Call us today at 1-844-329-7146 to begin your path towards freedom from debt. As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals. Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.
Is Consolidated Credit legit?
Consolidated Credit (consolidatedcredit.org) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 63 of them were added in the last 12 months. Last updated 2026-08-12.
Dear John,
We're delighted to know that you're happy with your program and the service our counselors are providing. Thank you for choosing us as a partner in your financial journey and for leaving feedback! Please consider referring us to family and friends. Tell them to give us a call at 877-987-3337! Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
It is nice to be able to afford the drafts done at a lower interest rate and see my balances lowering. I thank you CC.
Reply from Consolidated Credit2025-03-17
Hi Mary,
We appreciate the opportunity to be working with you and helping you reach your financial goals without high interest rates dragging you down! Thank you for the feedback. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Jay,
It's a treat to hear you received the high level of service you deserve! Thank you for taking the time to share your experience. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
I was deep in credit card debt and Consolidated Credit helped me to pay off my balances within a few years. I am now debt free, and my credit scores have improved dramatically.
Reply from Consolidated Credit2025-03-15
Dear Genise,
It's a treat to hear about your experience and we're grateful to have been part of your financial journey! Congratulations on putting in the work and paying off your debt, it's a real achievement. We wish you the best of luck moving forward and hope you recommend us to others by telling them to call 877-987-3337!
Hi Morris,
We're glad you received the high level of service you deserve, thank you for sharing your experience! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Many years ago CC helped my husband and I get out from under a heap of credit card debt. My husband had become addicted to online gambling & maxed out every credit card we had before I was even aware it was happening. Creditors were calling night & day. I was completely stressed out & truly panicked. I thought our only option was bankruptcy until I learned about credit counseling. It wasn't easy & it took several years, but we paid off every single penny we owed - all with the help of Consolidated Credit. We came out on the other side with perfect credit ratings and no debt. I was an Accountant & never should've been in that situation, but there I was. We couldn't have done it without Consolidated Credit.
Reply from Consolidated Credit2025-03-15
Dear Hollyrayj,
We're sorry to hear about your difficult situation but are happy to have been able to support you through getting out of debt. Stories like yours are why our teams work as hard as they do. Congratulations on getting out of debt and giving yourself that freedom! We wish you the best. Please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Honestly they are the best! Saved so much on interest and lowered my monthly payments. Definitely would recommend!
Reply from Consolidated Credit2025-03-15
Hi Best,
It's a delight to know you're saving so much money and are having a good experience with our program! We appreciate the chance to work with you. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
I just spoke to a representative this afternoon about an issue regarding a creditor that was being a pain. She was great. Very helpful and completely understood my frustration with that creditor and the difficulty we were having getting this one into the program. Hopefully the 3rd time is the charm as Consolidated has been working hard for me
Reply from Consolidated Credit2025-03-14
Dear Rae,
We appreciate the opportunity to work with you and are delighted you received the experience we strive to provide! We thank you for your understanding during this process and can assure you that we are working hard to provide the best-possible program. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Aaron,
We try our best not only to help people get out of debt and lower their interest rates, but our financial education and counseling is also designed to give clients the tools to stay out of debt in the future. It's a delight to hear you found benefit through both of these! Thank you for the feedback and please don't hesitate to contact client services at 877- 201-7780 if there's any way we can further improve your experience and earn five stars.
Bam Emerson was very helpful in explaining everything in detail. He was also very patient with me while explaining my situation.
Reply from Consolidated Credit2025-03-14
Hi Brian,
It's a treat to hear about your experience with Bam! We're he provided you with professional, helpful, and knowledgeable service. We're excited to be working with you! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Jory,
It's a pleasure to know you received the high level of service you deserve! Thank you for sharing your experience. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
So far, I've been on the program since April 2024, and I have legitimately made progress to get my credit cards paid off.
Reply from Consolidated Credit2025-03-14
Dear Heather,
We're happy to hear of your progress, keep it up! We're glad to be helping you reach your goals. If you’ve enjoyed our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Great support- highly recommend. These people are trustworthy.
Reply from Consolidated Credit2025-03-14
Hi Carolyn,
Our team works hard to provide responsive, professional service and we're pleased to know their efforts have paid off for you. We appreciate the opportunity to serve you! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
you've made my life so much better with your service
Reply from Consolidated Credit2025-03-14
Hi Alice,
We're delighted to know you're getting real help from our program! Thank you for choosing to work with us and thank you for taking the time to share your experience. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Everything is working. Thank you for the help on getting me debtfree
Reply from Consolidated Credit2025-03-14
Dear Merle,
Congratulations on getting free of debt! That's a huge achievement and we hope you find some way to celebrate. We're grateful to have been part of your financial journey and wish you the best! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The company has been helpful and very quick to start my consolidation as well.
Reply from Consolidated Credit2025-03-14
Hi Ian,
Welcome aboard! We're glad to know you received the fast, progressional help you deserve. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
I'm client 5216186. Year 2024 I noticed my payments were being sent late. I called and asked Consolidated Credit why my credit card payment are late, this never happened before. They told me it's not. OK, fine. But Experian notified me that my credit score went down because two of my credit cards "missing" payment on September 2024 and October 2024. Where did two month of my money went to? You guys were supposed to sent out payments? How are you going to fix my credit? I am never late with Consolidated Credit because my payment is on autopay for the last 3 years? And yes, I called, no one has been answering my calls.
Reply from Consolidated Credit2025-01-15
Hi Savonne,
We appreciate you sharing your experience so that we can provide the level of service we strive to deliver to every client. We were able to locate your account, and it appears the payments you are inquiring about were dispersed to creditors. We also see you made a call but that for some reason it was unable to be completed.
However, we'd love to investigate this in more detail with you so that we can ensure there is nothing else going on with your account or your creditors. Please contact client services again at 877- 201-7780. We hope to hear from you soon!
Everyone I have talked to is very understanding and helpful
Reply from Consolidated Credit2025-03-14
Hi Vicki,
Thank you for taking the time to share your experience! It's a pleasure to be working with you and we can't wait to see the progress you'll make. If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
3 is a fair rating. i did not realize that when i signed up with them that although my credit card accounts would be closed, they still show as active on my credit reports. I'm actually paying off my credit lines faster than their measely $15-$39 a month program.
Reply from Consolidated Credit2025-01-08
Dear Kingsley,
We regret to hear you feel you could have had a better experience with us. We understand your frustration with your credit report not updating quickly, but depending on your creditor and the reporting credit bureau it can several weeks to a couple months.
We're also very happy to hear you're paying off your accounts faster than the timeframe you set with us! We always encourage early program completion and appreciate the chance to be part of your financial journey. If you ever want to make changes to your account or have any questions, client services would be more than happy to help at 877- 201-7780!
Hi Dolly,
We're delighted to be part of your financial journey and help you make real progress towards your goals! We appreciate the opportunity to work with you and thank you for the feedback. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax