Heritage South Community Credit Union (heritagesouth.org) has a 4.8 out of 5 rating on OK.one, based on 65 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-10.
What people say
J
Justine Clark · 4 reviews · Experienced 2026-07-14 ·
★★★★★
My 16 year old son had an account with…
My 16 year old son had an account with heritage south. He started his first job at a local family restaurant ans his paycheck bounced. He had the amount withdrawn and heritage south proceeded to charge my son TWO nsf fees because the the check bounced. I asked them to fix it due to it not being his fault and him also being 16 years old, they refused so I closed their accounts. I have never seen a bank so quick to take a child's money.
Mrs. Davis was a joy to be dealing with. She made me feel welcomed and like part of the family. Other people inside were friendly also. I would recommend Heritage South to anyone looking for a banking home! Customer service was great.
I filled out an application on line for an auto loan on a Monday morning and by Friday I hadn’t heard anything so I called the lady at first said she couldn’t find it and then said she did.. so I canceled the application.
W
W. Jones · 1 review · Verified · Experienced 2026-06-12 ·
★★★★★
They help when others won’t
Heritage South is wonderful! Their online banking and mobile app are both easy to use and have tons of features. They truly help when others won’t.
L
Leon · 1 review · Verified · Experienced 2026-07-01 ·
★★★★★
Their customer service is one of a kind
They are not like any other banks or credit union, to me they are more helpful.
Working with Tasha was a pleasure from start to finish. I was educated on a few topics and would not hesitate to consult with her again.To sum it up she listened to what we wanted to do and she made it happen....Tasha, thank you and if we have a need in the future we will be giving you a call
I have never been able to get anything done. I tried to setup direct deposits from my paycheck into my account to build retirement. Couldn't do it. Then I got fed up and wanted to just close my account and withdraw my funds. Couldn't do it. Not sure what use this account actually holds...Now I just tried to write this review for issues I have had over the years, and it says I can't unless I make the date within 12 months. So I did.
I love how you are always there when I need you. And everyone are wonderful people to deal with thank you all.
M
MARY · 1 review · Verified · Experienced 2026-03-01 ·
★★★★★
Staff was quick to recognize me and…
Staff was quick to recognize me and asked if they could help, connected with the proper service I needed. The loan staff was friendly and was able to assess my needs.She gave me the options, explained them and assisted me in completing the best one. Your staff are always friendly, courteous and efficient for me.
I have been banking with Heritage since it was EPCO and have never had any issues. The employees are all extra friendly and take care of any needs that I have in a timely manner. I always enjoy our breakfast each year. Very informative and a lot of fun, food and fellowship.
I love, We Help When Others Won't.