Avant (avant.com) has a 3.9 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 71% rate it 4 stars or higher while 25% give 1 star; The business has replied to 44% of negative reviews. Last updated 2026-08-10.
10 out of 10 do not recommend… Will show you an initial set of terms pricing and rates and then they will double it on you in two weeks claim they do their loans in 24 hours no no no… I hope you people sleep well at night, knowing you screw people
When applying for a loan, they asked for documents, they did not specify. How many documents they requested I? R? S documents they did not say they wanted 10 pages from I. R. S documents the loan officer had explained they just needed to see the tax return to show the yearly income. So I gave them for the years of 24,25 documents then, when I called in to verify the information, they said, no, that wasn't what they wanted. They wanted all 10 pages from the year of 2024 and 2025. I'm not giving you all 10 pages. I'm sorry you getting my tax information is enough to me. This is fraudulent. This is a fake. I don't care. Anyone else on here was like? Oh, I gotta want. You got a long, no, you got a credit card. I have gotten loans before and they only wanted to see page 1 of 10.ugh
The process is easy and fast. This was my third loan thru Avant. I received the money in my bank the next day.
The ease of obtaining a loan. Not alot of B.S.
The app and application was easy and quick. I got a response immediately. Making the payments is also super easy with the app.
This is what went wrong. I asked to refinance my loan. You took it upon yourself to refinance my APR and didn't borrow me any more money and only gave me one. Penny. You could have kept that Penny and gave it to a dead dog.
The process was easier than I expected. Quick response.
Avant started me off with a decent credit line. After 10 months of on time payments and paying my balance in full monthly, I requested a credit line increase and was successfully granted. The Avant app is EXTREMELY user friendly, as well. Overall, I’m very pleased with Avant and looking forward to making this my go-to card.
Avant was amazing! Easy, quick, reliable service. They work with you. 100% trustworthy!
Terrible company doesn’t respect or appreciate their customers they only care about their fees and keeping you at a lower limit!
The easiest loan process. I had the funds in 24. And this time around I got a better rate than last time.
I just answered a few questions and the money was in my bank the next business day. Very easy process.
Used you before. Easy to apply and prompt reply. Courteous and friendly. Eager to help a client. Forever Avantg
WARNING! I typically make my monthly credit card payment to Avant on the 2nd Wednesday of each month, and have NEVER missed a payment nor been late. On July 2nd of this year (2026) I made my payment for July a few days earlier than usual. Imagine my surprise when today (July 28) I received an email telling me that I'm late on my payment and must pay before August 1 !!! Upon speaking with customer service (and a supervisor,) I was informed that they will NOT credit my paid July 2nd payment onto my account for the month of July. Instead, they have posted it as an additional amount paid for June. So, they are basically demanding additional money, when I've already paid the amount due. The supervisor was TOTALLY UNWILLING to rectify this dilemma, even though I've been a stellar customer, and am being penalized for making my payment a few days earlier than usual. I WILL PAY THIS CARD OFF, and let everyone know that this is how Avant rewards faithful customers. (Don't bother telling me about payment cycles, etc. This company knows that my payment was made for July, and refuses to correct that.)
I applied for an Avant credit card and received approval. Upon making my first payment, I found out my payment was not posted. I inquired as to the reason for this with Avant customer support and was told that the payment they received made with my Atlas credit card was sent back to their bank, which is. Academy bank, because the account it was drawn upon was not a real account. I inquired to Atlas if they had received a payment from Avant, till this day the answer was no. After going over the details with Avant I found out that the account number it was sent to was the wrong account number. So I asked them could they please defund my payment and I was told by Avant and Atlas that I would have to do this personally. I am unable to do this because the account held by Academy , I am not the account holder and only Atlas and Avant can do this and yet neither company wants to do this and since I am missing out on my payment I refuse to do honor my obligations with either UNTIL SUCH TIME THIS IS RESOLVED. Now I’m getting negative credit ratings with both reporting negatively. My credit limit either Avant is 300.00 and I sent a 100.00 payment, so it is of significant percentage of my obligation I was trying to pay .
My experience with Avant was wonderful. The process was very simple. I was excited about how quickly I received my money.
Fast and easy application process. I knew my results in minutes. Applied on a Saturday received in account on Monday.
Quick, easy to deal with and approval very quick!!!
I attempted to make a payment on the due date, but since it was after 5:00 pm, the system didn't allow me to pay on the same day. I had to schedule the payment for the next day, which resulted in a late fee. I explained this to customer service, but she was unhelpful and indifferent. She only repeated that page 2 of my statement states that payments must be made before 5:00 pm Her tone sounded rehearsed, as if she receives this complaint frequently.
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