Call us today at 1-844-329-7146 to begin your path towards freedom from debt. As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals. Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.
Is Consolidated Credit legit?
Consolidated Credit (consolidatedcredit.org) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 63 of them were added in the last 12 months. Last updated 2026-08-12.
Dear Gail,
We understand the importance of being informed and have all your questions answered before making important decisions. We're pleased to know your counselor took the time to provide good service and ensure you had all the information you wanted! Please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Great experience and helping me get to a better financial standpoint.
Reply from Consolidated Credit2024-10-05
Dear Hadlee,
Welcome aboard! We're happy to know you had the great experience you deserve and that the program is helping you reach your goals. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hola Hector.
Muchas gracias por tu feedback. Nos alegra mucho poder ayudarte. Si tienes dudas a medida de que avanzas en el programa, puedes llamarnos al 877- 201-7780 y nuestro equipo de atención al cliente con gusto te ayudará. Feliz día
I had gotten over my head in debt. Consolidating all my bills into one payment releaved my stress. They contacted the credit card company's and got the intrest rates lowered to 9.9%. This means more of the payment went to the principal not the intrest.
Reply from Consolidated Credit2024-10-05
Hi Cynthia,
It's our pleasure to help you pay off your debt faster, reduce your interest rates, and give you one easy payment. We're grateful to be working with you and appreciate you leaving feedback! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Valerie,
We work hard to provide a convenient, friendly, and effective service experience and are pleased to know that's what you received! Thank you for choosing to work with Consolidated Credit. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
I just started with this company. Everything was so easy and they explained everything to me. Mr. Jeremy helped me step by step. My first payment will be in october and they even let me choose the payment dates. I hope I made a good decision, until now they are great.
Reply from Consolidated Credit2024-09-20
Hi Chris,
Congratulations on signing up, we're excited to be working with you! We're pleased to hear Jeremy made your experience so far a breeze. If you ever have questions or want additional help, don't hesitate to call client services at 877- 201-7780! We're here to be your partner and advocate.
great customer service and the money actually goes to your creditors. Not a scam they actually help you reduce your debt and negotiate with your creditors
Reply from Consolidated Credit2024-09-20
Hi Kevin,
We're delighted to hear you're satisfied with your service and the effectiveness of our debt management program! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Katherine,
We're pleased to hear you received the great service you deserve! Thank you for choosing Consolidated Credit. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The representative I talked to is always very friendly and easy to get along with. And I can get all my information taken care of in one phone call
Reply from Consolidated Credit2024-09-20
Dear Lynn,
Thank you for taking the time to share your experience and let us know that your counselor was friendly, informative, and helpful. We appreciate the chance to be working with you! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Everyone did what they said they would do. The entire organization has performed flawlessly. Never missed (or was late) a payment during the transition.
Reply from Consolidated Credit2024-09-20
Hi Brad,
We're pleased to hear that you've been given the convenient, effective service we strive to deliver! Thank you for choosing us as a partner in your financial journey. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Tammy,
It's our pleasure to help you get out of debt, congratulations on reaching that milestone! We appreciate you sharing your experience with us. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Dear Judy,
We put a lot of time and effort into delivering a great experience for all our clients. We're delighted to know our team has delivered that for you! Thank you for sharing your feedback. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Geetha,
Thank you for letting us know you've been receiving the high level of service you deserve! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi DeAnna,
Excellent customer service is one of our main goals and it's a treat to know that's what you've been receiving! Thank you for having us as a partner in getting out of debt. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Linda,
We're delighted to hear you're seeing the success you wanted! Thank you for sharing your experience. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
So grateful someone I know recommended Consolidated Credit. I’ve been with them for over a year
Reply from Consolidated Credit2024-08-18
Dear A.L.,
It's a delight to be working with you and we're glad you've been happy with your experience over the last year. We can't wait until you're debt-free soon! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The counselor was so helpful and saved me $200 a month and reduced my APR from 30% to 2%. I look forward to being debt free thanks to CCS
Reply from Consolidated Credit2024-08-18
Dear Georgia,
A 28% reduction in interest rate is a great result and we're so happy to be helping you save $200 a month! We can't wait to see the progress you'll make in the program. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Very professional and helpful with any and all questions
Reply from Consolidated Credit2024-08-18
Hi David,
We pride ourselves on offering superb customer service and effective debt management plans and are glad you received the service you deserve. If there's anything we can do to improve your experience, client services is eager to help at 877- 201-7780! Otherwise, we hope to earn a full 5-star review once your program is done. Thank you for choosing Consolidated Credit and for taking the time to leave a review!
Dear Jana,
It's a pleasure to be working with you! Thank you for sharing your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Dear Douglas,
We pride ourselves on offering convenient, effective programs with fantastic customer support. It's a delight to know that's what you received! Thank you for sharing your feedback. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax