About CreditFreshA personal Line of Credit between $500 - $15,0001With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank.Key features:● A personal Line of Credit between $500 - $15,0001● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2● Only pay for what you borrow, not your entire credit limit1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval. 2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Written by the business, not verified by us.CreditFresh (creditfresh.com) has a 4.2 out of 5 rating on OK.one, based on 133 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 78% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-29.
Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the streamlined and fast approval process, noting that needed funds are deposited into accounts within hours or the very same day. People also share that the support team is exceptionally professional, friendly, and always ready to help when guidance is needed. Some reviewers were not happy with the repayment structure, mentioning that a large portion of their payments goes toward interest rather than the principal balance. A few other people also felt that the repayment terms are somewhat inflexible, which can make clearing the total debt quite challenging over time.
Auto-generated from all reviews of this business. For reference only.Your site is always down, where I can't log in!
Hello Charles, We would like to take the opportunity to assist you. If you are still unable to log in at creditfresh.com, please give us a call at 1-800-766-2007, and our team would be happy to assist you! Thank you.
Hello Christopher, We appreciate your feedback. If you have any specific concerns that our team can help address, please contact us at [email protected].
I think they should lower the cost of credit. People pay quadruple for this loan. I understand making money and then there is taking advantage of people.
Hello, Your experience matters to us, and we’re always looking for ways to improve the products offered through CreditFresh. If you have any additional feedback to provide, please contact us at [email protected]. Thank you.
The process was fast, simple and easy. To be honest, it seemed too good to be true. Funds were deposited to my account within hours.
Very accommodating. Good customer service..
The loan was very easy to apply for and to receive but however the loan is very expensive. I paid $100 every month but every month $80 went for their charges and only $20 went for the principal and no matter how long I paid on this it only took the $20 off a month. I also paid it off early and after paying 5/$100 payments and only borrowed $600 in the whole beginning I still had to pay $570 to get this paid off.
They responded very quickly. Gave me a Good credit line and the money was in my account the next day, I would recommend Credit Fresh to anyone!!😊
Customer service is great and withdrawal process is easy and in your account quickly
I like the fact that I can request a draw from my line of credit from Website. It is very user friendly. Affordable payments. I would highly recommend.
They were so helpful amd not a lot of paper work
easy process and very professional people
Easy process and quick funding
My experience with CreditFresh was excellent from start to finish. The application process was simple, straightforward, and easy to complete. I was approved quickly, and the $1,000 was deposited into my account much faster than I expected, which was extremely helpful when I needed access to funds. One of the things CreditFresh does well is providing a user-friendly borrowing experience with clear communication throughout the process. The online platform is easy to navigate, and I appreciated receiving timely updates regarding my application and funding. One suggestion for improvement would be to provide even more educational resources about repayment options and borrowing costs so customers can make well-informed financial decisions and better plan their budgets. Overall, I am very satisfied with my experience and would recommend CreditFresh to anyone looking for a convenient and efficient lending service.
It was so easy to apply and to get the "loan" it really wasn't obvious as how expensive these loans are - Example: Paying a monthly bill, I send them $100.00 and they only credit $10.00 to my principal the rest is interest and fees - $90.00 ? I'll never be able to pay this off at this rate.
Hello Nenita, Thank you for taking the time to leave a review. Please note that at CreditFresh, transparency is important to us. Details about cost of borrowing can be found in disclosures provided during the application process. We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions. If you have any further concerns that we can help with, please email us at [email protected]. Thank you.
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