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Money & Insurance

Northern Star Lending

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199 reviews

4.0199 reviews
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About Northern Star Lending

Data updated
Website
northernstarlending.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
199 reviews
Replies to negative
32% (14/44)
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About this business

Installment loans are a great alternative to payday loans because they allow you to pay a portion due each month instead of paying the entire balance on your next payday.Northern Star Lending complies with federal laws and regulations as well as the laws of the Menominee Indian Tribe of Wisconsin. This gives borrowers who may have a hard time finding loans through traditional channels the opportunity to qualify for an unsecured loan with us.

Written by the business, not verified by us.

Is Northern Star Lending legit?

Northern Star Lending (northernstarlending.com) has a 4.0 out of 5 rating on OK.one, based on 199 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 32% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the genuinely helpful and knowledgeable staff, as well as the straightforward and quick process throughout the service. Conversely, a small portion of people felt difficulties regarding the loan funding, reporting instances where funds were delayed past expected timelines. Some reviewers also mentioned encountering issues regarding inconsistent information given by representatives, including misleading contract language or difficulties as returning customers.

Auto-generated from all reviews of this business. For reference only.

What people say

Relaxed & Grateful

I needed and still need more money and they were the ones that helped me out even after almost everyone denied me. I called and they were very helpful and insightful to answering my questions and made me feel relaxed. They explained the best things for me to do to pay them back and it made sense. Very good peeps to work with. If your nervous about asking for a loan call these people and they'll relax you first AND loan you some cash! Thanks Northern Star! I will definitely be a return customer!!! 👍

Even though I was unable to obtain my…

Even though I was unable to obtain my loan due to verification issues everybody at northern was still very supportive and trying to do whatever they could think of to help me. I feel like if the mobile banking apps were more accepted than it would be easier for some of us in the verification department.

I am genuinely disturbed and disgusted…

I am genuinely disturbed and disgusted by my experience with this lending company. I took out a $375 personal loan and later discovered the APR was 777.44%. Because of this, I will end up repaying a total of $2,534.91. That number is staggering and indefensible. Although I understand that I am technically able to make these payments, that does not change my belief that this type of lending is a cruel act against humanity. The ability to pay does not make this ethical. Turning a small loan into a crushing financial burden is not assistance — it is exploitation. What was presented as short-term help quickly became distressing and overwhelming. Watching a $375 loan balloon into more than six times its original amount is shocking. Even if these terms are buried somewhere in fine print, there is nothing transparent, fair, or humane about charging 777.44% APR. This business model preys on people in vulnerable situations and profits from desperation. I find it appalling that practices like this are allowed to exist at all. I strongly urge anyone considering this lender to stay far away. No one should be taken advantage of in this way.

Reply from Northern Star Lending2026-01-20

We're sorry to hear about your experience and would like to make things right. Someone from our resolution team will be reaching out shortly to help resolve the issue.

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