S
Sandra Richmond · 1 review · Verified · Experienced 2026-07-20 ·
★★★★★
About NerdWallet
Data updated- Website
- nerdwallet.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 106 reviews
- Replies to negative
- 0% (0/46)
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Is NerdWallet legit?
NerdWallet (nerdwallet.com) has a 3.1 out of 5 rating on OK.one, based on 106 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 52% rate it 4 stars or higher while 37% give 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.
What people say
Informative
They gave me an offer with 35% interest.
Fast response
I couldnt view anything
Higher interest sorry for now.
Right now going to a trail never with…
Right now going to a trail never with NerdWallet I’ll know in six months if I like this site
Originally stated no impact to credit
Originally stated no impact to credit. I was switched to Lightstream answered questions, which then asked to submit, which would have impacted my credit. Waste of time.
Trusted
Wonderful site. Helps keep you updated…
I want to apply for a joint personal…
I want to apply for a joint personal loan but am only being allowed to apply for personal loans
Trouble Free
NerdWallet provided a trouble free experience. I found a lender quickly and got a decent rate for the amount I needed
I thought they were legit and gave them…
I thought they were legit and gave them my phone number while shopping for a HELOC loan. Little I knew they would give my number to multiple shady lenders that have been blasting my phone using different numbers 20+ times a day for the past two weeks and they won’t stop. Ultra shady spammers they are!
It take a minute and you can do it with no phone calls
Fast and easy to get an answer
Very fantastic website
very helpful for bundled quotes
The simplicity
Waste of time. I received a message saying I was…
I received a message saying I was matched but then the link says I am not matched. So I gave you all my personal information for nothing. I need help getting out of debt and nobody can help even this service. Wasted my time.
Quick painless pre-qualification…
Quick painless pre-qualification process. Reasonable rates offered.
Why just these three lenders
Why just these three lenders? And the APR is 10% more at least than the local banks.
If I could give nerd wallet negative…
If I could give nerd wallet negative stars I would . Big waste of your time. My phone blows up with calls every time I checked rates . The one time I answered the phone to see what it was about and to tell them to stop calling and emailing me . The person on the phone was so pushy. I felt like he was pushing to sell me on something , it was like a really bad sales call. They definitely aren’t trying to really help anyone . He kept asking for my bank account information . Made me feel like an idiot like shaming me for my cc debt . Which really isn’t that much but I figured if I could get a lower int rate . Ha , that’s a joke with nerd wallet . Their rates higher than anyone else’s . When I told him I’d have to think about it , he got even pushier ! I could barely get off the phone and he continued to try and sell it and get my bank account information. Literally I would have saved nothing and I’ve heard from other people that they try to settle with your cc and it doesn’t actually always happen ( pretty sure they aren’t lawyers ).He did tell me to just stop paying my cc’s . I have so many questions , so many red flags thrown . Always redirects you to freedom debt relief with any and every inquiry . HORRIFIC EXPERIENCE!