Lively (livelyme.com) has a 4.6 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Electronics & Technology and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-11.
Manage my receipts for future payout whike the funds grow in the brokerage. Awesome integration and services
Thank you for the review! We're glad to hear the integration is supporting both long-term investing and easy expense tracking. That balance is exactly what we aim to provide. Thank you for choosing Lively! - Lively Team
I got sick and tired of the hassles at HealthEquity and transferred everything to Lively. Glad I did, much better experience. No fees if you keep $3K at Lively instead of Schwab. Note that the fees don't apply in some circumstances even if you balance goes below $3K at Lively. Much more flexible investment options at Schwab vs HealthEquity which had strange limitations. I've called with a few questions and the representatives were very helpful.
Thank you for the detailed feedback. We’re glad the transition to Lively has been a positive one and that you’re finding more clarity and flexibility in how you manage your HSA. It’s especially meaningful to hear that our team was able to step in and help when you had questions. Providing reliable, real support is a priority for us, and we’re happy it made a difference. - Lively Team
Very easy to sign up and easy to use the website.
It’s great to know everything felt simple from the start. We appreciate you taking the time to leave a review! - Lively Team
Lively was very easy to work with. Their on-line is user friendly but questions are quickly and effectively answered by a real person when needed! Awesome customer service.
We’re glad to hear Lively made things easy, both online and through direct support. It’s important to us that real people are available when needed, and we’re happy that came through in your experience. Thank you for choosing Lively! - Lively Team
easy to setup. easy to continue investing. access to a tax advantage.
Thank you for sharing your experience. It’s great to know Lively is helping you stay invested while maximizing the advantages that come with an HSA. Thank you for choosing Lively! - Lively Team
definitely easy to set up an account and contribute.
Thank you for the feedback. We're glad the experience has been straightforward from the beginning. Thank you for choosing Lively! - Lively Team
Thank you for the review. We're glad to hear that getting started was simple and that Lively has been easy to work with every step of the way. Thank you for choosing Lively! - Lively Team
They were simple and effective when I was locked out of my FSA by my employers incompetent HR. I'm using them now to build up a fund for when I retire
Thank you for sharing your experience. We’re glad Lively was able to provide a simple and effective path when you needed it most, and even more so that you're now building toward your future. Thank you for choosing Lively! - Lively Team
This is one of the best designed apps and the customer service is phenomenal!
Thank you for the kind feedback. We’re proud to offer a thoughtfully designed platform backed by a team that cares. It’s great to know both have stood out in your experience. Thank you for choosing Lively! - Lively Team
The web site is easy to use. The debit card is convenient to use at appointments. The ability to invest funds with a Schwab account was important to me. Previously my HSA was at a local bank which paid nothing.
Thank you for the review. We're glad Lively has made it easier to manage your account, use your funds when needed, and invest through Schwab in a way that fits your goals. We appreciate you making the switch! - Lively Team
One of my most satisfying accomplishments in 2025 is moving to Lively. After being with HSA Bank for 21 years I finally decided to get out due to the deterioration of its customer service to an unbearable level. Even though HSA Bank made the transfer extremely frustrating, Lively did most of the work for me. So far I liked everything I have seen at Lively.
Thank you for the thoughtful feedback. We’re glad we could help make the transfer process easier and that your experience with Lively has been positive so far. Thank you for choosing Lively! - Lively Team
Very easy to set up. Great live support. Had a HSA account that was continually passed around from place to place. The last HSA custodian, their customer service team was extremely rude…like they were doing me a favor. They had a fee structure that deducted from the HSA monthly as well. At that point I was done. Found Lively. No fees as long as you maintain the required minimum. Very easy to understand and set up. When I had a question they were actually there to help. They are conveniently associated with Schwab so it was easy to set up a brokerage investment account. Just my first withdrawal and that process was very smooth as well. Feel like I have control over my HSA again after being passed around. Would highly recommend Lively!
Thank you for sharing your feedback. We're so glad Lively has helped you feel back in control of your HSA and that everything from setup to support has been smooth. That’s exactly the experience we aim to deliver. Thank you for choosing Lively! - Lively Team
Since moving my HSA account to Lively I have earned much higher interest & highly recommend this option!!
Thank you for sharing your experience. We're glad you're seeing the benefits of your HSA with Lively. Thank you for choosing Lively! - Lively Team
Initially the process of setting up the HSA account online and secondly allowing part of that money going into investing in the market thru a Schwab account. The whole process took like a week but it was easy and accurate.
Thanks for sharing your experience! We're happy to hear that getting started and connecting to your Schwab investment account was a smooth process. Thank you for choosing Lively! - Lively Team
The ability to seamlessly connect my Schwab HSA investment account with my Lively cash account. Ease of use with Lively Visa.
Thank you for the feedback! We’re happy to know the Schwab integration and Lively Visa have made things easier. That’s exactly what we aim for. Thank you for choosing Lively! - Lively Team
Easy to setup and use. Great support staff. My only minor complaint it takes at least a week to move funds once initiated to get where you want it.
Thank you for the thoughtful review. We're glad to hear setup and support have been smooth, and we appreciate the note on transfer timing. We're always looking for ways to improve. Thank you for choosing Lively. - Lively Team
Just enroll
Thank you for enrolling with Lively. When you're ready to explore your account, we hope the experience is clear and simple. Our support team is here if you have any questions along the way! - Lively Team
So far it works for us
It’s great to hear that Lively is meeting your needs so far. We appreciate you being with us and look forward to supporting you along the way! - Lively Team
Lively is such an easy app to use. You can easily check an item’s eligibility, use the debit card for eligible items, and easily process refunds! So easy to use this app, Lively makes having an HSA awesome!
We love hearing this! Making it easy to check eligibility, spend, and manage your HSA is what we’re all about. Thank you for choosing Lively! - Lively Team
Low cost and nice integration with Schwab investment option. Easy online interaction - not complicated. Much better than HSA Bank which is expensive, restrictive, and dropped the Schwab option in favor of their own limited stock investment platform.
Thank you for the feedback. We're glad to hear Lively’s low cost, simple setup, and Schwab integration have made a difference for you. Thank you for choosing Lively! - Lively Team
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