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Business Services

ipaymy

ClaimedCollecting reviews

377 reviews

4.1377 reviews
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About ipaymy

Data updated
Website
ipaymy.com
Category
Business Services
Location
Singapore
Status
Unclaimed
Last 12 months
27 reviews
Replies to negative
93% (41/44)
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About this business

Use your credit card to pay your biggest expenses including rent, salaries and invoices to earn credit card points and rewards like never before, while improving your cashflow.

Written by the business, not verified by us.

Is ipaymy legit?

ipaymy (ipaymy.com) has a 4.1 out of 5 rating on OK.one, based on 377 user reviews collected here. It is listed under Business Services and its reputation is good. 75% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 93% of negative reviews; 27 of them were added in the last 12 months. Last updated 2026-10-24.

What people say

Ipaymy is the best in the industry

Ipaymy is in a league of its own, and the absolute best in this industry. No competitor even came close, and my wife and I know because we spoke to all of them. Effortless Communication - Their platform is thoughtfully designed, and reaching a real person via WhatsApp is seamless. (Others use e-mail, poorly programmed bots etc.) Speed & Precision - Replies are lightning-fast, highly effective, and never generic. They actually read every inquiry thoroughly. (Other big names has us waiting days for standard template replies - and at times showing a lack of interest. Communication also took days.) Unbeatable Support & Rates - They went above and beyond to solve our specific challenges while offering the *absolute best rates across the board*. Total Peace of Mind - Connecting securely via Singpass meant we never had to worry about safety. Genuine Human Warmth - They treat you like a person, not a ticket number. Every interaction feels remarkably sincere and supportive. And the best thing about all of this, is that my wife and I actually went into this tired and worn out this season. We were navigating a newborn, a new home, renovations, taxes, etc, and third-party payment processors were new to us - which meant squeezing out time and energy to research and learn more. Speaking to Ipaymy however changed everything, and made this initially dreaded segment heartening, an interesting learning experience, and it even became exciting (we are hoping to plan a trip soon)! The best part? It felt like we did this with a friend, and we are truly grateful. Thank you Ipaymy! Really! You are number 1 and have our support!

Reply from ipaymy2026-06-15

Hi Ethan, thank you so much for taking the time to write such a heartfelt and detailed review! We are absolutely delighted to hear about your positive experience with ipaymy. Navigating a newborn, a new home, renovations, and taxes all at once is no small feat. We are incredibly honoured that we could step in and make the payment process a seamless and stress-free part of your journey. Knowing that our team's support felt genuinely warm—like working with a friend—is the highest compliment we could ask for. Wishing you and your wife all the best with your growing family and your new home. We hope you get to enjoy that well-deserved trip very soon! If you ever need assistance in the future, you know where to find us.

Fast and easy

Reply from ipaymy2026-04-10

Thank you for taking the time to leave us a 5-star review Marcus! We’re glad to hear that you found using ipaymy fast and easy — that’s exactly the experience we aim to deliver. If you have any suggestions on how we can make things even better next time, feel free to reach out to us at [email protected]. Thank you again for choosing ipaymy.

The payment and user experience are…

The payment and user experience are excellent

Reply from ipaymy2026-04-06

Thank you for your kind words Penwyn —we’re really happy to hear that you’ve had an excellent experience with both our payment process and overall platform. We’re constantly working to keep things smooth and intuitive, so it’s great to know it’s making a difference for you. Appreciate your support, and we look forward to continuing to serve you!

Fast and convenient payment service

It is a fast and convenient payment service. However, the fee is considerably high.

Reply from ipaymy2026-04-06

Hi EGC, Thank you for your feedback—we’re glad to hear that you find our service fast and convenient. That’s exactly what we aim to deliver. We understand your concern regarding fees. Our pricing reflects the underlying costs from card networks and partners, as well as the value of enabling flexible and seamless payment experiences. That said, we’re continuously working on optimising our offerings and exploring ways to provide more cost-effective options where possible. Appreciate your support, and thanks again for sharing your thoughts.

Offered me an excellent rate for a bulk…

Offered me an excellent rate for a bulk purchase. Platform is easy to use. Would be better if they can support loans for recurring payments

Reply from ipaymy2026-02-05

Thanks for the great feedback Charles! We’re happy the bulk purchase rate and platform experience met your expectations. Support for loans tied to recurring payments is supported on our platform however it only applies for car or mortgage loans. Feel free to reach out to us at [email protected] to find out more!

No Mastercard offers that’s competitive…

No Mastercard offers that’s competitive to visa.

Reply from ipaymy2026-02-05

Hi Haldmir87, we appreciate the honest feedback. Mastercard does tend to come with higher underlying costs compared to Visa, which impacts how competitive the offers can be. We hear you though, and we’re continuously exploring better Mastercard deals with our partners.

Need some discount for business owners

Need some discount for business owners who use the website often. Otherwise, all good. I prefer this website over others due to the short payment period and the website usability.

Reply from ipaymy2025-12-16

Hi Justin, thanks for the thoughtful feedback - we really appreciate it. Great to hear that the shorter payment period and usability have made the experience better for you, and that you prefer using us over other platforms. The point about discounts for frequent business users is fair, and it’s something we’re actively looking into as we continue improving our offering. Thanks again for sharing this with us!

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