Get Funded OnDeck has been helping small businesses access fast, reliable financing since 2006. As a leading online small business lender, OnDeck provides trusted funding solutions designed to help business owners manage cash flow, cover expenses, invest in growth, and move their businesses forward with confidence.With a quick online application process and funding available in as little as 24 hours for eligible businesses, OnDeck helps business owners access capital without the delays often associated with traditional banks.What does OnDeck offer?OnDeck offers business financing designed for speed and simplicity. Funding options include:Small Business LoansBusiness Line of CreditBusiness Term LoanFree Business Credit Score CheckHow can OnDeck funding be used?Businesses use OnDeck's quick funding for working capital, payroll, inventory, equipment, marketing, expansion, seasonal expenses, and unexpected costs.Why choose OnDeck?Quick online application process with no hard credit pulls.Funding available in as little as 24 hours for eligible businesses.Transparent financing options with clear terms.Business credit bureau reporting to help build business credit history.Dedicated customer support.Trusted record of serving small business owners nationwide since 2006.Experience delivering over $25 billion in funding to businesses across a wide range of industries.Whether you're planning a major investment or just need extra working capital, OnDeck helps small business owners access fast and straightforward financing to keep moving forward.Learn more about OnDeck at ondeck.com.Same-Day Funding is only available Monday – Friday before 10:30 a.m. ET. If checkout is done before 10:30 a.m. ET, funds will typically be available by 5 p.m. local time the same day. If checkout is done after 10:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.
Written by the business, not verified by us.OnDeck (ondeck.com) has a 4.7 out of 5 rating on OK.one, based on 136 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 91% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-31.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally helpful, professional, and dedicated to guiding them smoothly through various funding choices. People consistently appreciate how simple and fast the online platform and loan application process are for their growing small businesses. Some reviewers were not happy with the customer service regarding communication issues and unreturned phone calls when seeking assistance. A few consumers noted that getting direct support or reaching someone on the phone proved difficult when trying to resolve specific account details. Others mentioned experiencing delays and broken promises after initial approvals were granted.
Auto-generated from all reviews of this business. For reference only.Ryan made the process very easy. I couldn't be happier with my monthly payment, 18 month term and the no fees taken out of my loan amount. You will be getting my returning business in the future thanks to Ryan. Bill Lamirande Owner Tampa Mattress Makers of SW
I appreciated very much the reach out by the On Deck representative BrodyS. He was very professional and very detailed of what my company could would qualify for. He also took the time to explain the over all apr between our current line of credit and adding a term loan as well.. Thank you Brody..!
We are so pleased to hear about your positive experience! It's wonderful that our representative was professional and detailed in explaining how our services could benefit your company. We're glad they took the time to clarify everything for you.
I was in need of a line of credit for my growing business. OnDeck came through! It was a please working with Madison Simons as my advisor. She did an amazing job communicating with me and collecting all the information needed to get the LoC in place. Highly recommend!
We're so pleased to hear that we were able to help your growing business! It's wonderful that our team member did an amazing job communicating and collecting all the necessary information for your line of credit. Thank you for your high recommendation!
Andrew G and OnDeck have been the only fair lender we have worked with so far in our six years of business. They have consistently offered fair options for us verses the predatorial lenders who we have worked with up until now. Would recommend them to any size business.
We are so happy to hear that we have been able to provide fair options for your business! It's wonderful to know that you've had such a positive experience with us over the past six years. We truly appreciate your recommendation.
Very easy and quick process with Cade M who was diligent, responsive, professional and patient explaining the various terms and options. Overall great experience! Thank you.
We are so glad to hear you had such a positive and efficient experience with us! We truly appreciate you sharing your kind words.
Jarrod West was handling getting me my line of credit. He was quick. He was on top of everything getting it all handled quickly. He walked me through the lady couple steps to make sure it was all completed There was a little piece to get fixed, which got handled while I was on the phone and handled quickly. He was super!!
We are so pleased to hear about your positive experience with our team and the quick, easy process of securing your line of credit. Thank you for recommending us!
I have used OnDeck numerous times. It is an excellent program when you are needing funds quickly. I have worked with Dana O. several times as well, great experience. Trustworthy company. Thank you
We're so pleased to hear that you've had excellent experiences with us multiple times, especially when you've needed funds quickly. It's wonderful to know that our team has provided you with great service and that you consider us a trustworthy company.
Leanna G was exceptional to work with. She made the process for a Line of Credit for our business very seamless. We're very happy with the service provided and looking forward to a long term relationship with OnDeck.
We're so pleased to hear that the process for your business line of credit was seamless! It's wonderful that you're happy with the service provided, and we look forward to a long-term relationship with you.
Garcia serve me professionally with attention and respect. She answer all ny questions with details and make feel appreciated ti do business with with OneDeck . Thank you Garcia and recommend small businesses like me to do business with you because you are very professional in what you do!
We're so pleased to hear about your positive experience! It's wonderful to know that our team was professional, attentive, and made you feel appreciated. We truly value your business and appreciate your recommendation to other small businesses.
My experience with on deck has been great. Scott. F was incredibly helpful, and did a great job informing me of all my options. Everything was so smooth and quick.
We're delighted to hear that your experience was great and that our team member was incredibly helpful in informing you of all your options. It's wonderful that everything was so smooth and quick for you!
Cade M. was our contact and he did a terrific job. He was professional and expedient. When he tells you he will call you back at a certain time, he is always right there. I have taken a loan from OnDeck before and both my experiences were excellent and very timely. Cade is a wonderful edition to your team. Thank you again.
We're so pleased to hear about your excellent experience! It's wonderful to know that our team member was professional and expedient, consistently following through on commitments. We appreciate your kind words and are thrilled to have provided such timely and positive experiences.
Thanks Amanda for helping me get this set up in case of emergency. You guys are pretty fast getting me some funds for an emergency.
We're so glad to hear that our team could help you secure funds quickly for your emergency. We appreciate your positive feedback!
Absolutely awful company to do business with. You can barely get anyone on the phone. Their rates are terribly high a total rip off. I have been trying to get a zero balance payoff letter for over a week. Do your homework before using this company for any business related needs.
Myron, we’re sorry to hear about your experience and we truly appreciate you sharing your valuable feedback.. Our dedicated OnDeck Customer Service team has tried to get in touch with you to better understand what happened but have not been able to reach you. Please contact us at (888) 556-3483.
Johnny C made the onboard process quick and painless. He emailed all the info over as I couldn't be on the phone during the day. It was laid out in easy to understand terms. Hopefully everything in the future goes as easily as the onboard!
We're delighted to hear that the onboarding process was quick and easy for you. It's great to know that the information provided was clear and helpful. We appreciate your positive feedback and look forward to a smooth future experience!
The represent Reis Galvan I was working with was very informative on my options as a business. It was fast and easy to get setup and I'm very grateful for this piece of mind for my small business.
We are so pleased to hear about your positive experience! It's wonderful to know that our representative was informative and made the setup process fast and easy for your business. Thank you for sharing your feedback.
Amanda was helpful and informative. I truly appreciate her knowledge and understanding of the products. She looked at my situation and depression state of my business and offered the best suitable product with clarity and honesty. Thank you, Amanda for your help.
We're so glad to hear about your positive experience! It's wonderful that our team member provided such knowledgeable and understanding support, offering the best suitable product with clarity and honesty. Thank you for your kind words!
Anastasia P was great to work with and did a great job of follow up.
We're so glad to hear about your positive experience and that our team member provided such great follow-up. Thank you for your kind words!
Tom was very communicative and helpful throughout the process. I appreciated his transparency. Would work with him again.
We're so glad to hear that our team member was communicative, helpful, and transparent throughout the process. We appreciate your positive feedback!
I had a great experience with OnDeck. It was one of the fastest and most convenient ways I’ve experienced when it comes to receiving business funding. Amanda R. was extremely thorough and took the time to provide all the information I needed, making sure I fully understood the process and what I was signing up for. Everything was explained clearly, and the entire process was smooth and straightforward. I really appreciated her transparency, patience, and professionalism throughout the entire experience. Highly recommend!
We're so pleased to hear about your positive experience with us! It's wonderful to know that our funding process was fast and convenient for your business. We're especially glad that our team member provided thorough information and clear explanations, ensuring you felt fully informed and comfortable. We truly value your appreciation for our transparency, patience, and professionalism. Thank you for your high recommendation!
Tommy Fatturosso helped guide me seamlessly through the loan process from start to finish. I receive full detail about every step and everything went the way he said it would. Very thankful to have taken the chance with them.
We're so happy to hear about your positive experience! It's wonderful that our team member provided full details and guided you seamlessly through the loan process. We appreciate your feedback.
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