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Money & Insurance

American Credit Card Solutions

63 reviews

4.963 reviews
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About American Credit Card Solutions

Data updated
Website
americancreditcardsolutions.com
Category
Money & Insurance
Location
United States · Frederick
Status
Unclaimed
Last 12 months
61 reviews
Replies to negative
100% (1/1)
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Is American Credit Card Solutions legit?

American Credit Card Solutions (americancreditcardsolutions.com) has a 4.9 out of 5 rating on OK.one, based on 63 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 61 of them were added in the last 12 months. Last updated 2026-08-10.

What people say

C
Carol · 10 reviews · Experienced 2025-08-05 ·

The consultant

The consultant, Maria Scarella, was so helpful in helping me understand exactly what the program is about and how it will help me with my needs.

Reply from American Credit Card Solutions2025-12-17

Thank you so much!

T
Tina Tull · 1 review · Experienced 2025-12-12 ·

I was excited that there is a way to…

I was excited that there is a way to get my financial debt cost down, without a loan.

Reply from American Credit Card Solutions2025-12-15

Thank you so much for sharing your feedback!

J
James Spears · 4 reviews · Experienced 2025-12-09 ·

She's very very good to talk to

She's very very good to talk to. She was very easy to talk to.

Reply from American Credit Card Solutions2025-12-10

Thank you so much for sharing your positive feedback!

A
Anthony Forster · 1 review · Experienced 2025-12-10 ·

Maria was very good at explaining…

Maria was very good at explaining everything and made the process was very easy.

Reply from American Credit Card Solutions2025-12-10

We are so happy to hear this, thank you!

D
Deron Jones · 2 reviews · Experienced 2025-12-04 ·

Our specialist was very kind and nice

Our specialist was very kind and nice. Very much appreciated her explanation

Reply from American Credit Card Solutions2025-12-04

Thank you so much for sharing your positive experience with us!

R
Ruth Pinheiro · 1 review · Experienced 2025-10-13 ·

It has been a great experience

It has been a great experience. Everyone has been very helpful and explain the process in a way that is simple to understand. Would recommend to everyone.

Reply from American Credit Card Solutions2025-12-02

We are so happy to hear this! Thank you for sharing your experience with us!

W
Wayne Palmer · 1 review · Experienced 2025-11-25 ·

Dan was a pleasure to talk with his…

Dan was a pleasure to talk with his explanation was clear and easy to understand and I can't thank him enough for his help

Reply from American Credit Card Solutions2025-11-25

Thank you so much for sharing your feedback with us! We will be sure to pass this on to Dan!

M
Matthew Browning · 1 review · Experienced 2025-11-24 ·

Very clear explanation of options and…

Very clear explanation of options and steps to the program. Very friendly and cheerful throughout the process. More than willing to explain the same issue multiple ways. Used clear, common sense language to answer all questions. Maria is a joy to work with and I look forward to having her as my representative going forward.

Reply from American Credit Card Solutions2025-11-25

We are so happy to hear you had a great experience! Thank you for sharing!

S
Salem · 1 review · Experienced 2025-11-22 ·

Dan Rosendale was very respectful easy…

Dan Rosendale was very respectful easy going detailed in every aspect of the contract. Made it easy for me to follow and understand. Was amazing and understanding. I'm great full for his professionalism, kindness,attention to making sure nothing was left out. He truly made the process of helping much less stressful. And hopefully now I can be at ease and get my life back on path Thank you so much

Reply from American Credit Card Solutions2025-11-24

Thank you so much for sharing your experience with us! Dan is great and we are so happy he was able to assist you!

C
Charles Lawson · 2 reviews · Experienced 2025-11-19 ·

I was happy with the phone call agent…

I was happy with the phone call agent made it very easy for me and I was very very helpful helping me to understand the process of how everything works I feel very good about knowing how could be out of debt Soon

Reply from American Credit Card Solutions2025-11-19

Thank you so much for sharing your feedback!

V
Velma Palochak · 2 reviews · Experienced 2025-11-11 ·

ED PACKMAN made the whole thing pretty…

ED PACKMAN made the whole thing pretty seamless. He is wonderful! I am looking forward to things working out. He helped me with every question! I am not tech savvy so anything that has to do with changing things is a struggle for me! He was very very (second VERY is stated for emphasis) patient with me. I would certainly recommend him for anything!! Thanks, Velma J. Palochak

Reply from American Credit Card Solutions2025-11-13

Thank you so much! We will be sure to share this with Ed!

D
Deborah Allen · 3 reviews · Experienced 2025-11-07 ·

I was fortunate to have my call…

I was fortunate to have my call answered by Ed Packman. He is very knowledgeable and professional. He is also very honest and he makes you feel like the most important person in the room. He discussed all of my options in regards to my financial needs. He answered all of my questions and was very open about the process and what I could expect from start to finish. He is truly an asset to the company. I really enjoyed the entire time speaking with him. You can tell he really likes his job and he really likes helping people. I wish everyone could take lessons from Ed Packman. I would highly recommend this company for anyone who wants to find a solution to their financial issues.

K
Kristin Rector · 1 review · Experienced 2025-11-10 ·

It was such a pleasure speaking with Ed…

It was such a pleasure speaking with Ed Packman from ACCS. I was very nervous and unsure about the offer. Ed made sure the experience was great and that I understood and was comfortable with the options I was given. Ed Explained in detail how I would begin, about how long it would take to get my situation resolved. He also was giving me real honest answers. I felt like Ed really was taking the time to listen to what needs I needed so he could find the best option for me. He had answers to all of my worries and questions. He explained things extremely well. And I never felt rushed or pressured into any of the options which made me much more comfortable. Since Ed was so detailed and had all the answers to my questions, honest answers, I feel great with the option that I picked. Even though we just started the process I already feel less pressure and stress as a parent with getting my debt taken care of and getting life back on track. I am So thankful that I got to speak with Ed Packman yesterday. I just wanna get out of this debt and be the best parent I can be for my son. I wanna get my credit score back up so I can have things in life for my family. Ed seems to understand that. Speaking with Ed, this was the first experience I’ve ever had trying to take care of my debt and someone actually taking the time to explain things to me and making sure I understood. Ed truly understood the issue I’m having being in this hole of all this credit card debt. He understood that I’m trying to get my financial debt right as a mother and my son being in college. I have to be great for him for him to be great. Ed understood that I really need to get my stuff straightened out so I can be the best parent I can be and financially be there for my child.

Reply from American Credit Card Solutions2025-11-19

Wow! What wonderful feedback and we couldn't agree more about Ed! He is one of the best and we are lucky to have him on our team! So glad he was able to assist you!

L
Lisa Stoll · 3 reviews · Experienced 2025-11-10 ·

Steve was very friendly and helpful

Steve was very friendly and helpful. I'm glad I decided to let him help me because I was a little bit skeptical. But he eased my mind.

Reply from American Credit Card Solutions2025-11-11

We will make sure to pass this on to Steve and the rest of our team, thank you!

A
Alejandra Martinez · 1 review · Experienced 2025-11-10 ·

Steve Ingraham was amazing

Steve Ingraham was amazing! He helped me through the process, he made it very simple and easy and made me feel at ease.

Reply from American Credit Card Solutions2025-11-10

Thank you so much!

V
Victoria Jackson · 2 reviews · Experienced 2025-11-10 ·

Exceptional service

David From start to finish, was incredible! Not only did he provide excellent service, but he also took the time to explain the process in detail. His commitment to ensuring I was satisfied throughout the process was remarkable. I highly recommend this company.

Reply from American Credit Card Solutions2025-11-10

Thank you so much for the positive feedback! We will be sure to pass this on to David!

L
Lori Kling · 3 reviews · Experienced 2025-11-07 ·

Working with Steve at ACCS has been a…

Working with Steve at ACCS has been a pleasure. He was fast, friendly and efficient. I would gladly recommend them.

Reply from American Credit Card Solutions2025-11-07

Thank you so much for the positive feedback!

S
Sherrie · 4 reviews · Experienced 2025-10-29 ·

David Wellington Thanks!

Every thing was explained in detail and layed out in order for me to see how things would take place. The process of setting up was quick and simple. David was easy to talk with and changed my plan as needed. So far it has been a good experience.

Reply from American Credit Card Solutions2025-10-31

We will make sure to pass your positive feedback on to David and the rest of our team, thank you!

L
Leonor Gamez · 1 review · Experienced 2025-10-28 ·

Marco Lopez is the best at his job

Marco Lopez is the best at his job, he helped me a lot to be able to have a lower payment on my debts. I was with another company that charged me much more and with them I'm going to save 300 dollars a month thanks to the excellent explanation that Marco gave me on how to manage my debts and also how to save. Thank you for your help, I highly recommend them.

Reply from American Credit Card Solutions2025-10-29

We love to hear this, thank you! We will be sure to pass your positive feedback on to Marco!

D
Debbie Ryder · 1 review · Experienced 2025-10-16 ·

David was very professional

David was very professional. He helped me understand the program. He has made the process easy for me.

Reply from American Credit Card Solutions2025-10-24

Thank you so much for sharing your experience!