ImmediateAnnuities.com (immediateannuities.com) has a 5.0 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher. Last updated 2026-08-10.
The experience I had was top notch from start to finish. The staff with Immediate Annuities are seasoned veterans of the industry who know their products well and are positioned to offer the best solutions. The most outstanding feature of my annuities purchase was the extremely thorough communications throughout the process. At every step I received updates advising what to expect next. They also are very able to reach with questions and respond promptly. Highest recommendation.
Reply from ImmediateAnnuities.com2026-02-19
Thank you so much for your kind words about your experience working with our team to set up your annuity contract. We really are so grateful for your loyalty and highlighting how important it is to us that we stay in regular contact with you to keep you informed every step of the way through the process of having your annuity policy issued. We are very lucky to have appreciative clients like you to work together with to ensure your retirement goals are met. Please let us know if there's any other way we may be of further assistance at your convenience. We look forward to hearing from you! Best wishes, Ariel Stern
I was nervous!
Turning our savings over to a third party. But after some research, I decided to go with Immediate Annuities. Very helpful, held my hand every step! Peace of mind. Receiving our deposits every month since! Very satisfied.
Reply from ImmediateAnnuities.com2026-02-13
Hi Ron, Thank you so much for taking the time to write a review! I'm thrilled to hear that everything worked out very well. Thank you for putting your trust in us, and please don't hesitate to reach out if there's anything else we can do to help. We'll always be eager to assist! Sincerely, Ariel Stern
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Carl Chu · 1 review · Experienced 2025-12-15 ·
★★★★★
MYSA fits well in our retirement at…
MYSA fits well in our retirement at 79/76. We get to ladder rates, defer income until which time we take withdrawal or do annuitization.
Reply from ImmediateAnnuities.com2026-02-13
Hi Carl, thank you for taking the time to leave your positive feedback. We're happy to hear that your MYGA purchase fit well in your retirement planning as you noted you can ladder annuity rates and defer the taxes on the accumulation until you withdraw the funds in your account. Please let us know if there's any other way we may be of assistance with your policy or any other way we can help. Best regards, Ariel Stern
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Steven · 11 reviews · Verified · Experienced 2026-02-07 ·
★★★★★
Always a pleasure to do business with…
Always a pleasure to do business with Immediate Annuities. They are fast and efficient.
Reply from ImmediateAnnuities.com2026-02-09
Thank you, Steven, for taking the time to share your positive feedback. We appreciate your kind words and praise. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. Hope you have a nice start to your week! Sincerely, Ariel Stern
This was my first experience buying an annuity, brought on by the current abysmal CD rates. So, I was pleased to find a 2-year annuity. Not too long, but long enough that I can forget about it for that period of time.
Without a doubt Will Manley, the agent I worked with, made my experience absolutely simple, clear, understandable, and pleasant. As a long-time businessowner, and corporate communications consultant, I can say that he is a prime example of knowledge of his product, professional behavior, and helpfulness. He deserves a raise.
Reply from ImmediateAnnuities.com2026-02-01
Thank you, Marianne, for your detailed and positive feedback regarding your experience working with my colleague, Will, to set up your deferred annuity policy. I'm glad that Will was very helpful and knowledgeable in guiding you to select the most appropriate MYGA (multi-year guarantee annuity) to accomplish your financial objective. Should there be any other way we may be able to provide further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Best regards, Ariel Stern
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Bob Miller · 1 review · Verified · Experienced 2026-01-25 ·
★★★★★
Easy process
Easy process, good service, and good & timely flow of information up to completion.
Reply from ImmediateAnnuities.com2026-01-26
Hi Bob, Thank you for taking the time to write a review! I'm very glad to hear that you are pleased with our service. Please feel free to reach out anytime. We'll be glad to help with anything you need. Sincerely, Kyle Bossard
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Kevin · 2 reviews · Verified · Experienced 2026-01-14 ·
★★★★★
The whole process was very simple.The…
The whole process was very simple.The agent was very helpful and made the process quick and easy! I have already received my first monthly payment and waiting on the next! Thank you very much!
Reply from ImmediateAnnuities.com2026-01-22
Hi Kevin, Thank you very much for taking the time to write a review. I'm very pleased to hear that you had a positive experience working with us, and that your annuity is working out just as planned. Please don't hesitate to reach out in the future. We'll always be happy to help! Sincerely, Ariel Stern
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Marc · 1 review · Verified · Experienced 2025-09-08 ·
★★★★★
Doing considerable research into…
Doing considerable research into annuities I found the Immediate Annuities web site. Just an excellent source of information. Made the decision to diversify some assets into guaranteed income streams. To a person, everyone is professional, knowledgeable, and
focused. The follow up during the purchase process was outstanding. A special thank you to John Mulvaney my main contact. A true professional.
Reply from ImmediateAnnuities.com2026-01-14
Thank you so much for your detailed and thoughtful review, Marc. We are grateful that you found our website a helpful source of information and utilize that info to understand which annuity would be the best fit for you. And I will give John a pat on the back from you. He's very diligent and committed to his craft. Please let us know if there's any other way we may be of further assistance at your leisure. Sincerely, Ariel Stern
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Kevin · 10 reviews · Verified · Experienced 2026-01-11 ·
★★★★★
The best par none!…
This was my second time buying an immediate annuity with these wonderful folks. Their website is top notch and you get free estimates for research. They are easy to work with and they will not sit on your application. I wouldn't hesitate to use Immediate Annuities for my future annuity buying.
Reply from ImmediateAnnuities.com2026-01-13
Thank you, Kevin! We appreciate you taking the time to share your positive feedback about your experience setting up your annuities with us. Your kind words mean a lot to us as we strive to ensure your complete satisfaction working with our team to establish your annuity contracts. Please do not hesitate to reach out to us with any questions or further requests. We look forward to hearing from you! Best regards, Ariel Stern
Communication throughout the process. My questions were answered promptly and completely.
Reply from ImmediateAnnuities.com2026-01-12
Hey Darold, thank you for taking time over the weekend to talk about your experience working with our team to establish your annuity policy. Glad to hear you felt well guided throughout your experience of setting up your annuity contract. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Best regards, Ariel Stern
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Frank · 1 review · Verified · Experienced 2026-01-10 ·
★★★★★
Helpful and quick response.
Reply from ImmediateAnnuities.com2026-01-12
Thank you, Frank, for taking the time to share your positive feedback. We always aim to be available to you at your convenience in order to answer or explain about anything you have a question about. We appreciate you choosing to work with our team to set up your annuity contract. Please let us know if there's any other way we may be of further assistance. Sincerely, Ariel Stern
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Bill · 7 reviews · Verified · Experienced 2025-12-27 ·
★★★★★
Solid investment for lifetime
Decided that I wanted a portion of my savings secured with a lifetime annuity. Equitrust offered a favorable rate and is considered a rated insurance company
Reply from ImmediateAnnuities.com2025-12-29
Happy Holidays, Bill! Thank you for taking the time to share your thoughts about your experience establishing your EquiTrust annuity policy with our firm. Should there be any way that we may be of further assistance in servicing your annuity contract, please do not hesitate to reach out to us. We look forward to hearing from you. Hope you have a nice and healthy start to the New Year! Best wishes, Ariel Stern
Thank you, Brad, for your positive feedback. It's our primary objective to ensure your complete satisfaction throughout your entire annuity purchasing experience. We appreciate your loyalty in choosing us to set up your annuity policies throughout the years. Hope you are enjoying the holidays and have a great start to the New Year! Best regards, Ariel Stern
Professional and efficient service. I have purchased annuities from them since 2020 and have always been extremely satisfied with their professional, efficient and timely help. I am very pleased with ImmediateAnnuities.com.
Reply from ImmediateAnnuities.com2025-12-27
Hi Donald, how are you? Happy Holidays! Thank you so much for your kind words and for choosing to work with our team to establish your annuity contracts since 2020. We are grateful for your loyalty and always happy to be of assistance whenever we can. Wishing you a happy and healthy start to your New Year! Sincerely, Ariel Stern
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Stephen · 2 reviews · Verified · Experienced 2025-12-12 ·
★★★★★
Very happy with service
ImmediateAnnuities.com provided the best service and recommended an annuity product that had all the features we were looking for at very competitive rates. Our representative, Will, did an outstanding job answering all our questions and everyone on the team was very responsive, making the process easy and efficient. We were so pleased with the product and the outcome that we subsequently decided to increase our initial contract amount. Thanks very much for the prompt and professional service!
Reply from ImmediateAnnuities.com2025-12-21
Happy Holidays, Stephen! Thank you so much for taking the time to share your positive feedback about your experience working with my colleague, Will, and the rest of our team to help you set up your annuity contracts. We are so grateful for considerate and appreciative clients like you and your spouse. We're happy that you were pleased enough with your policies that it made sense to put in additional premium in order to bolster your annuity income payments. We hope that you and your whole family have a blessed and happy holiday season! Best regards, Ariel Stern
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Mary Anne · 2 reviews · Experienced 2025-12-08 ·
★★★★★
Great company!
Immediate Annuities has earned my trust. I have used them for a few years and always experienced exceptional customer service. Highly recommend!
Reply from ImmediateAnnuities.com2025-12-22
Wow, thank you so much for your kind words, Mary Anne! We are grateful to have such courteous and thoughtful clients like yourself. Your recommendation means a lot! We look forward to being able to be of further assistance at your convenience. Happy holidays!! Sincerely, Ariel Stern
Immediate annuities was highly responsive, working in tandem with my finacial advisor. They were informative and helpful. I was able to find the best income solution for my needs.
Reply from ImmediateAnnuities.com2025-12-19
Hi Maura, Thank you very much for the kind words! It was a true pleasure working with you on your annuity. Please don't hesitate to reach out if you need assistance in the future. We'll always be happy to help. Sincerely, Ariel Stern
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RAMON and Myrna · 3 reviews · Verified · Experienced 2025-11-22 ·
★★★★★
The team was so professional
The team was so professional. We will use your company again. We will also refer you to our friends.
Reply from ImmediateAnnuities.com2025-12-01
Hi Ramon & Myrna, we appreciate you taking time over the holiday weekend to give us your thanks through your 5-star review of our services helping to set up your annuity contract. We are so happy to hear that you would consider reaching out to us again for your next purchase and for recommending us to those you trust and care about. Should there be any way that we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Sincerely, Ariel Stern
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James · 1 review · Verified · Experienced 2025-11-22 ·
★★★★★
Everything went very well
Everything went very well. I've been dealing with the market for many years & at this time in my life-it's time for Annuities. Special thanks to
John Mulvaney-a real PROFESSIONAL.
JIM CARROLL
Reply from ImmediateAnnuities.com2025-11-24
Thank you for taking the time over the weekend to share your positive feedback about your experience working with my associate, John Mulvaney, who is one of the hardest working agents on our team! We are grateful that you selected to work with our firm to set up your annuity contract after having spent most of your lifetime investing in the stock market. We trust that you are satisfied with your purchase, and should you have any further questions or requests, we would look forward to hearing from you at your convenience. Hope you have a nice start to your week! Best regards, Ariel Stern
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Brenda · 1 review · Verified · Experienced 2025-11-09 ·
★★★★★
Honest, Thorough Service That Boosted My Confidence
For the past 12 years I have watched the returns on my two flexible premium deferred annuities with a reputable company show diminishing returns. I asked both my trusted financial adviser and the issuing company how the interest on the annuities was calculated. Their answers were not clear to me. After my financial adviser made me aware of MYGA's and recommended a company, I decided to do some homework on annuities. I gave myself time to become educated and kept coming back to ImmediateAnnuities.com. Their information was clear and helped me formulate a better plan for purchasing annuities with better returns vs my financial adviser's recommendation. Their representative answered all my questions and made me aware of important issues. I decided to work with them to perform two 1035 annuity exchanges. I was impressed with their careful assessment of the suitability of my decision and helped me avoid any tax issues. They told me the steps and timeline of the process which they promptly and consistently executed. They were polite and pleasant. Their feedback was appropriate and made the process move smoothly. I now realize I have more confidence in the decision I made with their expert help vs over reliance on my financal adviser who helped me through a period of time in my life when I was less equipped to make major financial decisions.
Reply from ImmediateAnnuities.com2025-11-24
Wow, Brenda! We are extremely grateful for the time and detail you invested into your review of our services. It was so helpful to understand the background on all the research you put in to ensure that you were confident in your decision to pursue your MYGA contracts. And we sure are very thankful that you chose our company (ImmediateAnnuities.com) to work partner with in order to establish your annuity contracts with a very reputable insurance company. We really can't thank you enough for your trust and faith in our ability to deliver on your expectations. Please let us know if there's any other way we may be of further assistance at your leisure. Hope you have a safe and happy holiday week! Sincerely, Ariel Stern