Above Lending, Inc. is a next-generation financial services company with offices in Chicago. We provide simple and transparent products aimed to help our clients achieve their personal finance aspirations. With competitive rates and personalized support from our loan specialists, our mission is to simplify the lending process and help borrowers attain financial well-being. We are passionate about making credit more affordable and accessible, and we're committed to helping our clients accomplish their goals.
Written by the business, not verified by us.Above Lending (abovelending.com) has a 4.8 out of 5 rating on OK.one, based on 269 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-03.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally patient, kind, and helpful when walking them through the loan process and answering all questions. People really appreciate the clear communication and fast service that makes managing debt feel much less stressful and very straightforward to handle. However, some people mentioned unexpected issues with loan terms, sudden increases in payment schedules, or feeling confused after going through the steps. A few consumers also felt disappointed by higher interest rates, unexpected financial outcomes, or getting denied after initially being pre-approved by the team.
Auto-generated from all reviews of this business. For reference only.The representative who assisted me was incredibly helpful and took the time to answer all of my questions thoroughly. I felt well-informed throughout the entire process, as everything was explained clearly and concisely. Furthermore, I appreciated that there was no pressure to proceed with the loan, which made me feel very comfortable agreeing to the terms.
Ease of application Gentleman I worked with was great
Helpful and knowledgeable Jeff was very helpful and knowledgeable and made the process smooth. Grateful to have this opportunity to try to get ahead!
Beau Rodriguez totally was 100% with me answering my questions.
I had to to redo my application twice and Dana was so nice and patient about it and professional!!!!
The representative who helped us very nice and informative.
I’m very thankful for above lending. Looking forward to being debt free!
The experience was great, was able to understand every part of the loan, and my options
Very easy to apply and use. Payments are monthly and affordable
Max was very easy to work with. It took us a while to connect, but I was able to get the information that was needed. He made it very easy. I am looking forward to finishing up. They amount of debt that my husband put us through. Thank you very much.
Exceptional service! So kind and reassuring!
Your representative was very helpful and respectful.
Melissa K was a great agent. She was patient to answer all my questions and repeat things to me if I asked her. Very Friendly and encouraging through the process.
The rep was awesome, she had such a great personality and made my experience enjoyable.
Very easy and quick. Great customer service
Mark explained the process well, and completing the information online was straightforward and simple.
Everything was explained to me very clearly and all my questions were answered thoroughly!
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