Guardian Litigation Group, LLP (guardianlit.com) has a 4.8 out of 5 rating on OK.one, based on 65 user reviews collected here. It is listed under Legal Services & Government and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.
Guardian Litigation is working diligently on resolving our High Interest Debts and the Financial Resolutions they are Negotiating on our behalf have been very reasonable and affordable. This is an unbelievable amount of stress relieved from our lives. In the beginning we were full of questions and needed a lot of help and the Associates at Guardian Litigation were always patient, friendly, and there to help. Good People!!
Guardian is great to work with. They explain everything and follow through!
Things are going the way you said it would
All the efforts made to resolve my accounts. The availability of staff if there's a problem.
i am happy that Guardian is settling my credit accounts. my credit score has gone from poor to fair
Very professional and always willing to answer questions and do check ins
Guardian is looking out for my best interest. Everything they said they would do, they have.
In Nov. 2023, I enrolled in Guardian's debt settlement program. I was not informed that attorney fees would be deducted from settlements, which I consider the first misrepresentation. The most serious issue involved my Wells Fargo account. In July 2025, Wells Fargo withdrew about $2,200 from my savings after obtaining a judgment on a debt I believed Guardian was handling. I later learned my case was neglected after an attorney left. From Dec. 2024 to July 2025, no one followed up regarding settlement efforts or a lawsuit 2nd misrepresentation. The case went to court in June 2025 without representation, despite my understanding that Guardian's legal team would handle it. As a result, the judge ruled for Wells Fargo, adding about $1,000 in legal fees to my nearly $10,000 balance. Wells Fargo was then able to seize funds from my account, and my wages were nearly garnished before I settled the debt myself. When I requested accountability, Guardian offered only $320 and stated they would not charge fees on my remaining Capital One accounts. However, I later discovered they had already charged me $356 for a Capital One settlement, despite previously stating fees would not be collected until final payment, 3rd misrepresentation. Guardian also claimed they only agreed to waive fees on the Wells Fargo account and one Capital One account, even though they never settled the Wells Fargo debt, I did that on my own. I canceled the program and requested a refund. Since Aug. 2025, I have repeatedly been told I would receive the promised $320 refund, but I am still waiting. Last time I tried talking to someone they tried to talk circles around me thinking I was a fool to believe anything they said. They said they weren't able to resolve my debt which is why it went to court instead of acknowledge what one of their lawyers already confirmed that my case fell through the cracks because the lawyer originally assigned to my case quit. Don't believe them for anything, they look for desperate people to fall for their schemes.
Guardian has been constantly contacting us as soon as a settlement has been determined. They have been prompt and professional with their messages and customer service.
Every day that goes by is another day that Guardian pleases me further. I could not be happier with the results.
Everyone has been friendly, professional, and has the customer interests in mind at all times.
Listen, if you have credit card debt, call the company yourself and ask about settlements. You don't have to have business savvy or be confident, just ask for settlement options. Learn from my mistakes. Do not trust Guardian to do this for you - I was with them for 14 months and paid over $5k. Of that, less than half went to my debt and the rest went to them - over 50% in fees. That is $2500 that could have gone straight to my debt but went to Guardian Litigation Group. I had two debts, and they dragged their feet so long with the second debt that I was sued and my credit is garbage. What makes this even better is after 14 months, I terminated my contract and decided I'd called the credit card companies directly to negotiate a settlement as a Hail Mary before filing for bankruptcy. They settled a $13k debt for $4k (!!!), when Guardian had 'negotiated' a $10k settlement. Guardian wanted a higher settlement amount so they would be making money off me for years. If I had just called the credit card companies myself, I could have had the settlement amount paid off by now. Guardian is a scam and depends on shame and being intimidated by financial systems. Do not use them.
So far, they've lived up to their end of the bargain as I have mine. They closed one account so far. Still have about eight to go. I have faith they will do well by me. Only time will tell.
Guardian Litigation Team has been very consistent in updating me on every step they're taking to help me settle my debts. I feel good knowing that they are standing with me in my tough time and we have reached another milestone. Thank you.
I’m being treated fairly and they keep me informed of the process as well as the progress.
It just takes so long and it’s tanked my credit score. I can’t even use my grocery store credit cards that I always kept up to date. I’m really struggling financially right now. Hopefully things will get better soon.
continued help and upto date information, staff very helpful
Guardian Litigation Group has done a great job keeping me updated during negotiations with my creditors. Their communication has given me peace of mind, and I feel relieved knowing that my debt is being reduced. I truly appreciate their professionalism and support throughout the process.
They take their time to explain things in a way you understand and check in with you to make sure things are going well. Nice people and great service with affordable payments helped me tremendously.
65 reviews matching