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Money & Insurance

eFinancial Life Insurance

101 reviews

4.7101 reviews
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About eFinancial Life Insurance

Data updated
Website
efinancial.com
Category
Money & Insurance
Location
United States · Bellevue
Status
Unclaimed
Last 12 months
100 reviews
Replies to negative
50% (3/6)
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Is eFinancial Life Insurance legit?

eFinancial Life Insurance (efinancial.com) has a 4.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 100 of them were added in the last 12 months. Last updated 2026-08-11.

What people say

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Julia · 1 review · Verified · Experienced 2026-05-07 ·

He answered all my questions and he was…

He answered all my questions and he was very professional. He gave me alot of information. He sent me his email address if I had any problems.

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Deborah · 2 reviews · Experienced 2026-05-11 ·

I believe I was scammed through…

I believe I was scammed through American Amicable an Americo which is supposed to be with e Financial insurance company. Two separate payments for same policy number were taken out of my bank account!!! I was supposed to have talked to a Justin, I've never spoken to a guy with either company! Only women. I'm cancelling both policies. I don't trust this company!!! I'm getting a local insurance company in my town in Tennessee. These were in California, as far as I've learned. Don't trust them!!!

Reply from eFinancial Life Insurance2026-05-19

We take all customer concerns seriously and encourage you to contact our Customer Service team at 800-482-6616 so we can assist you further.

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Jan Lovaas · 2 reviews · Verified · Experienced 2026-05-06 ·

I called back to update my plan and I…

I called back to update my plan and I was transferred 3 times and the third person was talking while I was talking. Told him 2 people can't talk at same time no one could find my plan

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Ron Smith · 2 reviews · Experienced 2026-05-06 ·

I didn’t think I could afford life…

I didn’t think I could afford life insurance but Dylan Bishop my representative was awesome He told me that we could make it happen I was so happy when we were done he made my day I was so excited I drove 15 miles to my wife’s work to tell her thank you Dylan you are awesome Ron Smith

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Kevin · 1 review · Verified · Experienced 2026-05-04 ·

Not pleased

Kristen helped me out but I found out that the company she signed me up for has the worst ratings so I canceld my policy thank you for your efforts.

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Janis · 1 review · Verified · Experienced 2026-05-01 ·

I’m still waiting for the policy number…

I’m still waiting for the policy number and information from John McDonald, since the onset.

Reply from eFinancial Life Insurance2026-05-19

We take all customer concerns seriously and encourage you to contact our Customer Service team at 800-482-6616 so we can assist you further.

J
Jeffrey · 1 review · Verified · Experienced 2026-05-01 ·

Good.goodgood

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Christopher Gober · 1 review · Experienced 2026-05-02 ·

This was by far the easiest thing I’ve…

This was by far the easiest thing I’ve done on a Sunday morning, and I’m a business manager. Easy conversation, simple questions, literate, understandable relatable agent, and professional demeanor. 11/10 for the best coverage I can get, and done in less than 20 minutes while I’m at work. Thank you! I will be referring everyone I can.

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sisuknow · 9 reviews · Verified · Experienced 2026-05-01 ·

Good Morning,

Good Morning, I spoke with Ms Norece Eccleston, a Client Solution Specialist that lead me to your company. She was pleasant all through this process. When she asked me my age, she did treat me like I was on my last night of life(which other companies did). When Efinancial re received my application a phone call was made to me about three days later. The customer representative was pleasant, understanding and thorough. She wanted to verify that it was me and that I had approved this application and then she said thank you. I’m grateful that this policy was approved. No longer have that burden on my shoulders. Thank you Carolyn Washington

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Rachel · 1 review · Verified · Experienced 2026-05-01 ·

I got the policy I wanted without no…

I got the policy I wanted without no problems

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Chris · 1 review · Experienced 2026-04-29 ·

Process was easy and quick.

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Jennifer Barber · 2 reviews · Experienced 2026-04-29 ·

Nicolas Hartman was extremely polite…

Nicolas Hartman was extremely polite and took great care to make sure I understood every detail and that all of my questions were answered. He was so polite too. I greatly recommend him to everyone.

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Craig · 1 review · Verified · Experienced 2026-04-23 ·

Easy to do

Easy to do. When I policy did t quite fit my needs. Megan reopened our search and found the perfect policy for me...Great experience

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Rebecca Dillon · 4 reviews · Experienced 2026-04-23 ·

Ask questions so you don't have unanswered ones.

Mr. Scott Hewlett was such a huge help! He made certain that I understood every detail and took time explaining and answering my questions and concerns. Mr. Hewlett has wonderful customer service/support. He made it very easy and very helpful.

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Dennis Malone · 8 reviews · Experienced 2026-04-24 ·

I would like to thank John for going…

I would like to thank John for going over everything for my life insurance policy, he explained everything to me so that I could understand it all. He’s very knowledgeable on what he does he did an amazing job and I would like to thank him again I will recommend you to my family members and my friends sincerely, Dennis Malone she would’ve today’s

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Pat G · 19 reviews · Experienced 2026-03-24 ·

I've been trying to get them to change…

I've been trying to get them to change my contingent beneficiaries for weeks from one person @100% to two people@50/50%. They sent one page with the same one person as the contingent with no % appropriated. When I finally got through their painful phone tree to speak to a LIVE person, she informed me they would be sending a second page with the other person's name on a separate page. Still waiting after weeks for that second page to show up in my mailbox. AVOID AT ALL COSTS IF YOU WANT YOUR WISHES HONORED.

B
Brent McCarthy · 1 review · Experienced 2026-04-17 ·

This agent is amazing

This agent is amazing, very honest and upfront. Very personable and doesn't judge you or your health. Very knowledgeable in everything he does. Thank you Scott!

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Emil · 1 review · Verified · Experienced 2026-04-18 ·

Erick was very good

Erick was very good. And kind while working. With me.

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customer · 4 reviews · Verified · Experienced 2026-04-07 ·

Excellence person and company to sell…

Excellence person and company to sell insurance answered all my questions very easy to understand and great coverage

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Stephanie · 1 review · Verified · Experienced 2026-04-11 ·

Kept me informed and gave me options