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Money & Insurance

Root Insurance

102 reviews

2.9102 reviews
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About Root Insurance

Data updated
Website
joinroot.com
Category
Money & Insurance
Location
United States · Columbus
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
94% (48/51)
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Is Root Insurance legit?

Root Insurance (joinroot.com) has a 2.9 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 49% rate it 4 stars or higher while 49% give 1 star; The business has replied to 94% of negative reviews. Last updated 2026-08-10.

What people say

G
Giles Fuankeng · 2 reviews · Experienced 2026-08-03 ·

Purely online

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Rob Hein · 3 reviews · Experienced 2026-07-19 ·

Total scam

Total scam. Refused to pay a claim where they are obviously responsible. Cost me thousands.

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Elias Evodius Kemiti · 1 review · Experienced 2026-07-31 ·

I got helped on time no minutes waisted

I got helped on time no minutes wasted now I have policy thank you Root insurance

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William C Harlan · 1 review · Experienced 2026-07-31 ·

I was impressed by the initial rate!

I was impressed by the initial rate as I have added teenage drivers recently. However, after the first month and completion of my app based 'driving test' that gave me a 95% test score, the rate jacked up (not down) by $600 a year. Bait and switch. Good job, but now pay us more. So sick of companies playing this game. Disgusted and gone. Bye Root.

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Artur Yuspashyan · 1 review · Experienced 2026-02-25 ·

Worst company dont pay this company any…

Worst company dont pay this company any dime they dont pay nothing when tbey have to

Reply from Root Insurance2026-07-30

Hi, Artur. If you need help with a claim, please send your policy and claim numbers to [email protected] and attach this review for context. That way, we can get this to the right place. —Root Insurance Social Media Team

P
Parking.com Customer · 3 reviews · Experienced 2026-07-29 ·

most CORRUPT insurance company in the US

This is the most CORRUPT company in the United States! Do not ever, ever, EVER buy an insurance policy from this company! They are beyond HORRIBLE to deal with! Totally uncommunicative adjusters, two month long delays in processing a claim, impossible to get ahold of adjusters, support representatives, or supervisors! BEWARE ROOT INSURANCE! Tell all of your friends, tell all of your family, tell all of your business colleagues to NEVER use ROOT INSURNACE!!! From beginning to end of our dealing with this company, it has been nothing short of a complete hellish nightmare!!!! The people who work for this company must be totally rock bottom desperate for any job - otherwise they would never work for such a dishonest company! It would be a better job to flip hamburgers at Burger King or scrub toilets at Holiday Inn than to work for this fraudulent, dishonest, disgusting insurance company !!!!! STAY AWAY from ROOT INSURANCE!!!! I write this review for anyone who is looking for car insurance. SAVE yourself the time, money and aggravation of dealing with ROOT INSURANCE - the insurance company from hell !!!!!!

Reply from Root Insurance2026-07-30

We're sorry to hear about your experience and have shared your review with our claims department. —Root Insurance Social Media Team

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Ernest Bethel · 1 review · Experienced 2026-07-29 ·

Great job on your new project

Reply from Root Insurance2026-07-30

Thanks for the 5 stars, Ernest. We'll be here to help if you need anything along the way. —Root Insurance Social Media Team

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Tish · 2 reviews · Experienced 2026-07-27 ·

Stupid

Stupid! Never like their system and they keeps refusing to void auto pay because I’m preferring to make payments as manual, not auto pay. Auto pay makes me so uncomfortable. Hate Root!!!

Reply from Root Insurance2026-07-30

Hi, Tish. Payments are processed automatically each month or every 6 months if you pay for the full term. We aim to make your experience as convenient and clear as possible, so we appreciate your feedback. —Root Insurance Social Media Team

J
Jason Sorenson · 1 review · Experienced 2026-07-21 ·

I canceled my insurance. And next day $66 was charged to my card

I canceled my insurance one day before my payment was due. Got new insurance and the next day they charged me $66 which was the only money my son and I had until the 1st. My son's food money and money to get my autistic son to his speech therapy that he so greatly needs. Me my myself is disabled and can't just go make extra money whenever I need it. This is a fraudulent company preying on disabled people and probably the elderly because they most likely get away it 99% of the time because disabled and elderly people can't afford to fight for them selves

Reply from Root Insurance2026-07-27

Hi, Jason. We're sorry to hear about your experience and have shared your feedback with our customer support team for review. —Root Insurance Social Media Team

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Pleidiano · 1 review · Experienced 2026-07-23 ·

First quote was 79 per month then magically was 85

First quote was 79 per month the when I did accept this quote become almost 85, not good at all

Reply from Root Insurance2026-07-30

We're sorry to hear of any disappointment with your quote. Thanks for giving Root a try. —Root Insurance Social Media Team

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Will Foster · 1 review · Experienced 2026-06-18 ·

Root insurance is the absolute WORST…

Root insurance is the absolute WORST insurance company I’ve ever had to do business with. I’d give them a negative 5 stars if it allowed me to do so. I know their job is to pay out the least possible…but they do FAR more than that. They are the most inconsiderate & disrespectful company I’ve ever had to do business with. They wait til the deadline date to do anything, they do NOT reimburse for anything I had to pay out of pocket even though it was Roots client who TOTALED my car. Just a heads up to anyone who’s involved in a accident and they have Root insurance, be ready for the WORST experience of your life

Reply from Root Insurance2026-07-24

Hi, Will. We're sorry to hear about your experience and have shared your feedback with our claims department for review. —Root Insurance Social Media Team

K
Katie · 1 review · Experienced 2026-07-17 ·

👍🏼👍🏼👍🏼👍🏼👍🏼 easy!

Reply from Root Insurance2026-07-24

Thanks, Katie! We're glad to hear we could make insurance easy. —Root Insurance Social Media Team

M
Mrs. Pat · 4 reviews · Experienced 2026-07-18 ·

were easy to deal with

were easy to deal with. no pressure

Reply from Root Insurance2026-07-24

We're happy to help, Mrs. Pat. Thanks for leaving a review. —Root Insurance Social Media Team

S
Smarty Pants · 1 review · Experienced 2026-07-25 ·

Non-existent customer service-negative 10 star review!

Root insurance company is the absolute bottom of the barrel! DO NOT PURCHASE car insurance from this HORRIBLE company! They tell you that you have complete coverage, but when you need to have a claim covered, they just deny it without doing any due diligence, they do not act in good faith, and they do not even inspect vehicles! You would have to be a BRAIN DEAD ZOMBIE on acid to buy insurance from this company! I write this review as a warning to stay far, far, away from Root Insurance! You could get better auto insurance in Cambodia!!!!! The adjuster,, never answered our over two dozen phone calls and emails, nor did she answer emails or phone calls from the car repair service advisor - a crackhead would do a better job as an insurance adjuster! When I FINALLY got a supervisor to call me back after our claim was denied for a BS reason, all the birdbrained supervisor did was talk over me and lie and lie and lie regarding the denial of my claim! You could go to a meth clinic or pull bodies out of the gutter and find better and smarter employees than they have at Root Insurance! ROOT IS THE ABSOLUTE WORST insurance company in the USA! DO NOT USE THIS COMPANY!!!!!!! I would leave a NEGATIVE 10 star review if I could!

Reply from Root Insurance2026-07-27

Please know that we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

K
Kortney Smith · 3 reviews · Experienced 2026-06-01 ·

Poor experience overall..

Cancelled without any additional information or explanation. When I sought coverage, I was not clearly informed about the rental coverage restrictions, which ultimately left me responsible for damages to a loaner vehicle. This was extremely disappointing and could have been avoided with better communication. Based on my experience, I would not recommend this company.

Reply from Root Insurance2026-07-17

Hi, Kortney. We're sorry to hear about your experience. If you need help with a Root claim, please send your claim number to [email protected] and attach this review for context. That way, we can get this to the right place. —Root Insurance Social Media Team

D
Daniel M · 1 review · Experienced 2026-05-25 ·

Absolutely horrible company

Absolutely horrible company. My daughter got into a car accident on 29 May and as of 7/15 NOTHING! No communication at all from the adjuster, no check nothing ! Do not bother trying to rent a car. Rental companies do not work well with Root and will add security deposit. It has happened to me twice. Good luck cancelling or making changes to your policy. Cant do anything online and they do not return phone calls-ever. You can share my review with whomever you wish. No one will ever respond!

Reply from Root Insurance2026-07-16

Hi, Daniel. We're sorry to hear about the accident and we hope everyone is safe. We've shared your review with our claims department. —Root Insurance Social Media Team

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Seth Bartmess · 1 review · Experienced 2026-07-09 ·

The price is awesome

The price is awesome. It is over half of what I wa paying before.

Reply from Root Insurance2026-07-15

Thanks for sharing, Seth! We're happy to help you save. —Root Insurance Social Media Team

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Trai Kouwenhoven · 3 reviews · Experienced 2026-07-10 ·

An "accident" happened for me in April…

An "accident" happened for me in April this year and I talked to the claims adjuster 1 time between then and now and somehow they have closed the claim with the other party and I have heard absolutely nothing about it. The claim adjuster NEVER returns calls there's never a supervisor available to review the claim with either. Save yourself and don't use a online only company like this.

Reply from Root Insurance2026-07-15

Hi, Trai. Please know we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

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Emerald · 1 review · Experienced 2026-07-07 ·

Very awful experience with Root.

Very awful experience with Root. I’ve had Root for a few months & when a recent unfortunate car accident totaled the car that I’m financing, Root claims that I applied only for liability. When I first joined Root, it was solely because they were the only insurance I was able to find that was willing to give my car full coverage due to such high theft rates with my specific car make/model. During not only a very traumatic time, both emotionally and financially, Root let me down completely. Everyone knows that legally, financed cars need to be on full coverage. For Root to claim that I did not choose full coverage is beyond unacceptable and it unsurprisingly adds to the very poor stigma about car insurance companies pretty much being a scam.

Reply from Root Insurance2026-07-09

We're sorry to hear about the accident and we hope everyone is safe. Please know we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

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Wanda Goode · 1 review · Experienced 2026-07-07 ·

Great price

Reply from Root Insurance2026-07-09

We're glad you're happy with your rate, Wanda. Thanks for the 5 stars. —Root Insurance Social Media Team