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Money & Insurance

Oasis Financial

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206 reviews

4.5206 reviews
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About Oasis Financial

Data updated
Website
oasisfinancial.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
206 reviews
Replies to negative
73% (16/22)
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About this business

Life and bills won't wait for your settlement and neither should you. Oasis financial provides pre-settlement funding to those injured in an accident and struggling to make ends meet while waiting for their settlement. In as little as 24 hours once approved, Oasis Financial can provide a no-risk cash advance on your settlement, with no out-of-pocket costs. Oasis Financial has been trusted by more than 250,000 people. Better Days Start Today!

Written by the business, not verified by us.

Is Oasis Financial legit?

Oasis Financial (oasisfinancial.com) has a 4.5 out of 5 rating on OK.one, based on 206 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 85% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 73% of negative reviews. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. People express deep gratitude because the quick and efficient financial assistance successfully helps them cover unexpected life expenses, medical needs, and urgent bills right on time. Consumers also praise the support team for being exceptionally friendly, highly knowledgeable, and always ready to answer questions with genuine compassion. However, some customers also noted frustrating delays in receiving their money and exceedingly long waiting times when trying to reach customer support. A small group of reviewers mentioned that communication could be very difficult when trying to resolve urgent problems or get prompt assistance.

Auto-generated from all reviews of this business. For reference only.

What people say

It took 4 whole days to get funded…

It took 4 whole days to get funded after my attorney and i signed the contract.

Reply from Oasis Financial2026-07-08

We are sorry you were not happy with our speed of providing you with funding. Our records show that you were approved on the 24th and funds were released to you on the 26th. Typically, we can fund in as little as 24 hours from approval, but sometimes the review process can take a bit longer as we work to confirm details of your request. We're glad we were able to help and continuously monitor our performance to work to make each transaction better. Thank you for the feedback on your experience.

I had heard good things about Oasis and…

I had heard good things about Oasis and was referred to them, so I decided to give them a try. I was hesitant about taking a pre-settlement advance because of the repayment costs and interest, but due to unexpected financial hardship, I needed the assistance. I requested a specific advance amount and was told by customer service that, once my attorney signed off, I could likely be approved. The company also advertises a turnaround time of about 48 hours. Unfortunately, the process took approximately a week. During that time, whenever I called for updates, it seemed like no one could tell me exactly what was happening with my application. When I was finally approved, the amount offered was much lower than I had requested. Because I urgently needed the funds, I accepted the advance anyway. Before accepting it, I specifically asked whether I could request the remaining amount I needed. One representative told me I could reapply immediately after receiving the deposit. A couple of days later, I called again to confirm and was told the same thing. After receiving the funds, I reapplied for the difference, only to be denied within minutes and then informed that I would have to wait 30 days before applying again. That was frustrating because it directly contradicted what I had been told multiple times by customer service. I can’t say Oasis is a good or bad company because there are many factors involved in pre-settlement funding, including attorney approval and case evaluations. However, clear and consistent communication is extremely important. When customers are told one thing and then something completely different happens, it makes it difficult to trust the process or feel confident about doing business with the company again. Overall, my biggest concern wasn’t the approval decision itself it was the inconsistent information I received throughout the process.

Reply from Oasis Financial2026-07-08

Thank you for taking the time to share your experience and feedback. We are sorry to hear that you received inconsistent information during the process. Clear and accurate communication is important to us, and we understand how frustrating it is when expectations aren’t met. We appreciate you bringing the confusion about reapplying for additional funding to our attention. Our standard recommendation is that customers typically wait 30–60 days after receiving a funding before requesting additional funds. We have shared your feedback with our team as a coaching opportunity to help ensure more consistent communication going forward. Thank you for choosing Oasis Financial and for helping us improve our customer experience.

Service is friendly and turn around…

Service is friendly and turn around time is very fast. That said, the percentage rate is astronomical. My loan was $1,500 and repayment is almost $2,600 due within 6 months and even more if my case doesn't settle within the 6 months. My math is not great but that rate is over %140. I went with it because I was in a jam but I pray I'm never that desperate again. Also, when I called with questions, I called 3 times and waited over 30 minutes for someone to answer. They answered the first time but the subsequent 2 times the phone rang over 30 minutes both times before I was disconnected without answering. In the end, I was funded but the interest rate and anxiety of 30+ minute wait times have left a sour taste.

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