging and knowledgeable. Hope you have many more employees just like her. She is definitely an asset to your company!!!!!

Reply from AAA Life Insurance Company2026-07-01

Thank you for the positive review and the kind words about our AAA Life team member! We are glad you can trust in us with your life insurance coverage.

F
Fern Cuneio · 1 review · Verified · Experienced 2026-06-18 ·

Great related to internet

Great related to internet. Great that it does not cut off at 85. I realize that I will pay over its’ value if I live into my 90’s, but having the security now is important.

Reply from AAA Life Insurance Company2026-06-26

Thanks for the kind review and for being a AAA Life policyholder, Fern!

W
Wanda Haley · 1 review · Verified · Experienced 2026-06-26 ·

Purchased Whole life for me and my Husband

You made signing up easy. Wish you offered a place to edit, I wanted to go back in and list my daughter as a secondary befeficiary after my husband. Not sure if that is possible.

Reply from AAA Life Insurance Company2026-06-29

Hi, Wanda, thanks for the kind review! Please know you can call AAA Life's Member Services at 855-598-0890 to add or change a beneficiary on your policy. Thank you for being a AAA Life policyholder!

J
Joel · 1 review · Experienced 2026-06-25 ·

To the tolite with aaa

I had to leave 1 start to tell you, don't get life insurance from here, they have dicked us around for 2 months, when state farm paid in a week, I will tell everyone I know, not to deal with them

Reply from AAA Life Insurance Company2026-06-26

Hello, Joel, we are sorry to hear of your frustration. We do not have enough information to reach out to you, please contact AAA Life's Claims Support Team at 855-598-0857 for support in a private and secure manner.

T
Tom O · 1 review · Verified · Experienced 2026-06-25 ·

Easy application experience

Reply from AAA Life Insurance Company2026-06-26

Thanks for the kind review and for being a AAA Life policyholder, Tom!

c
customer · 1 review · Verified · Experienced 2026-06-25 ·

Easy to apply

Easy to apply. Trusted source. It’s something I have wanted to do for my spouse but haven’t taken the time to do previously.

Reply from AAA Life Insurance Company2026-06-26

Thank you for the positive review, we are glad to hear you have trust in us when it comes to your life insurance coverage. Thanks for being a AAA Life policyholder!