ImmediateAnnuities.com (immediateannuities.com) has a 5.0 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 99% rating it 4 stars or higher. Last updated 2026-08-10.
What people say
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Maurice · 1 review · Verified · Experienced 2026-07-11 ·
★★★★★
I’m not a big believer in annuities in…
I’m not a big believer in annuities in general, but the allowance by the IRS to withdraw from my IRA without penalty made the QLAC viable. IA was the best deal that I could find and they made the process easy. The payout by Schwab, for example, for the same product was significantly less.
Reply from ImmediateAnnuities.com2026-07-20
Thank you for your positive feedback, Maurice! We are glad that you chose to work with our team to purchase your QLAC annuity contract and that it was the most competitive offer available to you. Should there be any other way we can help, please do not hesitate to reach out to us for assistance. Hope you have a nice start to your week! Sincerely, Ariel Stern
What a pleasure to work with Immediate Annuities and accomplish our needs
We have done business with Immediate Annuities in the past and when we agreed that we should purchase another annuity we of course chose IA. From beginning to end we cannot state how easy it was to complete the purchase. From the initial call to receiving the paperwork and calling with assistance with a few questions it was a absolute pleasure to speak with staff.
Reply from ImmediateAnnuities.com2026-07-14
Hey Pam, we can't thank you enough for your kindness and positive feedback! We're so grateful that you choose to return to working with our team to establish your annuity contracts. It is a pleasure working with clients like you! Should there be any way we can help to service your annuity policies or anything else, please do not hesitate to reach out to us for assistance. We always look forward to hearing from you. Best regards, Ariel Stern
Purchasing an annuity with ImmediateAnnuities was a seamless experience. The staff was very polite and knowledgeable, and initially, I had all of my questions answered with honesty. This company isn’t trying to sell you something you don’t need. They want you to make an educated decision and not regret your choices. The process was very easy from start to finish, and I never felt pressured. If you’re considering purchasing an annuity, I highly recommend using this company.
Reply from ImmediateAnnuities.com2026-07-13
Dean, we are so grateful for your detailed account of your experience working with our team to set up your annuity contract. Your kind and positive feedback means a lot to us! It is our intention to ensure that you are well informed throughout the process of setting up your annuity policy so that you feel 100% comfortable with your purchase. Should there be any other way we may be of further service to you, please do not hesitate to reach out to us. We look forward to hearing from you! Sincerely, Ariel Stern
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Roland · 1 review · Verified · Experienced 2026-07-11 ·
★★★★★
is it possible to get a document that…
is it possible to get a document that resemblies the initial offer?
Reply from ImmediateAnnuities.com2026-07-13
Hi Roland & Christine, thank you for providing us with a 5-star rating! We maintain records from all of your correspondence and paperwork, so we would be happy to provide you with the documentation that you're requesting. We will send you an email now and we'll make sure that you receive the document that resembles the initial offer, which would be included in your annuity application. Hope you're having a nice weekend! Sincerely, Ariel Stern
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Le · 1 review · Verified · Experienced 2026-07-11 ·
★★★★★
I recently retired and wanted a safe…
I recently retired and wanted a safe way to earn interests on my money. I bought a Nationwide (A-) MYGA through Immediate Annuities. The interest rates were very competitive compared to CD. No fee !! All the related staff are very nice clearly explained to me all my questions . I would highly recommend them.
Reply from ImmediateAnnuities.com2026-07-13
Thank you, Ms. Le! We're happy to hear that you felt well guided throughout your experience setting up your MYGA annuity contract with Nationwide. And they're actually an A+ rated insurance company (with AM Best) which is a very strong credit rating. We greatly appreciate your recommendation and hope that you reach out to us if you have any further questions or requests. We would be more than happy to be of assistance. Best regards, Ariel Stern
I reached out to the contact at Immediate Annuities I've contacted in the past and got a response and quote quickly with options. Follow-up was fast, and I got the product I wanted.
Reply from ImmediateAnnuities.com2026-07-13
We appreciate you taking the time over the weekend to leave your positive feedback, Paul. We're glad to hear that we were able to provide you with the annuity information you requested in a timely manner and facilitated the process to set up your annuity contract when you were ready to pull the trigger. Please let us know if there's any other way we can help at your convenience. Best wishes, Ariel Stern
Got my annuity fast and easy through their website.
Got my annuiety
Reply from ImmediateAnnuities.com2026-06-25
Thank you for sharing your positive feedback, Earl! Glad to hear that you felt the experience purchasing your annuity contract was fast and easy. Should you have any other questions or requests, we would be happy to be of further assistance at your convenience. Best regards, Ariel Stern
This was my first time purchasing a financial instrument totally online, so that was a bit anxiety provoking in itself. Everything went well. The process did take longer than I was expecting, but I now have my annuity earning daily interest while keeping those funds safe. That's exactly what I was wanting.
Reply from ImmediateAnnuities.com2026-06-20
Hi Melissa, thank you for sharing your experience on setting up your annuity contract with us. We know that it takes a fair bit of trust to work with an online annuity brokerage like ours and appreciate your candid feedback regarding the timing for funding your annuity contract. We do our best to stay on top of the process with the insurance company and transfer company. Either way, we're happy that your annuity has been issued and is earning you fixed interest accumulation. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. Best regards, Ariel Stern
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Robert · 1 review · Verified · Experienced 2026-03-27 ·
★★★★★
One stop shop, Great service!
I'm super satisfied with ImmediateAnnuiites.com. The people there are very helpful and will go to great lengths to answer all your questions and make the process as easy as possible. Its not difficult to get a hold of them too and you can work with a single individual there if you like. They may not advertise it much and seem to focus on SPIAs and DIAs but they have many MYGAs to choose from which are very competitive. They are my go to for them. I think they are more honest than some of the competitors. They don't advertise unrealistic rates to draw you in that turn out to be simple interest rates that seem high but pay less compared to some lower interest rates that are compounded differently. I like honest and upfront and that's what they provide.
Reply from ImmediateAnnuities.com2026-06-18
We are completely floored by the time and detail you incorporated into your review of our services, Robert! We appreciate how well you've summed up our approach and the diverse amount of annuities that we market like SPIAs, DIAs, and MYGAs. It's our primary objective to be as upfront and informative as possible to ensure that you lock in the best annuity for your goals. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you again. Sincerely, Ariel Stern
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Roberta Reddy · 2 reviews · Experienced 2026-05-01 ·
★★★★★
My original annuity was about to expire…
My original annuity was about to expire after seven years. I originally purchased it through Hersh & Ariel Stern (now Immediate Annuities). I contacted them to find a new annuity company and they already had my information available. We reviewed the available annuities and I was able to choose one that suited my needs. They very efficiently handled all the required paperwork between my old annuity company and the new one. I was kept in the loop during this transitional period by the staff at Immediate Annuities. I am a repeat client and will be again when my current annuity matures. High praises for this professional group.
Reply from ImmediateAnnuities.com2026-06-16
We cannot thank you enough for taking the time to share your detailed and honest feedback, Roberta! We really are so grateful to have kind and thoughtful clients like you. It's reassuring to hear the ease you felt in setting up your most recent annuity contract, and please know that we are always here for you to help answer any question you may have. We look forward to hearing from you soon! Sincerely, Ariel Stern
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Richard C · 1 review · Verified · Experienced 2026-06-11 ·
★★★★★
You have been very helpful all the time…
You have been very helpful all the time when I purchase a new Annuity.Thank you again.
Reply from ImmediateAnnuities.com2026-06-15
We greatly appreciate you taking time over the weekend to share your positive feedback, Richard! And we're grateful for your loyalty in continuing to work with us to set up new annuity contracts to achieve your retirement goals. Should there be any way we may be of further assistance, please do not hesitate to reach out with any questions. We look forward to hearing from you! Best regards, Ariel Stern
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Michael · 1 review · Verified · Experienced 2026-04-08 ·
★★★★★
From start to finish my experience was…
From start to finish my experience was professional, informative and personal. The website and quote mechanism was simple and easy to navigate. All four of your staff that I dealt with, Steve, Kyle, Jordan and Michael handled my case clearly and conscientiously. I am a financial professional with 40 years of experience, and I felt like I was treated the way I always tried to treat my own clientele.
Reply from ImmediateAnnuities.com2026-06-10
Hi Michael, Thank you for the kind words! It was a real pleasure working with you to establish this annuity. Should you need any assistance in the future, please don't hesitate to reach out. We'll always be happy to help. Sincerely, Kyle Bossard
Immediate Annuities (IA) staff are quick to respond to questions and if they aren't sure they will get back to you with a response specific to your request. I've communicated with a number of IA staff and each has been professional and thorough. I have entered into a number of MYGA's through IA and would recommend them to my family and friends.
Reply from ImmediateAnnuities.com2026-05-27
Thank you, Larry, for taking the time to share your positive feedback. And of course, we appreciate your loyalty to return back to us in order to set up your MYGA deferred annuity contracts. We are always here to be of service should there be any way we may be of further assistance. Best regards, Ariel Stern
Didn't notify me when annunity period was due to expire. Talked to different agent every time I called. You missed 1 page to be filled out. Had to wait for it. Every thing went slow!!
Reply from ImmediateAnnuities.com2026-05-26
Hi Lavonne, Thank you very much for providing this feedback. I'm sorry that the process didn't go entirely smoothly this time around. When exchanging from one annuity to another, the timing can sometimes get drawn out - especially when the transferring company has slow processing times. We hope that you'll stick with us for future business, and we'll aim to provide a more efficient process. Sincerely, Kyle Bossard
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Robert · 1 review · Verified · Experienced 2026-05-22 ·
★★★★★
Worked hard to earn our trust
We wanted to thank John Mulvaney and Immediate Annuities for taking great care of us in establishing an annuity. It is a nervous time finally confronting retirement and shopping for an annuity can compound the stress. But John stepped up to the plate big time guiding us through many questions that arose during the application process and following up until the annuity was successfully approved. Immediate Annuities works hard to gain trust from their clients and knows all the potential pitfalls that can occur. We recognized that early on as other companies we researched were not as engaged or willing to go the extra mile to help us. To be sure, we had to do the work on our part to successfully complete the application but John and Immediate Annuities were there to back us up. We knew we made the right choice. Thanks to Suzie Orman for the recommendation.
Reply from ImmediateAnnuities.com2026-05-26
Hi Robert, Thank you very much for the kind words! I'm thrilled to hear that you had a great experience working with John and the rest of the team. Please don't hesitate to reach out in the future, should you need any assistance. We'll always be eager to help! Sincerely, Kyle Bossard
I have had 5 other annuities through the years. Immediate Annuities made it very simple for me to chose the annuity I was looking for. Length of term. Withdrawal amount and interest rate. I have already received my first withdrawal and look forward to 119 more withdrawals for the amount I need per month. Perfect solution for me.
Reply from ImmediateAnnuities.com2026-05-22
Thank you, Chuck, for sharing your positive feedback and trusting our firm to deliver on establishing your income annuity contract to meet your expectations. We're happy to hear that you've already received your first annuity payment properly! Should there be any other way we may be of further assistance to service your policy or with anything else, we would be happy to help in any way we can. Hope you have a nice holiday weekend! Sincerely, Ariel Stern
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Ernest · 1 review · Verified · Experienced 2026-05-03 ·
★★★★★
Great Service
Friendly, easy application process by phone and responsive to all my inquiries during the process.
Reply from ImmediateAnnuities.com2026-05-19
We appreciate your kind words, Ernest. We're glad to hear that you felt comfortable with your experience purchasing your annuity from our brokerage. Our goal is to ensure your complete satisfaction with the whole annuity application process. Please let us know if there's any other way we may be of further assistance. We look forward to working with you again. Best regards, Ariel Stern
You made it very easy to take care of all the paperwork signing needed as well as keeping me informed or progress.
John Mulvaney was extremely helpful
Reply from ImmediateAnnuities.com2026-05-18
Thank you, Maureen, for taking the time over the weekend to share your positive feedback regarding your experience working with one of our top brokers, John Mulvaney, to establish your annuity contract. We're glad to hear that you found ease in working with our team to set up your annuity policy. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Sincerely, Ariel Stern
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Mike Ford · 2 reviews · Verified · Experienced 2026-05-08 ·
★★★★★
Top notch professional service…
Top notch professional service throughout the entire process. Randomly called and knew right away they had my best interest at heart. I worked with John Mulvaney who went above and beyond to answer any questions I had and provided me with excellent guidance.
Reply from ImmediateAnnuities.com2026-05-10
Thank you for taking the time over the weekend to share your positive feedback regarding your experience setting up your annuity contract through our brokerage, Mike. We certainly do have your best interest at heart and solely focus on ensuring that you have located the most optimal annuity product to accomplish your retirement objectives. John Mulvaney is one of our top brokers and goes above and beyond to ensure your satisfaction. Please let us know if there's any other way we may be of further assistance at your leisure. Best regards, Ariel Stern
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MW · 11 reviews · Experienced 2026-05-02 ·
★★★★★
top notch company
This is the latest of several experiences I've had with immediateAnnuities over the past probably 35 years. The person I would deal with would change over the years (Hersh, Kyle, Adam) but every single time I've been well satisfied with using them. I'm kept well informed of what is about to occur, what is occurring and the result. On more than one occasion they have been a great go-between for issues I thought I may have had with the insurance company. I get the impression that they care about me as a customer.
Reply from ImmediateAnnuities.com2026-05-10
Wow, MW! We are humbled by your kind words and praise. And 35 years is quite a long relationship that we've forged together considering our firm was founded in 1984 s by my father, Hersh Stern. We really do care about your satisfaction with your annuity purchase and the servicing of your annuity policy should you have any concerns or questions over the years. Please let us know if there's any other way we may be of further assistance. We look forward to hearing from you again! Sincerely, Ariel Stern
