Credova (credova.com) has a 4.2 out of 5 rating on OK.one, based on 109 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 80% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 83% of negative reviews. Last updated 2026-08-10.
What people say
A
Arnold Ochoa · 1 review · Experienced 2026-06-12 ·
★★★★★
very simple to apply
very simple to apply
very few questions and approval in seconds
Reply from Credova2026-07-15
Hello Arnold,
We are glad to hear the application process was so smooth for you and we were able to offer a payment plan that works for you. Thank you for the five star review, and being a valued Credova customer.
Team Credova
Hello,
We are glad to hear your experience was good and we were able to offer a payment plan that works for you. Thank you for the five star review and for being a valued Credova customer.
-Team Credova
Credova is one of the best and quickest ways to buy things and the no interest is just great, with the government we have and as hard as times is CREDOVA IS THE WAY TO GO.
Reply from Credova2026-06-24
Hello Dewayne,
We are glad to hear the application process was quick and we were able to offer a payment plan that works for you. Thank you for the five star review and kind words, and we hope you keep us in mind for future purchases!
-Team Credova
K
Kevin Welch · 4 reviews · Experienced 2026-06-12 ·
★★★★★
AN EXCELLENT FINANCIAL ASSIST
I have used Credova in the past and know that it is a GREAT resource. The aspect I appreciate most is they introduced me to "modernwarrior.com", enabling me to take advantage of their -35% off Father's day sale prices on gear I was pining to aquire at full price!
Reply from Credova2026-07-15
Hi Kevin,
Thank you so much for taking the time to leave a review! We're glad we were able to offer a payment method that works for you and help you take advantage of our sales options. Happy belated Father's Day, and thank you for being a valued Credova customer!
- Team Credova
T
Tim Jurmu · 2 reviews · Experienced 2026-06-10 ·
★★★★★
Everything went smooth as silk.
Everything went smooth as silk.
No complaints.
Reply from Credova2026-06-24
Hello Tim,
We are glad to hear the application process was so smooth for you and we were able to offer a payment plan that works for you. Thank you for the five star review, and we hope you keep us in mind for future purchases!
-Team Credova
Extremely easy to get started and use! I just need small amounts of cash to feed my hobby and this is a great tool that does that job!
Reply from Credova2026-06-24
Hello Gene,
We are glad to hear the application process was quick and we were able to offer a payment plan that works for you. Thank you for the five star review, and we hope you keep us in mind for future purchases!
-Team Credova
Hello Amelia,
We are glad to hear your experience was good and we were able to offer a payment plan that works for you. Thank you for the five star review, and we hope you keep us in mind for future purchases!
-Team Credova
M
Mike · 1 review · Experienced 2026-06-07 ·
★★★★★
Don’t use credova for budsgunshop
Don’t use credova for budsgunshop, it never works the total doesn’t match up. I’ve tried twice and credova wouldn’t help to figure out the issue. Would not recommend wasting your time
Reply from Credova2026-06-19
Hello Mike,
We are sorry to hear we did not meet your expectations. If there is additional support we can offer, please contact our support team at [email protected] so we can assist you further.
-Team Credova
This not the first time using Cedova. Fast and easy to spread your payment out and makes easy to buy what you want
Reply from Credova2026-06-24
Hello Gregory,
We are glad to hear the application process was easy and we were able to offer a solution that is good enough to come back to. Thank you for the five star review, and we appreciate your repeat business!
-Team Credova
M
Manuel Palofox · 1 review · Experienced 2026-06-08 ·
★★★★★
Easiest ever!
Easiest ever!!
I’ve purchased numerous of firearms through credova and each time it’s been a smooth breeze
Reply from Credova2026-06-24
Hello Manuel,
We are glad to hear the application process was easy and we were able to offer a solution that is good enough to come back to. Thank you for the five star review, and we appreciate your repeat business!
-Team Credova
G
GoodMoney T · 1 review · Experienced 2026-06-08 ·
★★★★★
I was approved and then use only a…
I was approved and then use only a small amount to purchase an item then I went back to purchase another item with the remaining amount I had which was alot and it denied it saying I have to pay the first item off to get the other item...if I had known that I would have gotten both at the same time absolutely ridiculous
Reply from Credova2026-06-19
Hello GoodMoney,
We are sorry to hear we did not meet your expectations. Credova does not offer a revolving line of credit, just approvals for single purchases. If you have questions regarding your account, please do not hesitate to contact us.
-Team Credova
J
Jeremy Tarn Jaxx · 1 review · Experienced 2026-06-09 ·
★★★★★
First time I have heard of them and for unknown purchase
I don’t know who this is but I got a call from them asking for $2000 for a $600 purchase I didn’t make. It was a phone call and first I’ve received
No snail mail. No email. Nothing. Just a call today demanding $2,000. I’ve never heard of this company and apparently it’s for an AR-15. I definitely didn’t order a gun online and more importantly I don’t finance things like that
Reply from Credova2026-06-19
Hello Jeremy,
If you believe an account was opened in your name without your consent, please contact our support staff so we can assist you with next steps.
-Team Credova
Hello Meghann,
We are glad to hear the application process was quick and we were able to offer a payment plan that works for you. Thank you for the five star review, and we hope you keep us in mind for future purchases!
-Team Credova
C
Cheryl · 2 reviews · Experienced 2026-06-06 ·
★★★★★
This is my second loan from Credova
they allowed me to purchase an item that I needed, and monthly payments are affordable.
Thank you Credova!!
Reply from Credova2026-06-24
Hello Cheryl,
We are glad to hear that we were able to offer a payment plan that works for you. Thank you for the five star review, and we appreciate your repeat business!
-Team Credova
D
Danny Lee · 1 review · Experienced 2026-06-08 ·
★★★★★
Rip off never using this service ever…
Rip off never using this service ever again
Reply from Credova2026-06-19
Hello Danny,
We are sorry to hear we did not meet your expectations. If you have questions regarding your account, including early payoff options, please do not hesitate to contact us.
-Team Credova
This is my 4th purchase using credova always smooth and fast thanks
Reply from Credova2026-06-23
Hello Craig,
We are glad to hear the application process was smooth and we were able to offer a payment plan that work well enough you come back. Thank you for the five star review, and we are thankful for your repeat business!
-Team Credova
S
Sab Rod · 1 review · Experienced 2026-06-06 ·
★★★★★
Too easy
Too easy, Too fast.......perfect.
Reply from Credova2026-06-23
Hello Sab,
We are glad to hear the application process was easy for you. Thank you for the five star reivew, and we hope you keep us in mind for future purchases!
-Team Credova
E
Eric johnson · 1 review · Experienced 2026-06-06 ·
★★★★★
It was fast easy and within minutes I…
It was fast easy and within minutes I had what I was wanting.
Reply from Credova2026-06-24
Hello Eric,
We are glad to hear the application process was easy and we were able to offer a payment plan that works for you. Thank you for the five star review, and we hope you keep us in mind for future purchases!
-Team Credova
I was ordering my firearm for the first time using a specific site and forgot to enter a promo code for a discount and neither credova and the site could not honor it. I was just told once the transaction is done they just can't do anything...... Sad didnt even offer any future purchase discount or offer. Guess there's a first and last time for everything.
Reply from Credova2026-06-19
Hello Rogelio,
We are sorry to hear we did not meet your expectations. Promotional codes and their usage is at the discretion of the merchant you made the purchase with. We are sorry to hear they were unable to help apply it for you.
If you have questions regarding your account, including early payoff options, please do not hesitate to contact us.
-Team Credova
J
Joseph Antonicci · 2 reviews · Experienced 2026-06-04 ·
★★★★★
Right away I get an email from another…
Right away I get an email from another company that you sold my information to another establishment and they want me to do everything over again not happening sorry you got everything you need
Reply from Credova2026-06-23
Hello Joseph,
We do have a third party handle our billing on our behalf, but your contract and repayment terms all stay the same. If you have any questions, our support team would be happy to assist.
Best regards,
Team Credova