Freedom Debt Relief (freedomdebtrelief.com) has a 4.3 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 96% of negative reviews. Last updated 2026-08-10.
What people say
M
Maria Leonard · 1 review · Experienced 2026-07-29 ·
★★★★★
For me, for Mr Joshua Gsman
For me, The greatest thing in this company was to have Mr Joshua Guzman helps. He is knowledgeable, he guided me step by step to achieve my needs. A person highly recommend to do business with
Maria Nicacio, Pasco, Waq
Reply from Freedom Debt Relief2026-08-05
Hello Maria,
We are so pleased to hear that Joshua was knowledgeable and guided you step by step. It's wonderful to know you had such a positive experience.
c
customer · 6 reviews · Experienced 2026-08-04 ·
★★★★★
Always keep me updated and easy to…
Always keep me updated and easy to communicate with them
Reply from Freedom Debt Relief2026-08-05
Hello,
We're so pleased to hear that you found our team easy to communicate with and that we kept you updated throughout the process. We truly appreciate your positive feedback!
The excellent customer service from day 1 is everything to me. All the debt I came in with has been negotiated to a reasonable with one of my accounts already paid off. In life we never know what obstacles we will have to face but thank God there are companies such as Freedom Debt Relief that can give you a different alternative and peace of mind!!
Reply from Freedom Debt Relief2026-08-05
Hello Belita,
We are so pleased to hear about your positive experience with us! It's wonderful that our customer service and negotiation efforts have brought you peace of mind and helped you resolve your debt. We appreciate you sharing your journey.
It worked, just like they said it would! Kept my payments on time. And now my credit rating is climbing! THANK YOU!
Reply from Freedom Debt Relief2026-08-05
Hello David,
We're so glad to hear that our program worked exactly as expected and that your credit rating is improving! Keeping your payments on time is key, and we're thrilled to see your success.
K
KEIOSHA MILLER · 2 reviews · Experienced 2026-08-05 ·
★★★★★
First-time with minimal debt
It's easy and affordable way to get my debt paid off.
Reply from Freedom Debt Relief2026-08-05
Hello Keiosha,
We're so glad to hear we could help you manage your debt effectively and affordably. Thank you for your kind words!
T
Timmothy · 1 review · Experienced 2026-08-05 ·
★★★★★
I could not have gotten the results of…
I could not have gotten the results of debt relief without your help. Thank you for all you have done
Reply from Freedom Debt Relief2026-08-05
Hello Timmothy,
We are so happy to hear that we could help you achieve debt relief. Thank you for sharing your positive experience and for trusting us to assist you.
Was about what you would expect up until the last week. Agent I spoke with was very combative with me and told me I couldn't make changes I requested with my dedicated account. I was told my payments would continue even after my final debt was paid and I would have to call back in later to cancel the next months draft. Ended up having to remove my bank account and even that was an issue. I'm the end, I got mailed a check for remaining funds in my account because there was no longer an account tied to the program to direct deposit back to. Got charged a $3 check fee as a result... left a sour taste as a result. I do not consider myself a graduate from the program... I respond with I withdrew and do not recommend.
FDR, for reference refer to phone call on 7/22/26 around 5:02pm central time.
Update - was called on 8/6/26 by FDR and the rep could not resolve my concerns. Her solution was to give me $100 refund to resolve it on their end. I refused because I never asked for money that was not mine. Only money I would accept would be the $3 check fee that should never of been charged to me. She was also unable to correct their records to reflect my withdrawing from the program. Lowering review to 1 star as a result.
Reply from Freedom Debt Relief2026-08-04
Hi Georgianna,
We completely understand your frustration regarding the deposits as you complete the program, as well as your recent experience with our customer service team. This is certainly not the level of service we strive to provide, and we will be reviewing this issue internally to ensure it is addressed.
J
Joseph Scott · 3 reviews · Experienced 2026-08-01 ·
★★★★★
Its a easy process to get out of debt
Easy payments to clear up your old debt to start freash
Reply from Freedom Debt Relief2026-08-04
Hi Joseph,
We're glad we could help you achieve a fresh start! Thank you for your positive feedback.
J
John Estes · 1 review · Verified · Experienced 2025-11-11 ·
★★★★★
Helped with my Dedt,Good Communication
Helped with my Dedt,Good Communication, Good Customer Service, Would Advise to Anyone
Reply from Freedom Debt Relief2026-08-04
Hi John,
We are so pleased to hear that we were able to help with your debt and that you experienced good communication and customer service. We truly appreciate you recommending us!
L
Luis Quesada · 1 review · Experienced 2026-08-03 ·
★★★★★
I am thankful for all the help Freedom…
I am thankful for all the help Freedom Debt Relief has given me. It is very satisfying when you resolve a debt. You can breathe a little easier knowing your debts are being paid off. Keep up the good work.
Reply from Freedom Debt Relief2026-08-04
Hi Luis,
We're so thankful to hear that we could help you resolve your debt! It's wonderful to know you can breathe a little easier now. We appreciate your kind words and will keep up the good work.
When I joined Freedom Debt Relief, I didn' expect to still be contacted by creditors. I thought Freedome Debt Relief contacted them and said they were handling the account, and that would be the end of it. I was mistaken. I got calls all the time from the creditors for the first few months, even after I told them I was with Freedome Debt Relief when they called. It was very uncomfortable. I think it would be a great idea for Freedome to contact them and tell them they took over the account, and make it clear to contact them in the future and not the former client, that it was out of their hands. Eventually, the calls stopped, but I would still get mail saying they were trying to collect, etc. and then I emailed those letters to Freedom. They eventually stopped, and then I started getting letters from the companies they sold the debt to, trying to collect. I then had to tell them to call Freedom, and emailed THOSE letters to Freedom. They eventually stopped. After a couple of years of my payments being on time, I got an offer from another company that they would take over my account from Freedom, and they would pay off the remaining debts and my credit score did shoot up. Now I pay them instead of Freedom, like paying off the loan of the lump sume they used to pay off the creditors. So no more creditors, just the new company to pay them for the loan. I can't wait to get this all behind me.
Reply from Freedom Debt Relief2026-08-04
Hi Donna,
We understand how frustrating creditor communication can be, and unfortunately, it is a standard part of the process. Because you are the account holder, creditors will continue to send you correspondence even after you have notified them of your program enrollment. We are glad to hear you are no longer receiving those communications and that you’ve found an option to help pay off your debt faster.
Good help explaining what I need to get out of debt
Reply from Freedom Debt Relief2026-08-04
Hi James,
We're so glad we could provide you with the clear explanation you needed to understand your path to becoming debt-free. Thank you for your feedback!
Customer service has always been fantastic, helping me.
Finding the solution, with my payments and paying off My debt and helping me has been a blessing.
Reply from Freedom Debt Relief2026-08-04
Hi Amber,
We're so happy to hear that our customer service has been fantastic and that we could help you find solutions for your payments and debt. It's truly a blessing to know we made a positive impact.
Hello Edna,
We are so happy to hear that you are thrilled with your experience! We truly appreciate your wonderful feedback and kind words.
A
Anna · 1 review · Verified · Experienced 2026-07-21 ·
★★★★★
Just trusting the process.
Reply from Freedom Debt Relief2026-08-04
Hello Anna,
Thank you for sharing your feedback. Trusting the process is a big step, and we’re committed to guiding you every step of the way. Please don't hesitate to reach out if you ever have any questions!
G
George Scott · 1 review · Experienced 2026-08-03 ·
★★★★★
The debt counseling was filled with…
The debt counseling was filled with misleading information just to get my business. After signing up, it they began to walk back the lies.
Reply from Freedom Debt Relief2026-08-04
Hello George,
That's not the outcome we strive for, and we'd like to speak with you directly to try and make things right. An account specialist will be contacting you soon.
Ervin was helpful and so patient with me. I wasn’t sure if this was the right way to go but he walked me through the whole process and made me very comfortable. I love the “dashboard “. It gives me all the information I need about my account. If there are any changes or anything new about my account I just click on notifications and everything I need to know is right there.
Reply from Freedom Debt Relief2026-08-04
Hi Sally,
We're so glad to hear about your positive experience! It's wonderful that our team provided clear guidance and made you feel comfortable. We appreciate your kind words about the dashboard's helpfulness.
K
Kidyan · 5 reviews · Experienced 2026-08-04 ·
★★★★★
I am happy that Freedom Debt Relief is…
I am happy that Freedom Debt Relief is making all the process possible and smooth, my credit is improving and less stress to have.
Reply from Freedom Debt Relief2026-08-04
Hello,
We're so happy to hear that our program is making the process smooth for you! It's wonderful that your credit is improving and you're experiencing less stress. We love getting reviews like this. Thanks for making our day!
J
Jacquie · 3 reviews · Experienced 2026-08-03 ·
★★★★★
Worry Free
It so much better not having to worry about all those individual debtors but just stay on top of my one payment and FDR will take care of the rest.
Reply from Freedom Debt Relief2026-08-04
Hello Jacquie,
We're so happy to hear that our service has brought you such peace of mind. We appreciate your kind words and positive feedback!
M
Michael Howard · 1 review · Verified · Experienced 2026-07-17 ·
★★★★★
My experience Freedom Debt Relief…
My experience Freedom Debt Relief although I am just starting has been very pleasant. My Debt Consultant was very nice and went through the steps and explained everything without pressuring me. Only negative is trying to get a hold of her. Hard to get past Press 1 or 2 or 3 and leave a message. Overall, so far everything is great.
Reply from Freedom Debt Relief2026-08-04
Hello Michael,
We're delighted to hear that your initial experience has been pleasant and that your Debt Consultant provided clear explanations without pressure. Please be sure to give our Customer Service department a call at 800-655-6303 for any questions you may have.