Excellent Services
Excellent Service . Thanks Tammy for your patience and explanations .
Reply from IOU Financial2026-03-12
We appreciate your feedback!
About IOU Financial
Data updated- Website
- ioufinancial.com
- Category
- Money & Insurance
- Location
- United States · Kennesaw
- Status
- Unclaimed
- Last 12 months
- 59 reviews
- Replies to negative
- 50% (1/2)
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Is IOU Financial legit?
IOU Financial (ioufinancial.com) has a 4.9 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 59 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
Easy
Easy, quick & infomative.
Reply from IOU Financial2026-03-12
Theresa, we're happy to hear you had a good experience.
Best company ever
Reply from IOU Financial2026-03-12
Wow! Thanks for the kind words, Thiago.
Tammy made the process really easy and…
Tammy made the process really easy and fast
Reply from IOU Financial2026-03-12
Sandeep, we're so glad to hear that. Thank you!
Karen was knowledgeable and most helpful!
Karen was knowledgeable, helpful and responsive. She was a pleasure to deal with. Definitely a terrific ambassador for IOU Financial!
Reply from IOU Financial2025-12-29
Thank you for your feedback!
Pleasure to do business with
It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy Krause walked us through with a smile on her face even though we couldn’t see her. She too had Tech issues and also stayed calm and came up with alternative solutions to get the job done. Both remained very professional when speaking and quite frankly was a pleasure to work with.
Reply from IOU Financial2025-12-17
Thank you for your feedback!!
Andrew was really awesome
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too. We got the money we needed and couldn't be happier.
Reply from IOU Financial2025-12-17
We appreciate your comments.
Change the payment day without…
Change the payment day without acknowledge.
I worked with two great individuals
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!
Reply from IOU Financial2025-10-31
Justin, thank you for the feedback. We're so pleased you had a good experience and we appreciate your business!
Awesome Tammy!
Tammy was very thorough and patient. Great experience with her.
Reply from IOU Financial2025-10-21
Rusty, we're so pleased you had a great experience. Thank you for your feedback!
IOU Financial made taking a loan easy
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.
Reply from IOU Financial2025-10-07
Leah, thank you so much for your comments. We are thrilled to hear that you had a great experience and that Tammy was so helpful. We appreciate your business!
Customer service was top notch
Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.
Reply from IOU Financial2025-10-07
Andrew, we're so glad to hear you had a good experience. Thank you for your feedback!
Excellent- professional- responsive-…
Excellent- professional- responsive- respectful
Reply from IOU Financial2025-10-07
We appreciate your feedback!
The experience went very well
The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.
Reply from IOU Financial2025-10-07
We truly appreciate your recommendation and comments. Thank you!
Tammy was phenomenal
Tammy was phenomenal. She is so great to work with and makes it easy.
Reply from IOU Financial2025-10-07
We love hearing that Tammy helped make your experience a great one. Thank you!
Tammy was very Profesional and kind
Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.
Reply from IOU Financial2025-09-08
We appreciate your feedback!
Great experience and great people
Great experience and great people. Judith and Karen are great as well as the whole IOU team.
Reply from IOU Financial2025-09-04
We're so glad you had a great experience. We appreciate your business and your feedback!
best customer se rv i ce
Tammy is the best customer service ever, thank you so much!
Reply from IOU Financial2025-08-26
Thank you for your feedback. We think Tammy is great, too!
Honest and hard working individuals at IOU
I like to do business with honest people. Everything else will follow. Thank you
Reply from IOU Financial2025-08-25
Thank you for your feedback!
Tammy was very helpful and…
Tammy was very helpful and knowledgeable which made the process simple and easy.
Reply from IOU Financial2025-08-25
We appreciate your comments.