Since 2007, Fund&Grow has helped Entrepreneurs, Business Owners, and Real Estate Investors obtain over $1.7 Billion in business funding (without putting up any collateral, giving up any equity with Interest Rates as low as 0%).With a A+ Better Business Bureau Rating, over 5,000+ 4.9 Star Reviews, and Inc 5000 recognition every year since 2016, you can be sure we will do everything in our power to get you up to $250,000 in Business Funding as quickly as possible (often as little as 2-3 weeks).We offer convenient Payment Plans to pay over 60 or 90 days as well as a 60 Day Money Back Guarantee. Fund&Grow is a team of 65+ based out of Spring Hill, FL.
Written by the business, not verified by us.
Is Fund&Grow legit?
Fund&Grow (fundandgrow.com) has a 4.6 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 88% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 50% of negative reviews; 34 of them were added in the last 12 months. Last updated 2026-08-12.
Jury still out on whether value matches the investment
With respect to acquiring business funding via applying for the business credit cards, I feel that I did the majority of the heaving lifting...having to call the banks multiple times for verification, or to upload documents. In addition, with one of the business credit cards, I ended up having to go inside of the bank for verification purposes before I was approved for the credit card. And I feel that for the amount of money I paid, the level services provided did not match my investment.
Reply from Fund&Grow2025-06-25
Thank you for your feedback — we truly appreciate you taking the time to share your experience. We understand how frustrating it can be when the process feels more hands-on than expected, especially when it comes to additional bank verification steps. While we strive to make funding as streamlined as possible, some institutions do require client involvement for security reasons, and unfortunately, those steps are outside of our control.
That said, we’re here not just to handle the logistics but to provide personalized guidance and proven strategies that help our clients secure significantly more funding — often at 0% interest. Many clients find that this coaching and structure becomes even more valuable in the next phases, where we focus on credit limit increases and stacking to build toward your full funding potential.
We’re committed to making sure you get the most out of your investment, and our team is here to support you every step of the way. Let’s make phase two your breakthrough.
A+ experience! 1st round of funding completed and very happy with results. Thanks Fund & Grow!
Reply from Fund&Grow2025-06-25
Thank you so much for the A+ review! We’re thrilled to hear that your first round of funding went smoothly and that you’re happy with the results. Helping entrepreneurs like you access the capital you need to grow is what we’re all about. We appreciate your trust in Fund&Grow and look forward to continuing the journey with you!
They do a lot of the work, but anyone can apply for credit cards with a business established. I’m really not all that impressed yet. They didn’t do anything more than what I’ve done for myself with another business. Hopefully, phase two will provide some insight that I didn’t already have.
Reply from Fund&Grow2025-06-25
Thank you for your honest feedback — we truly appreciate you sharing your experience so far. While it’s true that anyone can apply for business credit, our goal goes beyond applications. We're here to provide strategy, structure, and coaching to help maximize results, minimize risk, and position you for long-term funding success — not just one round.
Phase two is where we often see a major shift, especially as we dive deeper into advanced strategies, credit limit increases, and stacking opportunities. Our team is here to support and guide you through every step of that process, and we’re confident the value will become clearer as we continue.
Thanks again for giving us the opportunity to work with you — we’re committed to earning that 5-star experience.
I am happy to report that I received credit approvals from four credit card companies after application submission during my first round of funding with Fund & Grow (F&G). It would have been helpful if F&G was able to make me aware of a few things during the process though:
1) One of the credit card companies requested a "clean" copy of my EIN letter for verification purposes because the initial letter had print marks of hole punch marks since the letter was initially hole punched for storage in my binder. It would have been helpful for F&G to be aware of the required print quality prior to uploading for the credit card company's verification since this could have potentially resulted in my application being denied, but thankfully it was addressed soon enough when I spoke to the credit card company.
2) F&G moved forward in assisting me with a credit application even though I didn't meet the threshold requirement of having my business bank account opened for a minimum of 60 days. Due to this, my credit application was denied, and instead I reapplied by submitting an application in person with a banker for reconsideration. This resulted in taking extra time for me to receive all of my credit approvals when this delay could have been avoided if I went forward with applying in person from the start.
Great experience overall—friendly service, excellent quality, and quick turnaround. I’ll be back for sure!
Reply from Fund&Grow2025-05-07
Thank you, Luis! We truly appreciate your recommendation and are so glad to hear that you had a positive experience with our team. Providing a high-quality and professional service is always our goal, and it means a lot to know we delivered that for you. We're here whenever you need us!
Some of the strategies for obtaining credit cards from certain banks may now be outdated, as I was recently declined by three issuers. It also appears that some banks are tracking IP addresses during the application process, which may be triggering red flags. Overall, the service at Fund&Grow was solid - they delivered on what they promised but I believe some of their methods could benefit from an update.
Reply from Fund&Grow2025-05-07
Thank you for your honest feedback, Fredrick - we truly appreciate it. While we’re glad to hear you felt our service delivered on its promise, we also recognize the importance of continuously refining our strategies as lender policies evolve. Your insights about recent challenges with certain issuers and IP tracking are valuable, and we’ll be sure to pass this along to our funding team for review. We’re committed to staying ahead of the curve and always improving the experience for our clients. Thank you again for choosing Fund&Grow!
Fund&Grow’s practices are misleading, unethical, and potentially fraudulent. I was instructed to report grossly inflated monthly and annual revenue projections — numbers that had no basis in reality — and was explicitly told not to disclose Fund&Grow’s involvement when applying for business credit.
When I raised concerns about the legality and ethics of this approach, their response was dismissive and unaccountable. Claiming “it’s just a projection” does not excuse advising clients to submit false information on credit applications, which could constitute bank fraud or misrepresentation.
I strongly caution anyone considering Fund&Grow: this is not a transparent or responsible company. Their business model appears to rely on coaching customers into dishonest practices to game the credit system. I would never recommend them to any serious business owner.
Simply unbelievable! Stephanie and the entire team at Fund and Grow are the best! If you are looking for business funds look no further. Go to Fund and Grow. You can thank me later.
Reply from Fund&Grow2025-05-07
Thank you so much for the incredible feedback! We’re thrilled to hear that Stephanie and the team made such a strong impression. Helping business owners like you access the funding they need is what we’re all about - and your words mean the world to us. We appreciate the recommendation and can’t wait to see what you accomplish next!
The experience has been outstanding. Christopher and Melanie have been knowledgeable and very helpful. I am so excited about what I have learned, and what the additional resources will allow me to do moving forward. I have been recommending it to friends and family!!
Reply from Fund&Grow2025-05-07
Thank you so much for your kind words! We’re thrilled to hear that your experience has been outstanding and that Christopher and Melanie have been such helpful resources along the way. It’s exciting to know you’re already seeing the possibilities ahead - and we’re grateful for your referrals to friends and family. We’re honored to be part of your journey and can’t wait to see what you accomplish next!
They help me in all process for make this success and start in the correct way for my company can access this fund for grow up with capital at 0% Apr
Reply from Fund&Grow2025-05-07
Thank you, Luis! We’re so glad to hear that we could support you throughout the process and help set your company up for success. Accessing 0% APR capital can be a game-changer, and we’re honored to be part of your growth journey. Wishing you continued success as you take your business to the next level!
The best do it for you service hands down! It saves me so much time and Natalia was so good. Highly recommend.
Reply from Fund&Grow2025-05-07
Thank you so much, Brenda! We’re thrilled to hear that our done-for-you service made such a difference for you—and we agree, Natalia is amazing! Saving you time while getting great results is exactly what we aim for. We truly appreciate the recommendation and are grateful to have been part of your journey!
Thank you for the kind words! We’re passionate about sharing our knowledge and helping entrepreneurs like you tap into the power of business credit. If you ever have questions or need guidance, our team is here to support you every step of the way!
Putting this new business first that have a opportunity to grow the leaning team worked very hard to give their experience a chance to prove they are the best with proven know
Putting the new business first this loan will build a million dollar business experience with loans experience with my knowledge of the industry of forestry and gravel mining my success will come because of this lending team
Communication is good. They provide very good guidance on how to go about obtaining the credit. The only reason I didn't give it 5 stars is that I thought it was a little expensive. But I was satisfied with the job they did.
I am up $50,000+ in my First Round of funding in 3-4 weeks of working with them. So we are EXCITED!!!!
Reply from Fund&Grow2025-05-07
That’s incredible, Cory - congratulations on securing over $50K in your first round of funding! We’re thrilled to hear how quickly things are moving for you and love the excitement. It’s always rewarding to see our clients win big, and we’re just getting started. Let’s keep the momentum going!
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