About CreditFreshA personal Line of Credit between $500 - $15,0001With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank.Key features:● A personal Line of Credit between $500 - $15,0001● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2● Only pay for what you borrow, not your entire credit limit1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval. 2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Written by the business, not verified by us.CreditFresh (creditfresh.com) has a 4.2 out of 5 rating on OK.one, based on 133 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-29.
Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the streamlined and fast approval process, noting that needed funds are deposited into accounts within hours or the very same day. People also share that the support team is exceptionally professional, friendly, and always ready to help when guidance is needed. Some reviewers were not happy with the repayment structure, mentioning that a large portion of their payments goes toward interest rather than the principal balance. A few other people also felt that the repayment terms are somewhat inflexible, which can make clearing the total debt quite challenging over time.
Auto-generated from all reviews of this business. For reference only.It’s was a Sat afternoon and found myself needing some extra money. I did the app online and it was quick. I couldn’t login to my bank so I decided to call. I was able to understand the person, they verified me quickly and I was approved in min. Great support and peace of mind!
The process was quick and easy and the staff was able to assist me with all of my questions and concerns! What I enjoyed most out of this process was the fact that the funds were in my bank account when I was told that they would be there the entire experience was not stressful at all and I will definitely be recommending Credit Fresh to my friends and family!
Quick and easy gotta approve. Got the money the next business day. Definitely will recommend a fresh Credit too. Anyone who is in need of a line of credit.
I've been a client of credit fresh for more then 4years now. The process and services has been fair during business. Only downfall is the payment majority of it goes to interest then principle and the credit increase isn't instant like credit card. So therefore I appreciate the opportunity of allowing me to do business with credit fresh but I will be trying to pay this one bill off soon and terminate my service. Because I know I've paid for this line of credit twice.
Hello Krystle, We appreciate you taking the time to leave a review and to share your feedback as your experience matters to us. We will be sure to pass your comments on to our team. If you would like to share further feedback or need any assistance, feel free to reach out to us at [email protected]. Thank you.
I love having to option to draw cash as needed. The process is easy and fast with funds being deposited same day!
Application was very easy to fill out. All of the representatives were very nice and helpful. The money was deposited to my account within 24 hours just as I was told Great place to get a loan.
I called to inquire about a credit increase and was denied because my last 4 paychecks weren’t enough. While I understood, it was still disappointing.
I wanted an increase and because my check goes into separate accounts that has my name on it I was declined. I think that is quite ridiculous considering all my accounts are at the same bank.
Hello Sheila, we appreciate you taking the time to share your experience. If you would like to provide further feedback or share additional details, please feel free to email us at [email protected]. Thank you.
It's a money trap, if your desperate enough to use it, just know, the payment will be like160 bucks, but will only take down what you owe by around 25 bucks, avoid if you can, if you can't, pay it off as quickly as possible
Hello Ben, We appreciate you taking the time to leave a review. We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions. If you have any further concerns that we can help with, please email us at [email protected]. Thank you.
Micromanaging Trash Company While completing my application, I received a phone call from CreditFresh to finish the application. While verifying the information, I was told I would be denied because of my pay frequency. So, my monthly income, good. My credit, good. My bank account, good. But because I can be paid whenever I want to be paid (and able to prove a valid flow of money), I was denied. The company is losing money at this moment because they want to control when their client's bank account gets money deposited. Arguably the dumbest decision by one of these scum-sucking companies. One can only assume that CreditFresh is wholly and entirely oblivious to the amount of competition there is and how much better they are doing it. Don't waste your time on this one. They will micromanage you to the hilt.
Hello Nicolas, We appreciate you taking the time to leave a review and for providing your feedback as we're always looking for ways to improve. If you have any further concerns or would like to share additional details, please feel free to reach out to us at [email protected]. Thank you.
Absolutely flawless and smooth transaction. The application process couldn’t be any easier. In a time that i needed financial guidance and help, CreditFresh had my back.
The fact that they said yes when everyone else turned me down and they were very nice and respectful.
Very easy no hassle and on time low payments to make sure you're not overwhelmed friendly customers service
Yes, getting the loan through your company was really easy. However after paying on the loan for 18 months, my principal balance only went down $284! Glad I was able to pay it off early. And, you STILL charged me $244 in additional interest!! Come on, do better.
Hello Steve, We appreciate you taking the time to provide your feedback as we’re always looking for way to improve. Should you have any further concerns, please feel free to contact us at 1-800-766-2007. Thank you.
I always have a good experience with the. It's easy to apply and get an answer in minutes and they're there to help you when any of your questions
It was fast and easy process. Everyone was helpful. Thank you !
It pretty easy to apply and quick to get a response
I, like many others am struggling financially in this world today. CreditFresh has helped me to pay some medical bills, utility bills and grocery bills. I truly appreciate them for that. The agents are very professional. Thank you.
When I needed money for an emergency. Credit Fresh was there to help.
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