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Money & Insurance

IOU Financial

60 reviews

4.960 reviews
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About IOU Financial

Data updated
Website
ioufinancial.com
Category
Money & Insurance
Location
United States · Kennesaw
Status
Unclaimed
Last 12 months
59 reviews
Replies to negative
50% (1/2)
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Is IOU Financial legit?

IOU Financial (ioufinancial.com) has a 4.9 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 59 of them were added in the last 12 months. Last updated 2026-08-10.

What people say

Y
Yibo X · 1 review · Experienced 2026-05-21 ·

Everything

J
Jake Alvarez · 1 review · Experienced 2026-05-21 ·

Judith and Karen are awesome!!

Judith and Karen are awesome!!! Same day funding without any problems!!!

M
Michael Rossier · 3 reviews · Experienced 2026-05-07 ·

CASH NEEDED!

Ive been using them for 11 years. I love ❤️ every body there. Amazing people ❤️ Lorrie is the REST.

K
Karianne Tew · 8 reviews · Experienced 2026-05-01 ·

Very easy transaction and the process…

Very easy transaction and the process was well explained.

G
Greentlgaol.com · 1 review · Experienced 2026-04-23 ·

My experience was great!

m
miguel carapia · 1 review · Experienced 2026-04-22 ·

Tammy was great!

Tammy was great at explaining me all the procedures and things I needed to know about my loan before signing. She answered every question I had, I definitely will be doing business with this financial institution again.

K
Kurt Loegel · 1 review · Experienced 2026-04-21 ·

Judith and Tammy and IOU rock!

Both Judith and Tammy were a tremendous help and walked me through the process and made it all happen quickly and efficiently. They were responsive the whole way through!

D
David Jose Cantu · 8 reviews · Experienced 2026-04-08 ·

I had a very professional financial…

I had a very professional financial experience from IOU Financial with client service specialist Karen Rarden. I highly recommend IOU financial for their professional service and client specialist karen

S
Scott Black · 1 review · Experienced 2026-04-09 ·

Easy Process

Tammy was very helpful, made the process super easy

B
Burney Carraway · 1 review · Experienced 2026-04-09 ·

Tammy made the whole experience great…

Tammy made the whole experience great and simple. She walked me through the process without any issues.

T
Troy Caraway · 2 reviews · Experienced 2026-04-08 ·

Super easy process

Super easy process! These folks are on it quick! Thank you

H
H · 1 review · Experienced 2026-04-07 ·

Quick process

Quick process, Tammy listened and corrected errors we found. Very reasonable person to deal with, friendly and smart.

J
Joseph Medeiros · 1 review · Experienced 2026-04-06 ·

The experience was great because Tammy…

The experience was great because Tammy is very friendly and accommodating and experienced in her position.

D
Daniel · 2 reviews · Experienced 2026-04-07 ·

Karen raridan was very helpful and did…

Karen raridan was very helpful and did a great job helping me finish up the process

A
Amy · 1 review · Experienced 2026-04-02 ·

Both Tyra and Tammy were super helpful…

Both Tyra and Tammy were super helpful and made thus easy

C
Cody · 1 review · Experienced 2026-04-02 ·

Great Experience

Mrs. Tammy made the entire loan process painless. She went over and beyond and was very effecient. Thank you for the professionalism that was demonstrated today.

R
Randy Taylor · 1 review · Experienced 2026-03-11 ·

I had a need for immediate funds. I told Tammy, who processed the loan for me that I needed it in 30 minutes. I was surprised to see it in my account much earlier.

I had a need for immediate funds. After the

T
Travis Major · 1 review · Experienced 2026-03-10 ·

Really appreciate them accommodating my…

Really appreciate them accommodating my schedule for the closing call. Process was extremely easy.

Reply from IOU Financial2026-03-12

Travis, thank you for the feedback!

c
customer · 2 reviews · Experienced 2026-03-11 ·

Great service and very quick

Reply from IOU Financial2026-03-12

Thank you.

O
Olen Yoder · 1 review · Experienced 2026-03-02 ·

Karen was super!

Karen was excellent in what she did.

Reply from IOU Financial2026-03-12

We appreciate your comments, Olen.