ImmediateAnnuities.com (immediateannuities.com) has a 5.0 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher. Last updated 2026-08-10.
They made things real easy every step of the way! They answered all my questions! I am glad I went with them!
Hi Howard, We're so happy to hear that everything worked out well! It was a great pleasure working with you, and please do not hesitate to reach out if you need anything in the future. We'll always be eager to assist. Sincerely, Kyle Bossard
Very clear communication. Quick responses. Good follow up. Easy transaction.
Thank you, Tom! You've very well summed up the checklist on ensuring your satisfaction with your annuity purchasing experience. We appreciate you taking the time to share your vote of confidence in our team. Should there be any other way we may be of further assistance, please let us know how we can help. Take good care, Ariel Stern
I bought a five-year SPIA from MassMutual through Immediate Annuities (IA). IA staff (John) were very helpful and kept me informed and followed up consistently as the application process proceeded. Forms from IA were straightforward and simple to complete. A glitch occurred with MassMutual which IA promptly and judiciously handled. Even before my experience, I had recommended IA to others because I think an SPIA is the only annuity worth purchasing. Most annuities are simply costly investment vehicles wrapped up in an insurance policy. An SPIA from IA is a wonderful solution to my problem. I wanted a tern-limited annuity with a guaranteed monthly deposit to fund the care of my spouse who had moved to a memory care residence. The current interest rate environment was quite favorable, and the annuity is simply a very useful tool to manage a regular monthly cash flow issue that I could rely on for the next five years. I was totally satisfied with the quality of service I received from IA, and will continue to recommend them to others. Tadlock Cowan
JT, thank you so very much for taking the time and energy to provide such detail in your review of your experience working with John Mulvaney and the rest of our team here at ImmediateAnnuities.com. As you stated, your objective was very specific and we are grateful for your trust in working with us to set up this income annuity contract with a very strong and reputable insurance company to ensure the payments are utilized to cover the cost of your spouse's care for the next 5 years. We are so lucky to have clients like yourself who see the value and benefits in purchasing an income annuity tailored to tackling a certain income need. Please do not hesitate to reach out to us at your convenience should you have any questions or requests. We look forward to hearing from you again. Best regards, Ariel Stern
Very easy process and communication was outstanding. I got all my questions answered immediately and staff was extremely supportive and helpful
Thank you, Wayne, for taking time over the holiday weekend to leave your positive feedback. We are grateful for your trust in our services by choosing our firm to work with in order to set up your annuity policy. Should there be any other way we may be of further assistance, please do not hesitate to reach out to our office with any questions or requests. We look forward to hearing from you! Sincerely, Ariel Stern
Hi Roger, thank you for taking time over the weekend to share your positive feedback. We appreciate that you selected our firm to set up your annuity contract. Please let us know if there's any other way we may be of further assistance. Best regards, Ariel Stern
Three years ago, at age 74, as a widow with no prior experience in annuities, I found myself trying to navigate a world that felt complicated and overwhelming. I had no one I could truly turn to for guidance, and after speaking with a few annuity salespeople, I felt more confused than reassured. I was close to giving up. Then, while searching online, I came across ImmediateAnnuities.com and decided to make one simple phone call. That call changed everything. Adam, in customer service, met me with patience, calm, and genuine kindness. He answered all my questions clearly and never once made me feel pressured. Instead of confusion, I began to feel something I hadn’t expected—peace of mind. Their website was equally reassuring—clear, easy to navigate, and designed in a way that allowed me to learn at my own pace and make decisions with confidence. Over time, I purchased three annuities through them, including a deferred income annuity. Recently—now at age 77—I returned once again to purchase another MYGA annuity. Coming back a fourth time says more than words ever could. Each step along the way was handled with care and simplicity, from FedEx-delivered documents with prepaid return envelopes to the ease of DocuSign. What once felt intimidating became something understandable—and even comforting. For that, I am deeply grateful.
Wow, Shirley, your review has to be one of our most detailed and helpful accounts of your experience in finding our company and working with our team--and in particular, Adam, one of our top brokers--to take care of all of your questions and ensure that you are fully satisfied with your annuity purchases. We are so fortunate to have clients like you with the patience and trust in our ability to provide you with a comprehensive service in securing your annuity contracts. We're so glad to hear that your opinion and feelings about what it would be like to pursue annuities has become more relaxed and trusting that all will go well and as you expect. Should there be any other way that we may be able to serve you further, we sincerely look forward to the opportunity to work with you again. Hope you're having a nice weekend! Best wishes, Ariel Stern
All went well. Thanks
Hey TIm, thank you for your positive feedback! Glad to hear that you're satisfied with your annuity purchase. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern
I recently purchased my 2nd annuity from Immediate Annuities. I'm retired now but spent my career working for large companies in service, then sales. then ran my own company for 11 years prior to retiring. I approached sales by simply doing what was in the best interest of my customers. I didn't sell, I just took care of my customers. I feel that Immediate Annuities has the same sales approach. I've been very impressed with the service I've received from Immediate Annuities. This company has taken excellent care of me and I trust them. I received multiple quotes on my last annuity and besides offering the best service, they had the best payouts on the annuity that I purchased. Last year while on vacation in Europe, an annuity that I purchased from them a few years ago missed a payment due to a mistake by the insurance company that I had the annuity with. The VP of Immediate Annuities got involved and the error was quickly resolved. I highly recommend Immediate Annuities.
Wow, Kerry, thank you so much for going over and beyond to share your detailed feedback and helping us to better understand background and your approach when you were in the sales industry. As you stated quite perfectly, our primary objective is to do whatever is in your best interest. We've been blessed to be able to assist and support thousands of clients over the years and it's makes us happy when you're satisfied with your experience working with our team to secure your annuity contract. And should there be any issues or ways that we can help to service your annuity policy thereafter, we will be there for you especially when you're on vacation and should not be worrying about this kind of stuff :-) Please let us know if there's any other way we can be of assistance. Best regards, Ariel Stern
Great at understanding what I need and helping me decide between the different products.
Hi Judy, we appreciate your kind words and positive feedback. Our goal is to ensure that you have located the most favorable annuity product to meet your retirement objectives. Thank you for allowing us to be a part of this decision throughout the years. Should there be any other way we may be able to help further, please do not hesitate to reach out to us for assistance. We look forward to hearing from you again! Best wishes, Ariel Stern
stream lined process and good rates.the process moved along at a good clip .would select immediate annuities for any future investments
We appreciate you taking the time to share your positive feedback regarding your experience working with our team to set up your annuity contract, Bruce! Glad to hear that you would consider utilizing our services again should you be back in the market for another annuity policy. We look forward to hearing from you at your leisure. Best regards, Ariel Stern
After searching and reading positive reviews about ImmediateAnnuties.com I decided to use their services in setting up my annuity. . The staff are very helpful and efficient. They helped me throughout the application process and kept me updated. Thank you, highly recommended.
We greatly appreciate your recommendation, Violeta, and your trust in us to ensure that your expectations were fully met. Thank you for your positive feedback regarding our communication and regular updates regarding the status of your annuity contract as it goes through the issue process. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you! Sincerely, Ariel Stern
Easy to reach and work with knowledgeable folks.
We appreciate your positive feedback and also your loyalty in choosing to work with us again on another annuity policy together. We always aim to be available to to you to answer any question or fulfill your annuity requests based on your own timing. Should there be any other way we can help, please don't hesitate to reach out to us. Sincerely, Ariel Stern
I chose Immediate Annuities because they were happy to fulfill my investment choices without trying to sell me something as so many highly advertised annuity brokers try to do. Their work was timely, accurate and went smoothly through the process. As someone buying his first ever annuities, I picked the right firm to make it happen. Immediate Annuities.
Wow! Thank you so much for your kind words and positive feedback, Jay. We're happy you mentioned how we do not try to "sell you" rather we are here to assist you pursue whatever direction you feel make the most sense for you with your retirement goals. We're grateful that you chose to work with our team to secure your annuity contract. Please let us know if there's any other way we may be of further assistance at your leisure. Best regards, Ariel Stern
I've been very happy with easy process this company provides for selecting and purchasing an immediate annuity. I have used ImmediateAnnuities twice for this purpose.
Thank you, Ward! We appreciate you coming back back to us again to set up another annuity contract. We hope that the additional income it provides will give you more security and peace of mind in handling your daily living expenses. If there's any other way we may be of further assistance, we would be glad to be of service. We look forward to hearing from you at your convenience. Best wishes, Ariel Stern
Renewed annuities for myself & my wife, that matured with the same annuity provider. Adam Reinwald was very personable & efficient! He ensured that all the required paperwork we signed was received by the provider. Adam followed up with us & the provider every step of the way. A lot less effort on our parts to consummate a transaction with Immediate Annuities!
Thank you so much, John & Lori, for your positive feedback and kind words. Adam is a seasoned broker on our team with well over 10 years of experience serving our clients. We're glad that we were able to make the renewal process more efficient and effortless. It's our primary goal to ensure your satisfaction and keep you informed of the whole application process each step of the way. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern
Your informative comparison chart, based on my input, greatly simplified my search for the right annuity. Communication was frequent, but not overwhelming - just right. Everyone I dealt with was friendly and helpful - it made the transaction easy. I enthusiastically recommend your firm to everyone.
Hi Randy, Thank you very much for the kind words! I'm thrilled to hear that you had a positive experience, and that everything worked out as planned. Please don't hesitate to reach out in the future, if there's anything we can do to help. Sincerely, Ariel Stern
Hey Eric, thank you for your positive feedback! We appreciate you noting our primary goal to ensure that you are well informed and guided every step of the way as your annuity contract is being issued. You selected a top notch insurance company to set up your annuity contract with and if you have any questions or servicing requests, please do not hesitate to reach out to us for assistance. We look forward to hearing from you! Sincerely, Ariel Stern
Thank you, Micah, for leaving us your positive feedback! We're happy that you were pleased to work with our team to secure your annuity contract. Please let us know if there's any other way we can help. Sincerely, Ariel Stern
Very happy with ImmediateAnnuities. BUT -If you are purchasing a MYGA, you might want to ask how good is the insurance company with transferring the money at the end of the term. American National - for example, is extremely slow with transfer requests. My brokerage firm submitted the paperwork in just 2 days. NOW - American National claims they sent the funds - THREE WEEKS after receiving the paperwork. We are all just waiting to see how long this takes.
We are sorry to hear that you've had trouble transferring your funds from an American National annuity that we helped you set up. Please reach out to our office at your earliest convenience at (866) 866-1999. We would be happy to contact their Annuity Service Center and nudge the process to transfer your funds. Typically, insurance companies may take a few weeks to mail a check after receiving a transfer request, but it always helps to keep checking with the insurance company to ensure the request is being handled in as timely a manner as possible. Also, you typically will continue to receive interest on your annuity value until the day that the account has been transferred. Please let us know how we may be of assistance at your convenience. Best regards, Ariel Stern
Good advice and communication through the process. My annuity has be paying as expected for the past two months. Thank you!
Hi Chris, thank you for taking time over the weekend to share your positive feedback! We're glad to hear that your annuity payment has been coming in properly as anticipated. Should there be any other way we may be of further assistance, please let us know how we can help. Hope you have a nice rest of your weekend! Sincerely, Ariel Stern
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