Cash Time Loan Centers have been serving Arizona with Cash Loans since 1997. We are locally owned and operated with headquarters in Phoenix, Arizona. Cash Time offers Auto Title Loans and Personal Loans with approval in just minutes from over 20 Arizona locations in Phoenix and Tucson. For additional loan information, visit http://www.cashtime.com or call (602) 433-4090.
Is Cash Time Loan Centers legit?
Cash Time Loan Centers (cashtime.com) has a 4.5 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 63% of negative reviews; 2 of them were added in the last 12 months. Last updated 2026-08-12.
So far it's been great, the staff is friendly and I was there less then an hour. I was able to get the registration loan I needed and it worked out good.
Reply from Cash Time Loan Centers2020-02-28
Glad to see that we were able to get you the loan you needed and take good care of you, Stacey. Thank you for taking the time to let us know :)
Best,
Cash Time Loan Centers
I have been a customer for a few years and have tried different places. I have found that Cashtime works best for me because you are actually paying your loan down vs just paying the interest. The staff on 19th ave and Baseline were really helpful and I was in and out of there really fast. The only thing I don't really like is that they do not cash your check there anymore.
Reply from Cash Time Loan Centers2020-02-24
Thank you very much for your wonderful feedback, and thank you for your loyalty. We look forward to helping out whenever we can.
Best,
Cash Time Loan Centers
I have never had such a fast and pleasant experience. They made me feel at ease and explained in great detail all aspects of the loan. I left feeling GREAT about choosing Cash Time! Thank You it was a pleasure.
Reply from Cash Time Loan Centers2020-02-19
We are very glad to see that you were well taken care of an felt comfortable with your service. We strive to deliver exceptional service and make things friendly, fast and easy. Thank you for your wonderful review, we truly appreciate it, Bret.
Best,
Cash Time Loan Centers
They did their best to help me. I just wish I would have gotten $200 extra dollars extra was the only disappointing part. Sincerely Gregory Tate
Reply from Cash Time Loan Centers2020-02-07
Hi Gregory. Thank you for your valuable feedback. We always do our best to help out and get our customers as much as we can. We're glad that you were well taken care of, and we look forward to helping out whenever we can.
Best,
Cash Time Loan Centers
Worst customer service had me running around PHX to make a payment on my fiance's card and then wouldn't take his card to pay who cares if he didn't take out the loan as long as it gets paid then they blow up your phone The day the loan is due I will never do business or send a person to you
Reply from Cash Time Loan Centers2020-02-10
Hello Brenda.
Thank you for providing your feedback, we apologize that things did not go smoothly with your fiancee's payment. We were unaware that you were going to have your fiancee make the payment or that you were sending him to another branch. As for the multiple contacts, there is a note that you've requested that we contact you prior to every payment due date as a reminder, and the last contact was after we did not have contact with you regarding payment arrangements that were missed for the last payment. We were simply trying to deliver the service that you'd requested, we do apologize if this caused any inconvenience. As for payments by others, there is an easier way, debit care payments can now be made online, simply visist https://cashtime.com/make-payment and click the button to "Pay Now", that will take you to our online debit card payment portal.
Best,
Cash Time Loan Centers
Easy process however payment schedule not very negotiable. Took out loan on 26th and they wanted their first payment on the 1st of the month. Will make 1 or two payments and look into refinancing with better company and terms.
Reply from Cash Time Loan Centers2020-02-02
Thank you so much for your valuable feedback. We pride ourselves in delivering excellent service and flexible terms to meet you needs. We've passed your comments on the management team to review. After a couple of payments, you may be eligible for an increase, please inquire about adjusting terms to better fit you needs.
Best,
Cash Time Loan Centers
The loan officer there was very friendly and helpful. I will say that I am disappointed that you still have to fill out paper work (answering the exact same questions you did online); kind of defeats the purpose. Supposedly it helps move things along faster, but it was pretty much the same as just walking in, which was kind of irritating. But it was hard to stay upset when the Rep helping me was so friendly. The online function definitely needs to be improved. I mean if they are quick to call you WHILE you are still working on the online application, then why aren't they so quick to approve once you've submitted bank credentials and everything? Especially if they are expecting you to come in at a specific time.
Reply from Cash Time Loan Centers2020-01-31
Thank you very much for taking the time to let us know about your experience. We value your input, and we are glad to see that you were well taken care of. We are in the midst of upgrading so that once your online application is complete, we can simply print it when you arrive for your review. We agree we want things to be a efficient as possible. That will be functional very soon!
Best,
Cash Time Loan Centers