Installment loans are a great alternative to payday loans because they allow you to pay a portion due each month instead of paying the entire balance on your next payday.Northern Star Lending complies with federal laws and regulations as well as the laws of the Menominee Indian Tribe of Wisconsin. This gives borrowers who may have a hard time finding loans through traditional channels the opportunity to qualify for an unsecured loan with us.
Written by the business, not verified by us.
Is Northern Star Lending legit?
Northern Star Lending (northernstarlending.com) has a 4.0 out of 5 rating on OK.one, based on 199 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 32% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the genuinely helpful and knowledgeable staff, as well as the straightforward and quick process throughout the service.
Conversely, a small portion of people felt difficulties regarding the loan funding, reporting instances where funds were delayed past expected timelines. Some reviewers also mentioned encountering issues regarding inconsistent information given by representatives, including misleading contract language or difficulties as returning customers.
Auto-generated from all reviews of this business. For reference only.
My experience with Northern Star Lending, their customer service staff helped me understand the guidelines and be clear with loan upcoming payments. Love it!
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
Im getting approval emails etc but my bank aint recieved nothing. Im supposed to recieve it today. If not today I'm canceling my application cause I'm not going to be charged on my credit for something I ain't used. That's fraud no matter the contract.. I recieved no funds. At the end of this day. I will be contacting them. For my protection.
Reply from Northern Star Lending2026-01-02
We're sorry to hear about your experience and would like to make things right. Someone from our resolution team will be reaching out shortly to help resolve the issue.
We're sorry to hear about your experience and would like to make things right. Someone from our resolution team will be reaching out shortly to help resolve the issue.
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
Help me even with poor credit took about 30 minutes to get the process done
Reply from Northern Star Lending2026-01-02
"We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out"
Well got all paperwork done was assured if I signed paperwork before 230 Thursday would have by Friday in account it’s Monday 11:30 and the money still is not in my account
Reply from Northern Star Lending2025-12-30
We regret to hear about the trouble you've experienced. We know waiting for funds is difficult, and we'll look into what caused this delay. Thank you for your feedback.
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
It is legit and fast process and finds to your account
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
Read their agreement and be aware of anything suspicious.
Love their costumer service. Their fastest way to help. Is a great help .fast . And their when you need them.
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
Good people are providing good help to the people.
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
The gentleman that help me was knowledgeable and helpful through the application process took a second on the underwriting part but all and all a good experience
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
They always give you the money you need. But when you call back to pay the loan back they act like they don't know who you are even though you have done business with them in past, they should make it easier for return customer to not have to disclose so much information in order to pay them back.
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out
Great customer service and always there when I need them. I would give them 5 stars if they would cut me a small break on the extremely high interest rates, but overall great experience. Thank you!
Reply from Northern Star Lending2026-01-02
We appreciate your patience and cooperation in working with us to resolve your initial concern. We're glad we could address the issue and ensure a better experience moving forward.
If you need anything else, don't hesitate to reach out