It's been a week and I still don't have…
It's been a week and I still don't have funds in my account.
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses by making educated financial decisions, as we have since our inception in 2006.
Written by the business, not verified by us.Kapitus (kapitus.com) has a 4.5 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Business Services and its reputation is excellent. 88% of reviews are 4 stars or higher and 9% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. Customers genuinely appreciate the professional staff who handle requests quickly and make the entire business financing process remarkably smooth and stress-free. Many people highlight the prompt communication, dedicated support, and how easy it is to work with representatives for their growth goals. Some reviewers were not happy with the customer service, noting excessive delays and endless document requests when trying to get assistance during difficult times. Conversely, a small portion of people felt frustrated by a complete lack of communication, ongoing unresponsiveness, and being left completely in the dark regarding their application status.
Auto-generated from all reviews of this business. For reference only.It's been a week and I still don't have funds in my account.
Our senior funding executive, Nick Regan, was absolutely wonderful to work with.
Meredith, thank you for this great feedback. We'll be sure to forward this along to Nick Regan. If there's anything else you need from us, please don't hesitate to reach out.
We worked with Braxton. He was very helpful and worked to get us the best deal, and kept us updated every step of the way.
Samantha, thank you for this great feedback. We'll be sure to forward this along to Braxton. If there's anything else you need from us, please don't hesitate to reach out.
Mark and Braxton are awesome and great to work with.
Eddie, thank you for this great feedback. We'll be sure to forward this along to Mark and Braxton. If there's anything else you need from us, please don't hesitate to reach out.
Hi. everyone was super helpful and knowledgeable.
Anthony, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
I am pretty sure this company and B&A financial work together to make customers to default their loans. Stay away from both of this companies if you can.
They were timely and attentive. But would appreciate them not sharing my information. I’m receiving @ 3 calls a day from other lenders.
Stephanie, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
Please do not use this company for your business financing! Yes they fund just about anyone and there is a reason for that! They will run your business in the ground QUICK! They prey on small businesses promising to help but in the end they are the reason you can’t stay above water!!!! They will say they work with you on your payment if business slows down and will lower your payment, IT’S A LIE!
Joan was excellent, very responsive and helpful. Thank you!
Kirsten, thank you for this great feedback. We'll be sure to forward this along to Joan. If there's anything else you need from us, please don't hesitate to reach out.
Kapitus made it easy from start to finish. Thanks again
Dave, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
Jacque, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
Monique, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
I worked with Javier and he was very professional, friendly, knowledgeable, and processed things very quickly.
Kelly, thank you for this great feedback. We'll be sure to forward this along to Javier. If there's anything else you need from us, please don't hesitate to reach out.
Excellent communication, quick to respond. Very transparent and efficient.
Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
Raymond, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
I feel the representative Joan made my decision and process seamless and explain everything thoroughly, which made it easy to make a decision.
Tony, thank you for this great feedback. We'll be sure to forward this along to Joan. If there's anything else you need from us, please don't hesitate to reach out.
Very knowledgeable, Easy process, No hidden fees, Funding deposited within 24-48 Hrs after approval. Highly recommend!
Kristy, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
All of these companies and salesman are lying to you and the FDIC and Federal Consumer Services needs to do something FAST. These people know what the requirements are BEFORE you apply. These are Predatorial loans with ASTRONOMICAL Interest rates to pay back. On top of that, They consistently lie and mislead you to obtain your most sensitive and private information.
Working with Kapitus was a very easy and fast process. Straight business with no games! Planning on working with them more often!
Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
Steven, Thank you for taking the time to provide feedback on your financing experience with Kapitus. We're so glad you had a positive experience with us. Please don’t hesitate to reach out if you have any questions on your account or if there is anything else we can do to assist you and your business.
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