Call us today at 1-844-329-7146 to begin your path towards freedom from debt. As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals. Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.
Is Consolidated Credit legit?
Consolidated Credit (consolidatedcredit.org) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 63 of them were added in the last 12 months. Last updated 2026-08-12.
horrible to work with! Ridiculous that you can’t make a payment online. Customer service was useless once she knew I was paying off the loan completely.
Reply from Consolidated Credit2024-06-09
Hi Andrea,
We appreciate you sharing your feedback. We encourage people to pay off their accounts as soon as they can and want to see all our clients out of debt as soon as possible. However, we hope you can understand that for the size of that payment we can only accept personal checks, wires, money orders or cashier's checks. This is a policy that ensures the end creditor(s) get their payment in full and the whole process is completed smoothly.
We were happy to reach out to you to provide more clarification about this and answer any additional questions you may have had. Our client services team is available at 877- 201-7780 if you ever need more assistance.
Thank you for choosing Consolidated Credit and we're so happy to see you making the big step of paying off your loan completely!
We are new with this company. So far the best thing is the way they keep in constant communication with us and all of our creditors. We pay once a month and keep track of every payment and every agreement they have made with our creditors through this communication with them both. We are looking forward to being debt free soon .
Reply from Consolidated Credit2024-06-09
Dear Angel,
Our teams try their best to deliver convenient, transparent, and professional service. We're delighted to hear that's been your experience so far! We look forward to seeing the progress you'll make. If you ever have any questions or want immediate help, don't hesitate to call client services at 877- 201-7780!
Dear Pamela,
We're delighted to know you've received the financial program help and customer service you deserve! Thank you for taking the time to leave a review. We would love it if you referred us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Jessica,
It's a treat to know your counselor took the time to answer all your questions fully and ensure you were informed and comfortable. Thank you for having us be your partner in reaching your goals and for sharing your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The consultant I spoke with, Jason, was extremely friendly and non-judgemental. The process was relatively quick and felt at ease discussing everything with my rep.
Reply from Consolidated Credit2024-06-04
Dear AM,
We understand there are many ways people can find themselves in debt and how difficult it can be to get out of with high interest rates dragging you down. It's our pleasure to be part of your journey out of debt and we're very glad to hear Jason made a positive difference for you! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Courtesy, they are very helpful, and they are very trained about the lenders process for consolidation.
Reply from Consolidated Credit2024-06-04
Hi G,
We strive to provide the best possible service and effective programs, and we're glad to hear your experience was a positive one! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Very helpful customer service. I'm lucky to have this access.
Reply from Consolidated Credit2024-06-04
Dear Joel,
We're lucky to have you on board! We're pleased to hear you received the high level of service you deserve. We're always happy to help in any way we can, call client services at 877- 201-7780 if you have any questions!
The team was extremely patient and supportive. They created an extremely manageable payment plan to relieve me from seemingly insurmountable debt.
Reply from Consolidated Credit2024-06-04
Dear Colin,
It's our pleasure to find you a plan that works for your needs and goals! Thank you for sharing your experience and letting us know your service was at the level you deserve. We can't wait to get your program started in full! We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Craig Mednick listened very well and pleasantly as I described my situation. He then ran some calculations and was able to provide me with a solution that works. Thank you.
Reply from Consolidated Credit2024-06-04
Hi Viola,
We're delighted to hear that Craig not only was attentive and professional during your call, but also found the best program for you! Thank you for taking the time to leave a review and for choosing us to be part of your financial journey. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Elizabeth,
We understand the importance of fast, reliable, and helpful service and we're pleased to know that was your experience! We appreciate the chance to help you reach your financial goals, thanks for choosing Consolidated Credit. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Ana,
We are too that you chose us! It's our pleasure to be part of your financial journey and we appreciate you taking the time to leave a review. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The amt never changes and y'all have helped my credit score
Reply from Consolidated Credit2024-05-07
Hi Crystal,
Once a program is in place, it's our goal to have it be the same through the end! We're delighted to hear it's been working for you and that your credit score has also improved. Thank you for choosing Consolidated Credit and sharing your experience!
Hi Christina,
We're happy to hear it! We appreciate you giving us the chance to be part of your financial journey. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Everything is very smooth and appreciate the monthly statements very much to be able to track my payments to each one of my 10 creditors. Thanks
Reply from Consolidated Credit2024-05-07
Dear Klasse,
We're glad to be able to assist you with reducing your interest rates and simplifying the process of dealing with that number of creditors. Thank you for taking the time to share your experience!
Love the consultation, care and end result coming for the situation.
Reply from Consolidated Credit2024-05-07
Dear Laurene,
We believe a holistic approach to financial education and debt management assistance is key to success during and after our program. It's a treat to know the consultation was helpful and that you received the high level of service you deserve!
Absolutely incredible! I feel so empowered now that I am not paying an incredibly high rate of interest. What a relief! They calculated that I would be paying over $10K in interest alone over the next few years...I finally feel free!
Reply from Consolidated Credit2024-05-07
Hi Amelia,
High interest rates can be so burdensome and make it feel impossible to be out of debt. It's our pleasure to give you a new opportunity to pay back what you owe without getting dragged further behind. Thanks for choosing Consolidated Credit and sharing your experience!
Dear Sheldon,
We're glad things have started good and we'll do our best to ensure they stay that way! However, our client services team is always eager to help in any way possible. They're available at 877- 201-7780 if you ever have questions or need extra help!
Hi James,
Fantastic service and helpful programs are our goals. We're pleased to know you've been satisfied with the help our teams have provided! Thank you for sharing your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
This company helped me to get my debt under control with a lender that gave me reasonable payments.
Reply from Consolidated Credit2024-05-07
Hi Jenia,
We're happy to help you find a solution to reduce your payments and help you get out of debt faster! Thank you for taking the time to leave a review. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
She was very helpful and kind to me. She was also very patient while i tried to find things i needed. Very good employee and person to talk too. Keep it up!
Reply from Consolidated Credit2024-05-07
Dear Bryson,
It's a pleasure to know that your counselor treated you with the professionalism and patience you deserve. We appreciate the chance to help you reach your financial goals! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
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