So blessed Money Key came through for…
So blessed Money Key came through for me with such a simple experience from start to finish.The customer service was available and called back as promised, which made me feel secure in trusting them more.
About MoneyKey
Data updated- Website
- moneykey.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 180 reviews
- Replies to negative
- 91% (20/22)
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About this business
Online Loans and Lines of Credit Between $200 - $3,500.MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day.2.Applications submitted on the MoneyKey website may be originated by one of our lenders, depending on your state of residence.MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.The CC Flow Line of Credit is made by Quill Bank, a Utah Chartered bank, located in Provo, Utah. The CC Flow Line of Credit is serviced by MoneyKey.Visit the Rates page on the MoneyKey website for state availability.1Not all applications are approved; duration of approval process may vary.2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.
Written by the business, not verified by us.Is MoneyKey legit?
MoneyKey (moneykey.com) has a 4.5 out of 5 rating on OK.one, based on 180 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 91% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-03.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Consumers often highlight how incredibly fast the funds are deposited and how simple the entire application process is when unexpected expenses arise. People frequently express gratitude for the exceptionally polite and professional support team, noting that agents provide clear guidance whenever extra assistance is needed. However, some customers also noted that the extremely high interest rates make the monthly payments difficult, as very little money actually reduces the principal balance. Reviewers additionally mentioned that managing the loan can feel overwhelming over long periods because the borrowing costs accumulate quickly.
Auto-generated from all reviews of this business. For reference only.What people say
Always a great service
Process was simple funds were deposited…
Process was simple funds were deposited without issue.
If I could rate a negative review
If I could rate a negative review, I would. Their interest rates are predatory and criminal. I paid consistently $650 a month for 2years and it never made a dent in the $3500 line of credit balance. And when I went under hardship and couldn’t pay, after two months they closed my account and reported it in default which will be on my credit report for 7 years!! Avoid this company at all costs!
Reply from MoneyKey2026-08-11
Hell Jennifer, We would like to take the opportunity to look into your concerns. Please email us at [email protected], and our team would be happy to assist you. Thank you.
They were very easy to work with
They were very easy to work with. The interest is reasonable. Great company.
Service was helpful and great 👍🏽
MoneyKey was easy to apply with no…
MoneyKey was easy to apply with no extra hassle. The process was quick and straightforward. I highly recommend them!
What a great experience
What a great experience. So helpful to relieve my financial worries!
MoneyKey provided me with a credit line…
MoneyKey provided me with a credit line during a time when I needed it the most.
Good job
Fast and fits my budget
Was fast and courtesy.
Customer service was good and got…
Customer service was good and got everything taken care very fast
Submitted and approved but not…
Submitted and approved but not submitted??? I was told all was completed yesterday, but here it is end of day today, over 24 hours later. when I call in to get an update on the disbursement of funds, I'm told "oh, the application didn't get submitted"... so now I have to wait another day to see if all was actually submitted correctly. Starting to think this company is a total joke...
Reply from MoneyKey2026-07-30
Hello Mike, Please reach out to us at 1-866-255-1668, and our team would be happy to look into this matter for you. Thank you.
Excellent service
Customer Satisfaction
Doing business with Money Key is a simple process that is timely and provides good customer service.
Easy Funding
the funding was so easy and the customer service people were amazing!
Was approved very fast and funds were…
Was approved very fast and funds were deposited same day that I requested a draw .. I never get approved for anything so this was definitely a blessing
loan process
Able to get a loan. But the process was a little rough to navigate but I did manage it. Thanks
I got the money when I need it
I got the money when I need it.
It was very simple and the…
It was very simple and the representative was very helpful and nice.
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