Online Loans and Lines of Credit Between $200 - $3,500.MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day.2.Applications submitted on the MoneyKey website may be originated by one of our lenders, depending on your state of residence.MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.The CC Flow Line of Credit is made by Quill Bank, a Utah Chartered bank, located in Provo, Utah. The CC Flow Line of Credit is serviced by MoneyKey.Visit the Rates page on the MoneyKey website for state availability.1Not all applications are approved; duration of approval process may vary.2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.
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Is MoneyKey legit?
MoneyKey (moneykey.com) has a 4.5 out of 5 rating on OK.one, based on 180 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 91% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-03.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Consumers often highlight how incredibly fast the funds are deposited and how simple the entire application process is when unexpected expenses arise. People frequently express gratitude for the exceptionally polite and professional support team, noting that agents provide clear guidance whenever extra assistance is needed.
However, some customers also noted that the extremely high interest rates make the monthly payments difficult, as very little money actually reduces the principal balance. Reviewers additionally mentioned that managing the loan can feel overwhelming over long periods because the borrowing costs accumulate quickly.
Auto-generated from all reviews of this business. For reference only.
My experience was excellent, Everything was fast and easy. Would recommend in a heart beat to anyone. Money was in my account the next day. I don't have good credit and was still approved for $900. Try it, you won't regret it.
Money Key accepts applications that are fraudulent. When you write to them, they’ll tell you that you put an application in. I don’t care how many applications they say I’ve submitted, I know I’ve submitted none and tired of them messing with my credit. Just acknowledge that I never put in for a loan instead of saying I did, because I know I didn’t and the ones you’re processing are fraudulent and they should be able to have my information taken out of your system.,
Reply from MoneyKey2026-06-05
Hello Beverly,
Please email us at [email protected], and our team would be happy to help address your concerns. Thank you.
Easy. No running you ragged like your taking out a mortgage. Once approved they deposit the loan quickly. In my case that alone was crucial to pay my bills. Highly recommend if you need a quick emergency loan.
When I first applied I didn't think I'd get a loan with them. My credit score was really low.
However, the gave me a loan of $500. Which really helped me out of a bad jam.
Since then they've increased my loan amount.
They have great customer service and support. And are willing to work with you.
Highly recommend.
Everything been good with this loan.I paid on time,I have not been paying late so I am been treating well,they loan me a couple hundred dollars that I’m in need of,just the wright time for this loan. , thank you.
Simplicity & quickness
I applied & I borrowed. I paid it back within a week roughly & they added their little service charge which wasn't much. I paid it back and everyone is happy.