Installment loans are a great alternative to payday loans because they allow you to pay a portion due each month instead of paying the entire balance on your next payday.Northern Star Lending complies with federal laws and regulations as well as the laws of the Menominee Indian Tribe of Wisconsin. This gives borrowers who may have a hard time finding loans through traditional channels the opportunity to qualify for an unsecured loan with us.
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Is Northern Star Lending legit?
Northern Star Lending (northernstarlending.com) has a 4.0 out of 5 rating on OK.one, based on 199 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 76% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 32% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-30.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the genuinely helpful and knowledgeable staff, as well as the straightforward and quick process throughout the service.
Conversely, a small portion of people felt difficulties regarding the loan funding, reporting instances where funds were delayed past expected timelines. Some reviewers also mentioned encountering issues regarding inconsistent information given by representatives, including misleading contract language or difficulties as returning customers.
Auto-generated from all reviews of this business. For reference only.
Northern Star Lending accessed my personal and financial details sans any request by me, and without my knowledge. This company has now resorted to calling my Unlisted and Federal Do Not Call registed number, as many as 30 times per day. 20 + emails per day as well. All for a Loan I did not apply to, did not authorize, and certainly did not request. Highest degree of fraud! Avoid them like the plague.
2nd time doing a loan with Northern Star.
Easy process, communicated well regarding payment & payment scheduling.
You can also pay all the amount back you request before your pay date as well.
Not having access to any of my information is ridiculous! I can't get in touch with anyone to find my remaining balance. I got a $500 loan and have been paying $92 a week for almost a year! I had an emergency and needed funds. Definitely do not recommend this company!
J
Jewett Jones · 1 review · Experienced 2026-07-30 ·
★★★★★
RUN AWAY!!!!
I was approved for 765. i got the deposit, they were rushing me for same day funding. I got off work to call back and setup my payment. they wanted 116 every week til 2028... yes every week. a 765$ loan turned into 6600$ I learned this after talking to customer service, I paid back the loan that day for 795$ I got out of hot water that day.