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Money & Insurance

Flock Homes

61 reviews

4.661 reviews
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About Flock Homes

Data updated
Website
flockhomes.com
Category
Money & Insurance
Location
United States · Denver
Status
Unclaimed
Last 12 months
52 reviews
Replies to negative
0% (0/4)
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Is Flock Homes legit?

Flock Homes (flockhomes.com) has a 4.6 out of 5 rating on OK.one, based on 61 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has not yet replied to negative reviews; 52 of them were added in the last 12 months. Last updated 2026-08-10.

What people say

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Andy Warner · 1 review · Experienced 2025-11-25 ·

Smooth sailing from day one...

I was one of the earlier owners to put homes into Flock's fund. From day one, everything has been smooth. The transfers were easy and Flock has provided great communications and consistently hit their numbers since then.

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Stephen Ghoens · 1 review · Verified · Experienced 2025-11-26 ·

The Best Exit Strategy For Retiring Landlords and Residential Property Investors

I’ve been a Flock Investor since May 2024. I contributed 8 properties from 3 different states, NC, GA, and Florida. I had owned these properties from 7 to almost 40 years. The process from initial evaluation, to property inspection, to final offer and closing went smoothly with no surprises. The Flock Team is talented, uses technology to its fullest advantage, and is committed to continuous improvement. Do your due diligence but know that if you do not pre determine your exit strategy as a real estate investor it will eventually be decided for you. Appreciation, Income, and tax advantages remain with tremendous benefits for your eventual heirs.

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Jay Jackson · 1 review · Verified · Experienced 2025-10-01 ·

My 12 doors were a great investment for retirement!

My 12 doors were a great investment for retirement. At age 40, I walked away from a corporate job (and defined benefit plan) and starting an investment advisory business from scratch. Today it's still a one man shop managing long term portfolios for a couple dozen familes & a church. During the financial crisis (when growing this business was impractical) I stepped out and bought some rental houses that were in very bad shape but attractively priced. BIG risk but worth it! The goal was to pay them off with the rents & sell them one at a time to live on in retirement. Retirement is now here. I overlooked one thing...selling one at a time means capital gains taxes, yes, but also means continuing to manage the balance of homes...the opposite of retirement! I'm TIRED. A Flock add showed up on Facebook so I called.... As a fiduciary advisor & educated investor, I spent months checking out Flock: asking good questions, getting good answers, and exploring options. Most importantly, I was being taken seriously and responses were thoughtful & timely. Finally, Ari Rubin flew to Charleston, SC (Dec 2023) to meet in person, tour my properties, and discuss over dinner with Tina & me. We got to know each other and I recognized that he is as honest and sincere in this endeavor as I am in my own business. Since I'm not always the keenest judge of character (too trusting) Tina was there to double check me...& she agreed! We transferred 9 of my 12 doors six weeks later. The reasons for not doing all 12 were: a) one tenant owes me a lot of missed rent (from COVID) and b) we just couldn't agree on the value of the duplex. This year we transferred the duplex at a fair value and next year I'll transfer that house...but never got a dime of the back rent! Working through the process twice (18 months apart) with staff has reassured me that everyone on board is as genuine, serious and dedicated as Ari. They continue to take my questions seriously and get me answers in a timely manner. I believe they are in this for the long haul, as am I and as will be my children & grandchildren. As an investor and as an analyst, I've attended the last two annual meetings. Flock continues to impress. This year, especially, reassured me they are on top of the latest technology AND technology that's on the way (think AI). That first meeting was two years ago. I'm still convinced this was the best decision for my family so would encourage you to check it out, too. Jay Jackson Moncks Corner, SC

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Steve Nesbitt · 6 reviews · Verified · Experienced 2025-11-26 ·

Avoid capital gains tax and diversify

All the staff at Flock have been nice and professional. The company has grown due to their expertise, efforts, and streamlining processes. For those wishing to exit the rental house business and diversify their investments, but avoid immediate capital gains tax and letting good tenants stay, Flock is an excellent choice. The closing costs ended up being competitive with those if selling the traditional route. The selling price started with the FMV if no repairs needed and was adjusted for a detailed list of repairs done at contractor prices. My stock value has increased a little from my initial contribution made almost 2 years ago, and I’ve received an annualized return of 3.7%.

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Eric Spurlin · 1 review · Verified · Experienced 2025-11-26 ·

Great people

Great people, I was getting very stressed out with dealing with my rental properties, I knew taxes would be an issue if I just outright sold them, Flock was the solution to this.

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Robert · 8 reviews · Verified · Experienced 2025-11-26 ·

Retiring a property with big gains

It’s a good strategy if you have lots of capital gain in a property and don’t want to sell it all at once. Easy roll over, great management.

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M Norman · 1 review · Verified · Experienced 2025-11-01 ·

wonderful experience

wonderful experience, trusted them with a our rental home and future investment

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Saurabh Bansal · 1 review · Verified · Experienced 2025-09-01 ·

Great operations team

I have done 2 transactions with flock and have been really impressed by their operational team from the get go. They are not going to nickle and dime you on the valuation and the entire close process takes less than a month (even faster if one wants). I was able to sell one with existing tenant without any issues. I plan to do several more transactions with Flock over the coming years.

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Cary Ditty · 1 review · Verified · Experienced 2025-11-25 ·

Glad I didn't ignore the mailer!

Anyone who owns rental properties has been bombarded in the last few years from unsolicited buyers by mail, text, email, or phone calls. The options to sell property is not good for the seller tax wise. After researching the 721 exchange process Flock Homes makes sense in every way. Professional people make the process easy. Danielle and Chad are great to work with.

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Bernard BARRY · 3 reviews · Verified · Experienced 2025-11-05 ·

The mixup with who's paying to install…

The mixup with who's paying to install a fence at 7604 Pennsylvania was very upsetting but the Flock employees with whom I dealt did a great job.

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Wendy · 4 reviews · Experienced 2025-11-10 ·

Ghosted after many conversations and an offer; UPDATED 11/29/25

Update: While I stand by my original review. I want to acknowledge the response that I received directly from the CEO, Ari Rubin. I think reviews should be a learning experience and Ari agreed. We had a good discussion and he apologized for the failed communication. For this acknowledgment of the mistakes made, I felt it was only fair to upgrade my rating, I appreciated being heard. And...he made good on the Home Depot Gift card, and provided evidence that it had indeed been sent originally. Original review. Flock reached back out to me after about a year from our first conversation and offered a $50 Home Depot gift card if I was willing to have another conversation about exchanging my rental properties into the "Flock." I was still curious but with a healthy skepticism. I had an hour long zoom chat with Chad and liked what he had to say. He followed up with an offer. I had questions on the offer, primarily, they asked me to pay down my mortgage and I didn't have the cash. I asked if my partnership share could be reduced by the additional part of the mortgage. This request did not effect what they would actually be giving me in return for the property. Chad followed up a week later to say he was still working on getting an answer. Since that time (~6 weeks) I have been ghosted. So after 11 emails with Nick and Chad, an hour long consultation, an offer and a follow-up call. They have ceased to exist. I think the concept of the 721 is a good exit plan and am disappointed at this outcome. I think their fees are probably high at 6% entrance fee, but I have not looked elsewhere to be honest. At this point I wouldn't trust an organization that behaved in this way with my livelihood. Additionally, I never got that promised $50 HD gift card, not that that was the point, but just another strike.

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Paul Estrada · 6 reviews · Experienced 2025-10-26 ·

Don’t waste your time

Don’t waste your time. After exchanging twenty emails, playing phone tag, having a live call, then more emails and introductions with Evan and Chad, they canceled. Reason? They do not buy houses in my region of Texas. Wish I would have known that ab initio. Another issue is they basically want you to lower the price and pay off most of your mortgage before they even consider it. Even after that, they claim they reject 80% of “reviewed homes.” Finally, you have to pay a transaction fee to buy into the Fund, and then your money is locked up for years. When you sell, you’ll have to pay taxes. Frankly, it’s much easier for you to sell your own home and buy into a DST. That way you control the cash, you don’t pay taxes, and control the DST proceeds and future taxation. I didn’t know any of this until I went through the process. Word to the wise…

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Davis · 1 review · Experienced 2025-04-27 ·

UNWANTED AND ANNOYING REAL ESTATE JUNK MAIL SOLICITATIONS FROM FLOCK HOMES

Unwanted and Annoying Real Estate Junk Mail Solicitations from Flock Homes, and Flock Homes Failure to Comply with Notice to Cease and Desist. Four Complaints dated August 23, 2024; October 17, 2024; October 28, 2024; and April 28, 2025; were filed against Flock Homes and Ari Rubin with the Federal Trade Commission, the Colorado Department of Regulatory Agencies, the Office of the Attorney General for the State of Colorado, the Consumer Protection of the Office of the Attorney General for the State of Texas, the Delaware Division of Corporations, the Office of the Attorney General for the State of Delaware, the Office of the Colorado Secretary of State, the Office of the Inspector General for the US Department of Commerce, and the Better Business Bureau for Flock Homes Failure to Comply with Notice to Cease and Desist. Flock Homes and its registered agents were mailed copies of said Complaints. COMPLAINANT FULLY INTENDS ON FILING ADDITIONAL COMPLAINTS AGAINST FLOCK HOMES AND ARI RUBIN FOR EACH AND EVERY PIECE OF UNWANTED AND ANNOYING REAL ESTATE JUNK MAIL SOLICITATION RECEIVED FROM FLOCK HOMES. Further, Complainant suspects that a majority of the 5-Star Reviews are fake since they appear to be posted in groupings dated close to one another, but seemingly spaced apart at regular intervals from most reviewers with just a 1-review history. Rather suspicious.

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Shawn Miller · 2 reviews · Experienced 2024-02-22 ·

They are on top of everything.

I like this company because they make things fair for their customers, and they are top-notch on how they run their business.

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Brent Kiger · 1 review · Experienced 2024-08-30 ·

Extremely satisfied

I worked with several members of the Flock team from the initial call, all the way through closing. I've even got to know some of the Flock team better along the way, and their people and processes are second to none. I was routinely blown away by the level of knowledge and professionalism the showed throughout the entire process. Highly recommend working with Flock.

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Arvind · 1 review · Experienced 2024-01-01 ·

Easy exit from landlord to passive investor. Highly recommended!!!

Flock made it really easy for me to sell the property I was having a lot of problems with the tenants. The transaction was done fast and without any issues. Now I am happy to be a passive investor and enjoy other things I am passionate about. Thank you so much for the FLOCK team members.

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Menchie Mayraz · 3 reviews · Experienced 2024-05-01 ·

The final exit

My husband and I had been toying with the idea of getting out of the real estate rate race for good. But then we were faced with another challenge, where to re-invest that will give us a sense of security and low risk, but will still give us a replacement income for the rental that will disappear once we sell the properties. We cannot afford to lose a big chunk of our hard earned investment because we do not have time on our side. We came across Flock online while searching and researching possible alternatives for our investment. After proper study and review of Flock's policies and objectives, we decided to give it a try. Soon we were talking to Jeremy, Jack, Danielle and Dylan about the onboarding. The Flock team made the whole "selling" process stress-free. So far, our investment with Flock is doing good, and hopefully will do better when the market turns around. We highly recommend Flock to people who needs to do a full exit and still enjoy the fruits of their investment but without the hassle of being a landlord.

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Allen · 1 review · Experienced 2024-05-31 ·

Very smoothly executed transaction

I will have to give high marks to the acquisition process of Flock Homes. The people I met during the entire process are very professional. I just hope that the portfolio of those homes will also be managed as professionally as the aboarding process so that the owners as well as the talented people of the firm will be nicely rewarded.

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Glenn Christensen · 1 review · Experienced 2024-02-01 ·

I highly recommend Flock

The on-boarding process with Flock was very smooth; we had a couple of issues that were quickly resolved. Everyone we had contact at Flock from Ari, the CEO to Danielle our Owner Advisor acted in a professional and transparent manner. In short they did what they said they would do. Our quarterly income is actually slightly higher than what was projected. I highly recommend Flock to owners that want to retire from property management while still maintaining a real estate investment.

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Terry Trogstad · 1 review · Experienced 2024-02-01 ·

Easy move from being a landlord to being a passive investor.

The 721 Exchange program offered an easy way to exit my “mom and pop” real estate rental business . The personnel I have worked with have been responsive, educated and helpful in making the transition. In my working ,non-real estate life , I owned a software firm and from what I’ve seen and used on Flocks’ portal, they are implementing quite an extensive array of software tools to help analyze and follow the business model Flock has stated. The offer given for my portfolio was fair and based on the latest market statistics. The offer did reflect the estimated scope of work necessary to bring the properties up to Flocks’ standards which is what I want to see in all their inventory of homes! If you are looking for an exit from being a landlord, seriously consider Flock.