Installment loans are a great alternative to payday loans because they allow you to pay a portion due each month instead of paying the entire balance on your next payday.Northern Star Lending complies with federal laws and regulations as well as the laws of the Menominee Indian Tribe of Wisconsin. This gives borrowers who may have a hard time finding loans through traditional channels the opportunity to qualify for an unsecured loan with us.
Written by the business, not verified by us.
Is Northern Star Lending legit?
Northern Star Lending (northernstarlending.com) has a 4.0 out of 5 rating on OK.one, based on 199 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 32% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the genuinely helpful and knowledgeable staff, as well as the straightforward and quick process throughout the service.
Conversely, a small portion of people felt difficulties regarding the loan funding, reporting instances where funds were delayed past expected timelines. Some reviewers also mentioned encountering issues regarding inconsistent information given by representatives, including misleading contract language or difficulties as returning customers.
Auto-generated from all reviews of this business. For reference only.
This company, I consider a predatory lender. They wanted to lend me $200 with an interest rate well over 1000 percent. Yes you read correctly, repayment on the loan agreement they sent me ( which I didn't sign or agree to) was over $1600. The documents they email are full of spelling errors. They don't answer the phone and when they do, the reps are unprofessional. Their website doesn't allow for a customer to sign in. STAY AWAY.
They approved the amount quickly, but their rates were so HIGH, it as ridiculous. Literally, like 736% percentage rate. I’ve NEVER in my life seen a rate that high. I don’t recommend this company to anyone. It was gonna be over $1600 to borrow $200. But that was with monthly payments. I did call in and ask them if I paid it back all at once on the 1st of the month, would I still have to pay the 1600 some dollars, but it would only be a little over $250 if I paid it off before the first of the month. So depending on your situation, take it upon yourself to make the decision to go through them or not. If you can pay it back right away, it’s not bad, but monthly will be so expensive it’s not even worth it!
This experience has been very unique and the fact that I say lender who works with you all throughout your loan if you wanna pay it off early, no problem if you want to borrow more money no problem there just as good as it gets
THE LIBERATION · 1 review · Experienced 2026-06-05 ·
★★★★★
I still haven't received my funds
J
JULIA · 2 reviews · Experienced 2026-06-04 ·
★★★★★
Not sure yet
Not sure yet. I was told that I would receive funds today and so far there's still nothing
B
Brian Nelson · 1 review · Experienced 2026-05-30 ·
★★★★★
I got a pan called a representative to…
I got a pan called a representative to pay off account. She lied once say someone would call back to her pay off the account on 05/3/2026, That didn’t happen. No way to pay off directly other then yay to get a return call, with 775% APR North Star are super predatory. And will collect this mind blowing interest until and if you manage to call and pay it off over the phone. Extremely unprofessional and misleading
S
Sam · 1 review · Experienced 2026-05-29 ·
★★★★★
Says I got approve and I still haven't…
Says I got approve and I still haven't gotten my money after 2 day