Who is BHG Financial? BHG Financial is an industry leader in innovative financial solutions, providing customized options to fit the varying needs of professionals, entrepreneurs, small business owners, and institutions across the United States. With nearly 25 years of experience, BHG Financial is unlike a traditional bank. Our unique underwriting model looks beyond credit scores to assess each applicant's full financial picture. BHG Financial provides purpose-driven solutions that transform how individuals and businesses alike can access the funds they need to meet their goals. Our Services Known for our innovative approach to lending, BHG Financial can offer unsecured loans with flexible terms, competitive rates, and funding in as little as 3 days, depending on the loan type. Our services include: Personal loans Business loans Medical professional loans Supporting Our Communities Through our philanthropic arm, BHG Cares, we hold long-term partnerships with humanitarian and support organizations, including the Make-A-Wish Foundation, Style Saves, and the Kevin Love Fund. In addition, BHG Cares places a strong emphasis on advancing independent disaster relief funds and global humanitarian efforts. Find more information about BHG Financial by visiting our website and checking us out on social media: BHG Financial LinkedIn BHG Financial YouTube BHG Financial X BHG Financial Instagram
Written by the business, not verified by us.BHG Financial (bhgfinancial.com) has a 4.6 out of 5 rating on OK.one, based on 119 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-02.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely professional, knowledgeable, helpful, and attentive throughout the entire loan process. Reviewers note that communication is consistently clear, efficient, and easily tailored to individual schedules and personal financial needs. However, some customers also noted experiencing occasional delays with responses and communication issues from certain representatives. A few people felt frustrated by slow approval times, unexpected waiting periods for funding, and difficulties reaching support staff when trying to get updates. Some reviewers also mentioned concerns regarding high fees and strict contract terms during their borrowing experience.
Auto-generated from all reviews of this business. For reference only.Christopher F was amazing from start to finish. He was very professional and courteous and advocated for me to get the best rate possible. The entire process was quick and easy. I will definitely recommend BHG Financial to my friends and family!
Finance Manager Nate was on point, available and ensured things were explained very well. As there are some uniquie benefits to using BHG which was great! Process was easy and nothing asked for was above what anyone else would expect.
Hi Brian. An easy process and helpful team are key to the BHG Financial mission. It's great to hear we could deliver and that you enjoyed working with us. Thanks, BHG Customer Relations Team
I was helped by Nate Paller and he was great. Took the time to answer all my questions was very friendly and helpful. I appreciate that he didn’t try to pressure me and helped break everything down for me. Overall great experience and I would highly recommend their services.
Hi Carson. BHG Financial's team is in place and ready to assist customers just like you. We make it our mission to provide a seamless process that accounts for your needs. Thanks, BHG Customer Relations Team
I would highly recommend working with Allison with BHG Financial, this was my second time using them service was fast with a decision in less than a day. Allison got back with me with any questions or concerns. Highly recommend!
Hi William. The recommendation is appreciated! It's fantastic to learn you enjoyed working with the BHG Financial team and that you found the process to be hassle-free. Thanks, BHG Customer Relations Team
I really appreciate all of the help I received from Mr. Wilmer Hoyos. I was very needy and asked him for several different quotes and he was extremely kind, professional, and helpful through all of it. Then I changed the final amount on him twice and he got back with me super fast. He made this entire process so much less stressful than I had expected. Thank you so much Wilmer!
Hi Amanda. We're pleased to learn you enjoyed your experience with the BHG Financial team. Our reps work hard to understand your needs so that we can offer an amenable financial solution in turn. Thanks, BHG Customer Relations Team
The process from start to finish was very easy and efficient. Once I received preliminary approval, I was called by Julia to walk me through all my options. She was very helpful, knowledgeable and guided me to the best option. Top notch from a customer service perspective and I appreciated her assistance.
Hi Chris. From start to finish, the BHG Financial team is here to help. We're thrilled we could assist you and that our rep could provide a stellar experience. Thanks, BHG Customer Relations Team
Nate was thorough, professional, and a pleasure to work with. He knew the details and was able to put together a comprehensive plan that met my needs. I highly recommend Nate. Thanks for all your help!
Hi Andrew. Here at BHG Financial, our team is here to help through the loan process and after as well. We appreciate the opportunity to offer our assistance. Thanks, BHG Customer Relations Team
The application process was simple and fast. Fernando Medina my finance manager was absolutely fantastic. He explained everything in detail, provided multiple options and was clear and concise during our calls, email and text communications. There were no questions unanswered and no doubt that I had made the correct choice in contacting BHG. I highly recommend BHG Financial. Thank you Fernando!
Hi Summer. Simple and easy is the BHG Financial goal! We're thrilled we could ensure a seamless loan process all while meeting your unique needs. We can't thank you enough for the exceptional review and recommendation. Thanks, BHG Customer Relations Team
10/10 would recommend BHG Financial for professionals looking at debt consolidation or other unsecured personal loan needs! Justin Lambert was my loan officer, and he made the process smooth and rapid. In less than 24 hours I had loan approval and all documents signed and ready to go. I’ll definitely be recommending BHG to anyone I know in need of a large professional loan!
Hi Grant. The recommendation is very much so appreciated! Across every level and department, our team works hard to ensure a fast loan process that meets your needs. We're thrilled we could help out. Thanks, BHG Customer Relations Team
Nate Paller was very informative about my loan options. He made the process very easy and worked around my schedule. Nate explained the process and steps. I have had several loans through out my life this was the quickest and easiest by far. Thank you Nate.
Hi John. A seamless loan process that accounts for your specific needs is the BHG Financial mission. We're glad you enjoyed working with the team and we appreciate the review as well. Thanks, BHG Customer Relations Team
This was the most streamlined process for applying for a debt consolidation loan . Nate Paller the finance manager that handled my case was extremely informative and helpful . Thank you very much !
Hi George. BHG Financial's team is truly dedicated to customers like yourself, ensuring we take the time to understand your unique needs while offering exceptional service in turn. We're thrilled we could do just that! Thanks, BHG Customer Relations Team
Had the pleasure of working with Dominic Mosconi. He was amazing to work with. Informative and walked me through the process and made the process very easy and understandable. I’ve been in Sales for over 26 years and his follow up skills and customer support is one of the best I’ve experienced. I highly recommend working with this organization
Hi Tamara. We loved reading your review! BHG Financial is truly dedicated to customers like yourself, ensuring we can offer professional and timely service that meets your unique needs. Thanks, BHG Customer Relations Team
Julia was my loan officer ,she was professional, Knowledgeable and patient with all aspects of the loan system The most thing I like the best is how she stayed with me for every problem that occurred during processing.She was cool calm and collected throughout the process Julia made the loan process seem like she was a relative of mine I could speak for hours about julia but I bet she gets praises from all her clients.Thank you all for a very clean and easy process
Hi John. Over the last 25 years, BHG Financial has remained committed to customers, ensuring our reps can provide an exceptional experience from start to finish. It's great to learn we could assist with this! Thanks, BHG Customer Relations Team
Julia was amazing. Due to unfortunate circumstances we were in need of some capital and Julia and her team at BHG answered. The initial consult, the different options, and ultimately the moving forward with the product was smooth and went how she said. She never over promised but delivered at the highest level. Thank you Julia for everything and will be using BHG when the need arises in the future. I appreciate it.
Hi Eddie. At BHG Financial, our team is truly committed to ensuring a smooth loan process that meets your unique needs. We're thrilled we could do just that! Feel free to connect with us should you need anything moving forward. Thanks, BHG Customer Relations Team
I would not recommend BHG financial. As part of their process, they run your credit which is expected. They then have you pull a month's bank statements and send to them a long with routing number and accounts numbers of the account you are depositing in. This account must have your name on it and be a personal account. They charge an extremely high origination fee and the contract says they have the right to ask you for IRS documents anytime during the loan. It also says that if you default on ANY other loan or credit obligation during the time of the loan you have with them, they consider that default on their loan. To top it all off, once you sign the loan documents they come back and ask you for an additional 3 months of bank statements AFTER they have already run your credit and you have ALREADY signed a loan document stating terms and deposit dates and repayment amounts before they will deposit the money you already signed for. I had also gotten approved for a Lightsteam loan which is 10x easier. It's all done online. You don't even have to talk to anyone. They deposit any whatever account you want and don't come back after the fact asking for a bunch of banking information. It's purely based on your credit and ability to pay. I literally applied and got funded in 3 days with NO origionation fee or crevice check. Save your time and don't go with this onerous company.
Hi Paul. Thank you for sharing your experience. At BHG Financial, our team works diligently to understand the unique needs of customers while doing everything possible to ensure a seamless loan process. With this in mind, extra verification is sometimes needed in order for us to make a decision. These documents were requested but ultimately not provided, and you made the decision to forward with another lender. All rates, terms, and conditions of a BHG loan are provided in writing prior to funding, and you’re able to walk away at any time. Over the last 25 years, we’ve funded over $28 billion in financial solutions to more than 170,000 satisfied customers. We pride ourselves on our ability to offer exceptional loan experiences in a timely manner which is why so many clients have returned to us time and time again, earning us a 4.8-star rating right here on TrustPilot. Please feel free to contact us at 866-588-7910 should you need any assistance in the future. Thanks, BHG Customer Relations Team
Nate assisted with everything that was needed. Answered all questions I had in a effective timely manner
Hi James. Across each department, BHG Financial's rep are here to help! We're thrilled we could ensure exceptional service on your schedule. Thanks, BHG Customer Relations Team
Great experience and customer service. Officers were thorough and informative. I highly recommend.
It's great to hear about your BHG Financial experience! Our team works hard to offer a solution perfect for you. Thanks, BHG Customer Relations Team
Justin lambert was very professional, knowledgeable and kind, thank you Justin
Hi David. Professional service is top priority for us at BHG Financial! Glad we could help out. Thanks, BHG Customer Relations Team
Michael Fagan was a pleasure to do business with. He anticipated potential questions and provided information that was easy to understand. He presented multiple terms to select from and genuinely wanted to make sure I received terms that met my financial needs. I highly recommend BHG Financial and will not hesitate to refer friends and acquaintances!
Hi Karen. That's the BHG Financial mission and we're thrilled we could delivered! We can't thank you enough for taking the time to review us and we're excited to work with you moving forward. Thanks, BHG Customer Relations Team
This experience has been so easy. We got a call from Brittany almost immediately and she answered all our questions. We did take a couple of days to make a decision about the loan but Brittany was so attentive and worked with her team to come up with a loan amount and interest rate that we needed. She has been so helpful and nice.
We're so thrilled to hear about your experience with the BHG Financial team! Across each level and department, our reps work diligently to meet your needs while providing stellar service. Thanks, BHG Customer Relations Team
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