Quick and Easy
Quick, online application to fill out. Took longer to unfreeze my credit reports than to do the application. After approval, followed the instructions and within an hour cash was in my bank account .
About MoneyKey
Data updated- Website
- moneykey.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 180 reviews
- Replies to negative
- 91% (20/22)
Do you own MoneyKey? Claim this profile for free and start replying to reviews.
About this business
Online Loans and Lines of Credit Between $200 - $3,500.MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day.2.Applications submitted on the MoneyKey website may be originated by one of our lenders, depending on your state of residence.MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.The CC Flow Line of Credit is made by Quill Bank, a Utah Chartered bank, located in Provo, Utah. The CC Flow Line of Credit is serviced by MoneyKey.Visit the Rates page on the MoneyKey website for state availability.1Not all applications are approved; duration of approval process may vary.2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.
Written by the business, not verified by us.Is MoneyKey legit?
MoneyKey (moneykey.com) has a 4.5 out of 5 rating on OK.one, based on 180 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 91% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-03.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Consumers often highlight how incredibly fast the funds are deposited and how simple the entire application process is when unexpected expenses arise. People frequently express gratitude for the exceptionally polite and professional support team, noting that agents provide clear guidance whenever extra assistance is needed. However, some customers also noted that the extremely high interest rates make the monthly payments difficult, as very little money actually reduces the principal balance. Reviewers additionally mentioned that managing the loan can feel overwhelming over long periods because the borrowing costs accumulate quickly.
Auto-generated from all reviews of this business. For reference only.What people say
Very quick
Very quick , easy , and even with very bad credit they gave me a chance and loaned me money. High interest but I can't complain because no one else would give me a shot and help me out when I needed it the most! Thankyou guys !
Very easy process once I got to your…
Very easy process once I got to your site. It was a pleasure especially since it was stressful trying to get access to funds.
I'm in the middle of refinancing my…
I'm in the middle of refinancing my home and needed money without touching my credit score..this company made it happen.very easy and quick process
Waste of time
So I wasted my time twice; they told me I was approved. Went through everything for them to say that since I didn't have a printed pay schedule(teacher), I wouldn't be approved, but they have all of my information.
Reply from MoneyKey2026-08-28
hello Kirser, We appreciate you taking the time to leave a review and to provide your feedback. To help us address your specific concerns, please reach out to us at [email protected]. Thank you.
I have been dealing with CC flow for…
I have been dealing with CC flow for several years now and I always take care of the problem but answer all my questions very promptly and very honestly they let you know when you can get a drawer for your credit and they're just very very easy to work with I can very much
Easy to do business with there very…
Easy to do business with there very professional and receive fast results would recommend to my friends
Rip off company
I received a small loan with this place and let me tell u the pay back is crap.. Out of say 59 a month payment the only thing that goes towards ur loan payment is 10 dollars the rest is interest... They suck..how does this help anyone struggling... Once I pay off I will close my acct they are horrible... Ripping off people
Reply from MoneyKey2026-08-21
Hello Amy, We appreciate you taking the time to share your concerns. We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions. Please note that although each minimum payment includes a contribution to the principal balance, additional payments can also be made without prepayment penalties. We always encourage customers to make additional payments to help pay down their balance faster as doing so will help reduce the overall cost of borrowing. Payments can be made online or over the phone. If you have any further concerns, please feel free to contact us at [email protected]. Thank you.
Don’t do it
Moneykey contacted me about getting a loan, I was on the phone with the representative all day, from 10:30am until 6pm. He assured me I was approved, they made a deposit which they then took back, causing an NSF fee on my account. I’ve never seen that before, they wasted a whole day of my time where I could have been looking for other options to help me with my emergency situation. What upset me the most was that they contacted me. Dont do business with this shady company.
Reply from MoneyKey2026-08-21
Hello Angela, we would like to take the opportunity to look into your concerns. Please reach out to us at [email protected], and our team would be happy to assist. Thank you.
Fast and so easy
They made it easy and fast for me to get my funds. I needed this urgently and it was the same night I got my funds transferred to my account.
But when I first start with money key I…
But when I first start with money key I thought that there would be half of roadblocks but there wasn't it was easy and simple no hassle and ever since then I've been with them and they're in good amended there when I need them thank you
I dealt with this company a few years…
I dealt with this company a few years back and it's always been good and fast to let you let you borrow and the payments never changed from the original amount
Don’t do it
Don’t do it. The amount of interest is unbelievable. They got me at a desperate moment.
Reply from MoneyKey2026-08-11
Hello Rebecca, Thank you for taking the time to leave a review and for sharing your concerns. If you have any specific questions relating to the cost that we can help with, please email us at [email protected]. Thank you.
This are the best
This are the best , easy thrusters and very low interest . Please apply . I sent the information to some friends . Thanks for your help
I loved that it was on time and…
I loved that it was on time and customer service was very good.
It a very good fast service with easy…
It a very good fast service with easy instructions
ALWAYS available
ALWAYS available! I requested my draw at 1:30 am and had it in my account by mid afternoon. Quick and easy when you need cash in a hurry.
Quick and easy the way you guys…
Quick and easy the way you guys Question is simple
Ms Hiba had great customer service new…
Ms Hiba had great customer service new what she was talking about.
Good communication!
Well, so far so good! I haven't received my statement yet, will be back to give another review when I have the figures all put together. But right now, it has saved me from my home insurance being cancelled and now I need to pay a huge upcoming gas bill. But I had a nice experience over the phone with customer service!
CreditFresh
Simple Fast Loans
Uprova®
Together Loans
NetCredit
Tower Loan
Advance America
Balance Credit