Excellent just what I needed in the…
Excellent just what I needed in the nick of time always reliable thanks credit 🥷
About CreditNinja
Data updated- Website
- www.creditninja.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 204 reviews
- Replies to negative
- 94% (17/18)
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About this business
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.Apply Now
Written by the business, not verified by us.Is CreditNinja legit?
CreditNinja (www.creditninja.com) has a 4.6 out of 5 rating on OK.one, based on 204 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 7% are 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is extremely quick, straightforward, and simple to complete. People also appreciate receiving their funds promptly, very often by the next business day or even sooner. Reviewers often note that the support staff is very helpful and pleasant to talk to when assistance is needed. However, some reviewers were not happy with the very high interest rates and unexpected extra fees associated with the loans. Some people also felt that the monthly repayment terms could be burdensome or that final approval amounts differed from expectations.
Auto-generated from all reviews of this business. For reference only.What people say
I’m a little pissed because the…
I’m a little pissed because the verification had the right account but for some reason it put a different account on the loan application and now y’all are telling me I’m responsible for that and it has to be rejected by the bank and that could take days well I applied for the loan because I needed the money. I verified the right account. Something else went wrong in the documents.
Reply from CreditNinja2026-08-11
Dear Jennifer, Thank you for taking the time to share your feedback. We understand how frustrating this experience may have been. At CreditNinja, we’re committed to ensuring accuracy in our loan servicing. CreditNinja funds the routing and account number entered during the application. CreditNinja does not have the ability to override ACH return decisions made by a consumer’s bank. Transparency and customer support are central to our lending process, and we take concerns like yours seriously. It was a pleasure speaking with you today, please contact our friendly customer support team at ((855) NINJA-01 ((855) 646-5201) or e-mail [email protected] for any further assistance.
Approval
They approved really quick when no else would.
Amazing I would recommend it
Quick experience and process
Quick experience and process. I was great
Very quick with the approval and lower…
Very quick with the approval and lower APR than other pay day loans
I love Credit Ninja
I love Credit Ninja, the loan amounts are large but your payments stay reasonable, would 100% recommend
Great customer service 😊 application…
Great customer service 😊 application was quick will definitely work with you all again in
Quick and way process
My name is Dee
My name is Dee I have been struggling to stay a float with our rising economy, my credit is sinking the bills rolling in faster than ever I was strolling on my fb page and decided to try my luck, I was lucky enough to granted $800 not the amount I was looking for but every little help at this moment Thank you
The process of getting a loan was easy…
The process of getting a loan was easy and thank you for the opportunity.
It was greeting to set up my acct
They are fair and treat everyone…
They are fair and treat everyone equally. The interest is not super high either.
The process was very smooth
They put money into my account without…
They put money into my account without my permission! No signature nothing then took the first payment out immediately before I even knew they had put the money in my account!
Reply from CreditNinja2026-08-10
Dear Debra Hudgens, Thank you for reaching out. At CreditNinja, we take instances of alleged and actual identity fraud/theft very seriously. We do our best to screen for fraudulently-submitted applications, and we urge all consumers to take precaution in protecting their credit files from unauthorized use. Identity fraud hurts consumers, and hurts our business. The application may have been fraudulently submitted by an unauthorized individual. CreditNinja has an identity theft procedure in place, please call us so that we can look into the details of this claim. Our friendly customer support team is available by phone at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
Fast and reliable service
Fast and reliable service. Payments are good comparing to other online loans. Apply and get your money the same day. Thank you.
I supposed to get my money the next day…
I supposed to get my money the next day and it still didn't come I was depending on it and that's why I agreed to that day crap
Reply from CreditNinja2026-08-10
Dear Gregory, Thank you for reaching out. At CreditNinja, we’re committed to providing accurate and efficient loan servicing, and we understand how important timely funding is to our customers. As noted on the homepage of our website under Loan Disbursement, applications approved before 10:30 a.m. CT, Monday through Friday, are generally funded the same business day. Applications approved after that time are typically funded the next business day. In some cases, additional verification may be required. If so, the loan, if approved, will be funded the business day after the verification is completed. We appreciate your feedback, as it helps us continue to improve our products and services. If you’d like to discuss your experience further, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail [email protected].
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