Call us today at 1-844-329-7146 to begin your path towards freedom from debt. As a non-profit agency and one of the nation’s largest credit counseling organizations in the country, our mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling. For 23 years we have helped over 6.5 million people find the financial freedom they need. Whether they need housing counseling, relief from credit card debt, or simply want advice on how to better manage their money, we have the resources, recommendations, and solutions consumers need to reach their financial goals. Llámenos hoy al 1-844-329-7146 para comenzar su camino hacia una vida sin deudas. Como una organización sin fines de lucro y una de las agencias de consejería de crédito más grande de los Estados Unidos, nuestra misión es la de ayudar a las familias con sus problemas de deudas a través de programas de manejo de deudas, consejería profesional y educación financiera. Durante más de 23 años, hemos ayudado a 6,5 millones de personas a encontrar la libertad financiera que necesitan. Ya sea que necesiten asesoramiento sobre vivienda, alivio de deudas de tarjetas de crédito o simplemente desean administrar mejor su dinero, tenemos los recursos, las recomendaciones y las soluciones para ayudarlos a alcanzar sus metas financieras.
Is Consolidated Credit legit?
Consolidated Credit (consolidatedcredit.org) has a 4.8 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; 63 of them were added in the last 12 months. Last updated 2026-08-12.
This is my second time around excellent customer service and a very upfront which is very important
Reply from Consolidated Credit2025-01-01
Dear Maria,
We're always happy to help in any way we can and appreciate you considering us again. Thank you for taking the time to share your review! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
I had to much credit card debt and I found out I could get out of debt and the process of paying my debt via direct deposit is beneficial. Thanks
Reply from Consolidated Credit2025-01-01
Dear Alexy,
Welcome aboard! We're happy to help you find an alternative path toward meeting your goals. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Luis,
We're delighted to know your experience was so enjoyable! Thank you for choosing us as a partner in your financial journey. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Great company, easy to work with.
Humans deserve a second chance.
Reply from Consolidated Credit2025-01-01
Hi Randy,
We believe the same and that's exactly why our team works as hard as they do! People deserve the opportunity to get out of debt without struggling the whole way. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Richard,
We strive to provide fast, helpful, and friendly service and are pleased that was your experience. Thank you for taking the time to share your feedback! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
They have done everything they said they would. After set up just check your statement once a month. They take care of everything.
Reply from Consolidated Credit2024-12-08
Hi Jon,
We're delighted to hear your program is going smoothy and that our team has been able to deliver the great experience we strive to provide! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
This company has helped me to…improve my credit without ruining it first.
This company has helped me to straighten my credit issues, without making my credit score worse by waiting on the creditors to approve their proposal just to take an additional 4 years to pay off a consolidated loan.
Reply from Consolidated Credit2024-12-08
Hi Monique,
It's a pleasure to be able to help you pay off your debt while also improving your credit! We appreciate the chance to work with you and read your feedback. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi Juan,
We're glad to know you received the high level of service you deserve! Thank you for taking the time to share your experience with us. We’ve been counseling people through credit challenges for free since 1993! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The ability to put all my credit card mess into one payment.
The ability to put all my credit card mess into an easy to understand plan and laso several payments into once a month, instead of them being all over the calendar.
Reply from Consolidated Credit2024-11-17
Dear Shelia,
We're delighted to be able to consolidate your payments while lowering your interest rates. We're excited to be working with you and appreciate your feedback! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
awesome help. takes a lot of stress off of me and doesn't ruin my credit. this has been such a relief
Reply from Consolidated Credit2024-11-03
Hi Dante,
We're delighted the program is working out well for you and is providing you with a good experience. We're excited to be working with you and can't wait to see the progress you'll make! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Consumer Representative was very helpful by phone.
Reply from Consolidated Credit2024-11-03
Hi Kathy,
We strive to provide responsive, helpful, and friendly service. We're glad that was your experience! Thank you for the feedback. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Dear Tanya,
It's our pleasure to offer assistance in your time of need. That's what we're here for! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
I am making progress paying off debt. They have fixed glitches online account and got back to me.
Reply from Consolidated Credit2024-11-03
Hi Carla,
We're pleased to hear you're seeing real progress with your debt and are also happy to have fixed that online issue for you. We appreciate you working with us and for also sharing your experience! We’ve been counseling people through credit challenges for free since 1993. If you recommend us to family or friends tell them to call 877-987-3337! We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
When help is needed financially and ends can't be met, Consolidated Credit was my answer. Helped me to reorganize when I needed it the most because of unexpected expenditures. It's been a God send for us. Thank you.
Reply from Consolidated Credit2024-10-13
Dear Katie,
Our team understands that life doesn't always go to plan, and that a little help can go a long way. It's a pleasure to assist you during this time! If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Everyone I have talked with have been very helpful and friendly. They have resolved any issues that I have called with.
Reply from Consolidated Credit2024-10-13
Hi Scott,
We understand the importance of responsive, helpful customer service and are delighted to know you've gotten the high level of service you deserve whenever you call in. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Laura was wonderful, she was very pleasant. I enjoyed talking with her. Everyone is nice there. I have no complaints but how everything was handled. Thank you..
Reply from Consolidated Credit2024-10-13
Dear Jean,
We strive to provide excellent customer service and are happy to hear that's what you received from Laura and others! Thank you for choosing to work with us and for sharing your experience. If you’ve been happy with our service, please consider referring us to family and friends! Tell them to give us a call at 877-987-3337. Don’t forget to follow us on Facebook, YouTube, and everywhere else: https://tinyurl.com/zbuerhax
Hi Carol,
It's a pleasure knowing your counselor was informative, helpful, and friendly. We appreciate the chance to help you get out of debt and look forward to seeing the progress you'll make with our program! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Hi John,
We're glad to be working with you as well and appreciate knowing you've had a great experience so far! If you ever recommend us to anyone, tell them to call 877-987-3337. You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
The company is very responsible in keeping up with the payments on a timely basis. They work with you to accomodate your needs and they communicate with you to let you know what is going on with your account.
Reply from Consolidated Credit2024-10-05
Dear Jacqueline,
We know everyone's situation is different and are happy to work with our clients in any way we can. We're happy to hear our team has been providing the fast, helpful service you deserve! If you recommend us to family or friends tell them to call 877-987-3337. We’re here to be your advocate - stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax
Dear Joe,
Excellent service is our goal and we're delighted to hear that's been your experience! Thank you for choosing to work with Consolidated Credit and for sharing your experience. If you ever recommend us to anyone, tell them to call 877-987-3337! You can also stay connected with us on our social media accounts: https://tinyurl.com/zbuerhax