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Money & Insurance

IOU Financial

60 reviews

4.960 reviews
Write a review

About IOU Financial

Data updated
Website
ioufinancial.com
Category
Money & Insurance
Location
United States · Kennesaw
Status
Unclaimed
Last 12 months
59 reviews
Replies to negative
50% (1/2)
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Is IOU Financial legit?

IOU Financial (ioufinancial.com) has a 4.9 out of 5 rating on OK.one, based on 60 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 50% of negative reviews; 59 of them were added in the last 12 months. Last updated 2026-08-10.

What people say

C
Carter Manley · 1 review · Experienced 2026-07-29 ·

Tammy was very flexible and easy to…

Tammy was very flexible and easy to work with and walk me through the process very easily

J
John Booker · 3 reviews · Experienced 2026-07-28 ·

Karen was friendly, and a great help.

Karen was friendly, informative and a pleasure to work with during our final procedures. John

W
Wayne Gilson · 2 reviews · Experienced 2026-07-27 ·

The kindness of Karen on the phone

The kindness of Karen on the phone. Very precise in her delivery. Helped me get through all the email options needed. Enjoyed my time with her on the phone. Thank you for no judgement.

M
Matt Sisko · 1 review · Experienced 2026-07-24 ·

Tammy was great

Tammy was great. The whole process was seamless and straightforward. Thank you!

s
sigie man · 2 reviews · Experienced 2026-07-22 ·

My experience was excellent.

B
Ben Stratton · 1 review · Experienced 2026-07-22 ·

Tammy is the sweetest person I've ever…

Tammy is the sweetest person I've ever dealt with in regards to any lending I've ever done. She's nice and professional. It's hard to find quality customer service but IOU Financial has an asset in Tammy!

J
John Grant · 1 review · Experienced 2026-07-20 ·

Tammy did a great job and was very…

Tammy did a great job and was very pleasant to deal with. The process went smoothly and according to the structure called out. The review Tammy presented was clear and concise and her stated delivery of information and of funds came through without incident. Thank you Tammy!

K
Katherine · 2 reviews · Experienced 2026-07-15 ·

Quick

Quick, easy and very transparent.

B
Bita Jafari BJ · 1 review · Experienced 2026-07-07 ·

Professional team

Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly appreciated their support.

R
Robert Franklin · 2 reviews · Experienced 2026-07-06 ·

Tammy is amazing

Tammy is amazing, patient, explains everything clearly with no pressure

A
Alpha Garage Doors · 2 reviews · Experienced 2026-06-29 ·

That were patient with me and worked…

That were patient with me and worked through several options until I felt comfortable. No pushy sales tactics.

B
Brian Wacomotorsports · 3 reviews · Experienced 2026-06-26 ·

absolute scam

absolute scam, i borrowed 125k and they withdrew over 900k from all of my accounts. complete scam.

Reply from IOU Financial2026-06-26

Hello Mr. Schroeder. We take all feedback seriously and want to ensure your account is handled correctly. Our records show that this loan product was fully reviewed and processed according to our standard guidelines. We would be glad to provide you with your complete payment history and clear up any confusion. Because we value your privacy, please contact our account Management Team directly at 844-760-1468 so we can assist you further. Thank you, the IOU Financial Team.

C
Chris Woodring · 1 review · Experienced 2026-06-26 ·

Tammy was awesome

Tammy was awesome! Highly recommend

J
Julie C. · 1 review · Experienced 2026-06-24 ·

Tammy was very thorough and honest…

Tammy was very thorough and honest about the entire process. Making the whole process very easy for me.

W
William · 2 reviews · Experienced 2026-06-22 ·

Tammy did a great job of explaining our…

Tammy did a great job of explaining our loan and accomodating our needs!!

L
LARRY H · 1 review · Experienced 2026-06-11 ·

Tammy helped tremendously helping me…

Tammy helped tremendously helping me walk through the areas that were giving me fits.

A
Anna Rice · 1 review · Experienced 2026-06-10 ·

Tammy was super great and easy to work…

Tammy was super great and easy to work with !

K
Kohler · 9 reviews · Experienced 2026-06-04 ·

IOU WORKS!

IOU WORKS! GREAT SERVICES

J
Justin Hargrove · 1 review · Experienced 2026-06-04 ·

Tammy was awesome

Tammy was awesome. Probably the friendliest person I've spoken to all year. Such a pleasure to work with.

N
NP · 1 review · Experienced 2026-05-20 ·

Tammy was very courteous …

Tammy was very courteous and professional on the call. She was thorough and knowledgeable and willing to take time to explain everything in details. She’s a great person on the job. Thanks Tammy. Please give her a recognition. She deserves it.