Call us today at 1-844-329-7146 to begin your path towards freedom from debt. As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals. Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.
Is Consolidated Credit legit?
Consolidated Credit (consolidatedcredit.org) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 63 of them were added in the last 12 months. Last updated 2026-08-12.
Dear Heidi,
We strive to provide the best-possible service and appreciate you letting us know that our counselors and client service team provided the help and support you deserve. Thank you for taking the time to leave a review. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Michelle,
We're excited to be working with you and appreciate you sharing your experience. As your program progresses and you get closer to your goals we'd appreciate an update so we can be sure you're satisfied! It's our goal to give every client a 5-star experience. Our client services team is eager to help at 877- 201-7780 if you ever have questions or need additional help!
Being able to pay off the debt and actually get things taken care of felt great.
Reply from Consolidated Credit2024-08-18
Hi Rebecca,
Congratulations on getting out of debt! It's a delight to hear successes like yours and we're happy to have helped you reach this goal. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi Thelma,
We're delighted to be working with you and are glad to hear you received the high level of service we always strive to provide! Thank you for taking the time to leave a review. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi Samuel,
Our teams work hard to make things as simple, convenient, and effective as possible. We're glad their efforts paid off for you and that you enjoyed your experience with us. It's a pleasure to work with you, thanks for sharing your feedback! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
CCO helped me immensely. My husband passed away and had no life insurance. I needed loans because there was nowhere else to turn and because we did not prepare for burial expenses were due right then.
Reply from Consolidated Credit2024-07-17
Dear Tina,
Please accept our condolences for your loss. While unfortunate, situations like yours are not uncommon and we're happy to be in a position to assist you during this difficult time. If you ever need anything else, please don't hesitate to contact client services at 877- 201-7780.
Dear Stacy,
We're committed to providing a high level of customer service and are delighted that's been your experience. We appreciate the opportunity to help you reach your financial goals! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Dear SH,
We strive to provide an experience that is as reliable and convenient as possible and we're glad that effort has shown in your experience. We're pleased to be working with you and appreciate you taking the time to leave a review. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
I’m almost done paying off all my high interest credit cards! Long but truly satisfying journey with Consolidated Credit.
Reply from Consolidated Credit2024-07-17
Congratulations on being nearly out of debt! We're very glad to hear you're close to reaching your goal and it's been our pleasure to have been part of your journey. Thank you for working with us and for sharing your experience! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Absolutely horrible service from a gentleman named Craig. I just spoke with him about 3 minutes ago. I was giving him information on myself and situation. He proceeded to investigate my "living expenses". I took it very offensive for him to be asking me how I was able to live. I also noted I understand they don't want to set you up for failure but I let Craig know I wouldn't have called them and was interested in having a service with out paying. Craig has Absolutely no bed side manners. I pray for him and his disrespectful ways. Including hanging up the phone. All because I told him I was offended. Grow up Craig and be professional and don't hang up on people. Craig have a wonderful morning and giving me the reason NOT to choose this company
Reply from Consolidated Credit2024-07-02
Hi Miranda,
We appreciate you considering Consolidated Credit to be part of your financial journey and your feedback is valuable. We regret to hear you were not satisfied with your experience and that your service may not have met our high standards. We would like to investigate this interaction but cannot find recent calls between Craig and anyone named Miranda. If you could call client services at 877- 201-7780 or email [email protected] with some additional information, we’ll do our best to locate the call and provide additional training or disciplinary action if necessary.
If you’re still interested in our services, we’d also love the chance to make this up to you and pair you with a more senior counselor to ensure the experience you deserve! We’re committed to your success and want to do everything we can to provide the excellent customer service and effective programs we strive to deliver.
It was easy to do my only complaint is I wish I could see when the payments were posted to the accounts rather than having to check them all individually.
Reply from Consolidated Credit2024-07-02
Hi Breanna,
We're glad the program has been convenient and easy and we're excited to be working alongside you! We appreciate the feedback and we'll forward your suggestion to our team to see if we can improve our client experience.
Thank you this was an easy process and kept me informed all the time be log in into my account when were I wanted.
Reply from Consolidated Credit2024-06-27
Dear Maribel,
We strive to provide professional, friendly, and convenient service and are pleased to hear that's what you received. Thank you for choosing Consolidated Credit and for sharing your feedback! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi Jorge,
Yes, we are committed to helping our clients! It's a treat to know you received the support and customer service you deserve. We're grateful to be part of your financial journey. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
It was an easy process. I talked to a representive right away and they were able to understand my situation without judgenent
Reply from Consolidated Credit2024-06-27
Dear Diane,
We understand the many ways people can find themselves in debt and how difficult it can be to get out of. That's why we place emphasis on never judging people for calling us for help! Thank you for choosing us to be your partner in getting out of debt and for taking the time to leave a review. If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
All my dealings have been completed timely and Consolidated Credit had represented
Reply from Consolidated Credit2024-06-27
Hi Jeffrey,
We're delighted to hear your program has gone smoothly and that you've been happy with our service! We appreciate the chance to help you reach your financial goals. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Helping me to get out of debt,with low payment. Thanks for your support 🙏🦋😊
Reply from Consolidated Credit2024-06-19
Hi Jeanette,
It's our pleasure! We're happy to find a program that will assist you on your financial journey. Thank you for Choosing Consolidated Credit and sharing your experience. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends, tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
So far everything is great. I had an issue but Consolidated Credit handle it in a very timely manner and resolved my issues that same day. Everyone one has been helpful, courteous, and knowledgeable. I feel due to Consolidated Credit I can get control of my debt situation and I am excited to be working with Consolidated Credit.
Reply from Consolidated Credit2024-06-19
Dear Carol,
We strive to provide the best-possible customer service and are delighted to know that our teams were able to resolve your issue and provide the support you needed! We appreciate the chance to be working with you and look forward to seeing the progress you'll make with our program. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
They are just helpful, polite and seem to care about you
Reply from Consolidated Credit2024-06-19
Hi Sharon,
We're so glad to hear that you received the high level of service you deserve! Thank you for choosing Consolidated Credit and for sharing your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Dear Maria,
We strive to provide professional and effective service and are glad to know your counselors have delivered that for you. We appreciate the chance to reach your financial goals! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
CCS is a great Company!
They are supportive, comforting and a big help in getting my finances under control.
Reply from Consolidated Credit2024-06-09
Hi Renee,
It's a pleasure to know our program has helped you on your financial journey! Thank you for taking the time to leave a review. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax